As of September 30, 2025, Banco Pan S.A. has 1.25B shares outstanding.
| Shares Outstanding | 1.25B |
As of September 30, 2025, Banco Pan S.A. trades at a trailing price-to-earnings ratio of 17.90. The price-to-sales ratio is 0.65, and the price-to-book ratio stands at 1.25.
| PE Ratio | 17.90 |
| PS Ratio | 0.65 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 1.75 |
| P/OCF Ratio | 1.80 |
These figures are as of September 30, 2025. The EV/Sales ratio of 1.61 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Banco Pan S.A. trades at an EV/FCF ratio of 4.33, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.
| EV / Sales | 1.61 |
| EV / FCF | 4.33 |
These figures are as of September 30, 2025.
| Debt / Equity | 160.35 |
Over the twelve months ended September 30, 2025, Banco Pan S.A. posted a return on equity (ROE) of 6.79, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.07, measuring how efficiently the asset base is converted into earnings.
| Return on Equity (ROE) | 6.79 |
| Return on Assets (ROA) | 1.07 |
These figures cover the twelve months ended September 30, 2025. That works out to an effective tax rate of 37.90, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.
| Effective Tax Rate | 37.90 |
As of the close on January 23, 2026, Banco Pan S.A.'s stock has gained approximately 93.47% over the past 52 weeks. The 50-day moving average sits at 11.46, while the 200-day moving average is 8.99.
| 52-Week Price Change | 93.47% |
| 50-Day Moving Average | 11.46 |
| 200-Day Moving Average | 8.99 |
Over the twelve months ended September 30, 2025, Banco Pan S.A. posted a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Pretax Margin | 6.16 |
| Profit Margin | 6.32 |
These figures cover the twelve months ended September 30, 2025. The dividend payout ratio of -64.09 is negative because earnings are negative, so the dividend is being paid out of something other than profits, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 57.17, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 85.87, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Banco Pan S.A. shareholders.
| Payout Ratio | -64.09 |
| Shareholder Yield | 85.87 |
| FCF Yield | 57.17 |
Banco Pan S.A.'s most recent stock split took place on January 19, 2012 with a 500:511 split ratio.
| Last Split Date | 1/19/2012 |
| Split Ratio | 500:511 |
As of September 30, 2025, Banco Pan S.A. has an Altman Z-Score of 0.24, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.24 |
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