Bemobi Mobile Tech SA

Bemobi Mobile Tech SA

33.38
BRL
-0.40
(-1.18%)
2.03EPS
12.48P/E
1.97BMarket Cap
Nov 12Next Earn
Bemobi Mobile Tech SA
B3:BMOB3F
(B3)

Recent

price

33.38

P/E

ratio

12.48

div

yld

5.55%

ROIC.AI

2020
2021
2022
2023
2024
2025
TTM
BRL
1.89
5.77
16.83
15.07
17.44
20.11
22.29
Revenue per Share
0.39
0.89
0.98
1
1.39
1.86
1.89
Basic EPS, GAAP
0.78
-0.04
1.75
0.56
1.34
0.72
0.55
Free Cash Flow per Basic Share
- -
2.21
0.2
0.23
0.47
3.15
1.85
Dividend per Share
1.7
11.62
12.2
12.57
13.68
11.31
11.3
Book Value per Share
-0.59
6.2
7.13
7.08
8.08
5.26
5.32
Tangible Book Value per Share
91
85
88
87
86
84
84
Basic Weighted Avg Shares
172
489
1,476
1,308
1,498
1,696
1,881
Sales/Revenue/Turnover
36.2
17.36
6.69
7.1
7.82
8.27
9.17
Operating Margin (%)
23
34
64
59
67
69
73
Depreciation Expense
36
75
86
87
119
157
160
Net Income, GAAP
38.8
30.64
37.19
34.13
26.86
18.74
18.2
Effective Tax Rate (%)
20.83
15.41
5.8
6.62
7.97
9.23
8.49
Profit Margin (%)
-79
553
621
614
663
589
592
Working Capital
3
11
4
3
5
21
42
LT Debt
155
1,030
1,059
1,086
1,170
973
969
Total Equity
- -
9.7
5.85
5.74
7.61
10.52
13.27
Return on Invested Capital (%)
- -
12.91
8.8
8.31
10.53
14.07
13.92
Return on Capital (%)
- -
12.72
8.19
8.09
10.62
14.77
15.44
Return on Common Equity (%)

Capital Structure

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
4
4
4
LT Borrowings
19
40
40
LT Finance Leases
2
2
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
84
85
83
Market Capitalization
1,895
2,283
1,967

Working Capital

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,276
1,444
1,448
Cash, Cash Equivalents & STI
363
349
328
Accounts Receivable, Net
203
231
241
Inventories
16
19
16
Total Current Liabilities
686
812
856
Payables & Accruals
- -
- -
- -
ST Debt
4
4
4
Deferred Revenue
- -
- -
- -

Growth Rates

BRL

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
112.45%
-16.81%
Free Cash Flow
- -
-1,037.69%
-46.88%
Net Income, GAAP
- -
38.95%
31.13%
Sales/Revenue/Turnover
- -
80.65%
13.24%
Total Cash Common Dividend
- -
- -
556.58%

Quarterly Revenue

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
352
365
381
400
1,498
2025
388
409
438
462
1,696
2026
483
497
- -
- -
- -

Quarterly Earnings Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.25
0.42
0.24
0.48
1.39
2025
0.37
0.39
0.49
0.61
1.86
2026
0.4
0.39
- -
- -
- -

Quarterly Dividends Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.47
2025
0.6
0.69
0.31
1.54
3.15
2026
- -
- -
- -
- -
- -
Business
Bemobi Mobile Tech S.A. (BMOB3.SA) is a Brazil-based technology company that provides mobile platforms and solutions for digital payments, customer engagement, microfinance, and digital services in a B2B2C model primarily with telecom operators, utilities, financial institutions, education, and health sectors. The company offers core products including Bemobi Pay, featuring smart checkouts with white-label customizable solutions, payment method orchestration supporting credit cards, Pix, Click to Pay, wallets, and Google Pay; Smart POS for in-person payments; Grace, an AI-first conversational payments platform; Wave, a digital native platform for telecom operations; Omni Engage for customer engagement; mobile scoring and microfinance services such as airtime and data advances; Agenda Edu SuperApp for school communication, engagement, and finances; and subscription-based Apps Club delivering mobile applications, games, and digital content across categories like utilities, kids, health, education, and entertainment; as well as voice messaging and communications solutions integrated with SMS/WhatsApp. Bemobi operates in Brazil and internationally across emerging markets in Latin America, the Middle East, and Southeast Asia, partnering with over 65 mobile network operators in more than 35 countries. Founded in 2007 and headquartered in Rio de Janeiro, Brazil, the company employs approximately 800 people and listed on B3 in February 2021. Recent developments include a strategic partnership announced in April 2025 with YDUQS, one of Brazil's largest higher education groups, to digitize student payments through an omnichannel white-label platform with phased rollout encompassing billing portals, apps, recurring intelligence, tokenization, and fraud prevention; acquisition of 51% control of NomoWave in early 2024 for R$11.5 million to bolster telecom capabilities; reacquisition of M4U and Tiaxa assets to enhance microfinance and payments; a stake in a Payment Institution to advance Automatic Pix and Open Finance strategies, phasing out bank slips in 2025; and reporting 22% revenue growth in Q3 2025 driven by digital payments and international expansion, alongside R$200 million in planned dividends.