Banco Pan S.A.

    Banco Pan S.A.

    BB3:BPAN4
    12.75
    BRL
    +0.04
    (+0.31%)
    17.90P/E
    Banco Pan S.A.
    B3:BPAN4
    (B3)

    Recent

    price

    12.75

    P/E

    ratio

    17.90

    div

    yld

    - -

    ROIC.AI

    2010
    2010
    2011
    2012
    2013
    2014
    2015
    2016
    2017
    2018
    2019
    2020
    2021
    2022
    2023
    2024
    TTM
    BRL
    - -
    0.21
    7.65
    4.14
    5.3
    3.27
    3.46
    5.14
    5.41
    4.46
    4.79
    5.35
    6.26
    14.2
    14.99
    16.95
    11.98
    Revenue per Share
    - -
    -0.55
    0.27
    -0.93
    -0.28
    0.01
    0.01
    -0.26
    0.23
    0.21
    0.44
    0.54
    0.64
    0.51
    0.51
    0.56
    0.43
    Basic EPS, GAAP
    - -
    -2.31
    -9.53
    -3.67
    -1.14
    -1.94
    2.18
    1.04
    0.55
    0.36
    0.42
    0.08
    -1.86
    4.21
    -4.14
    -1.31
    4.18
    Free Cash Flow per Basic Share
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    0.07
    0.17
    0.21
    0.45
    0.49
    - -
    - -
    Dividend per Share
    - -
    4.53
    3.83
    4.62
    4.34
    3.73
    3.73
    3.69
    3.73
    3.38
    3.56
    3.44
    3.45
    9.02
    9.02
    9.02
    6.21
    Book Value per Share
    - -
    0.05
    4.97
    4.12
    3.85
    3.67
    3.68
    3.46
    3.66
    3.63
    4.04
    4.3
    4.7
    9.79
    10.44
    11.07
    7.24
    Tangible Book Value per Share
    - -
    244
    244
    535
    535
    929
    929
    929
    929
    1,080
    1,173
    1,214
    1,210
    658
    658
    658
    954
    Basic Weighted Avg Shares
    - -
    52
    1,869
    2,215
    2,838
    3,038
    3,213
    4,779
    5,025
    4,816
    5,617
    6,493
    7,579
    9,334
    9,858
    11,146
    11,433
    Sales/Revenue/Turnover
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Operating Margin (%)
    - -
    - -
    5
    20
    47
    54
    55
    65
    57
    52
    67
    132
    103
    233
    282
    282
    191
    Depreciation Expense
    - -
    -134
    67
    -496
    -152
    8
    8
    -237
    213
    222
    516
    656
    775
    706
    695
    772
    723
    Net Income, GAAP
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    16.06
    51.51
    - -
    30.09
    30.2
    18.55
    18.16
    2.55
    37.9
    Effective Tax Rate (%)
    - -
    -255.86
    3.59
    -22.4
    -5.35
    0.26
    0.25
    -4.96
    4.23
    4.6
    9.18
    10.1
    10.22
    7.56
    7.05
    6.93
    6.32
    Profit Margin (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Working Capital
    - -
    - -
    2,192
    5,204
    6,825
    6,893
    6,517
    7,066
    3,323
    2,600
    296
    1,307
    2,009
    6,665
    5,067
    4,981
    12,200
    LT Debt
    155
    21
    1,227
    2,472
    2,305
    3,635
    3,644
    3,412
    3,556
    4,096
    4,926
    5,317
    5,799
    7,708
    8,111
    8,434
    7,608
    Total Equity
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Return on Invested Capital (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Return on Capital (%)
    - -
    -12.06
    6.56
    -29.09
    -6.33
    0.27
    0.23
    -6.89
    6.17
    6.23
    13.18
    15.7
    18.55
    6.66
    5.65
    6.18
    6.79
    Return on Common Equity (%)

    Capital Structure

    BRL

    •

    in mil. unless spec.
    Mar'25
    Jun'25
    Sep'25
    ST Debt
    - -
    - -
    - -
    LT Borrowings
    - -
    - -
    - -
    LT Finance Leases
    - -
    - -
    - -
    Preferred Equity and Hybrid Capital
    - -
    - -
    - -
    Shares Outstanding
    1,251
    1,251
    1,251
    Market Capitalization
    6,958
    7,721
    7,423

    Working Capital

    BRL

    •

    in mil. unless spec.
    Mar'25
    Jun'25
    Sep'25
    Total Current Assets
    - -
    - -
    - -
    Cash, Cash Equivalents & STI
    2,267
    2,109
    1,254
    Accounts Receivable, Net
    - -
    - -
    - -
    Inventories
    - -
    - -
    - -
    Total Current Liabilities
    - -
    - -
    - -
    Payables & Accruals
    - -
    - -
    - -
    ST Debt
    - -
    - -
    - -
    Deferred Revenue
    - -
    - -
    - -

    Growth Rates

    BRL

    •

    in mil. unless spec.

    (avg. rate of change)

    10 years
    5 years
    1 year
    Total Equity
    9.27%
    11.82%
    3.98%
    Free Cash Flow
    -317.52%
    -572.98%
    -68.38%
    Net Income, GAAP
    -305%
    9.18%
    11.1%
    Sales/Revenue/Turnover
    14.63%
    14.83%
    13.07%
    Total Cash Common Dividend
    - -
    179.74%
    913.48%

    Quarterly Revenue

    BRL

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    2,322
    2,456
    2,506
    3,237
    9,858
    2024
    2,342
    2,877
    2,810
    2,737
    11,146
    2025
    3,315
    2,547
    2,834
    - -
    - -

    Quarterly Earnings Per Share

    BRL

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    0.14
    0.1
    0.12
    - -
    0.51
    2024
    0.12
    - -
    0.06
    - -
    0.56
    2025
    0.05
    - -
    0.12
    - -
    - -

    Quarterly Dividends Per Share

    BRL

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    - -
    - -
    - -
    - -
    0.49
    2024
    - -
    - -
    - -
    - -
    - -
    2025
    - -
    - -
    - -
    - -
    - -
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