Synchrony Financial

Synchrony Financial

60.96
BRL
-2.95
(-4.62%)
8.76EPS
7.95P/E
131.78BMarket Cap
Jan 22Next Earn

Total Valuation

BRL

As of June 30, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh carries a market capitalization of 131.78B, placing it among publicly traded companies globally. Its enterprise value stands at 129.45B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap131.78B
Enterprise Value129.45B

Important Dates

Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh's next confirmed earnings release is scheduled for January 22, 2027.

Earnings Date1/22/2027

Share Statistics

As of June 30, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh has 1.92B shares outstanding.

Shares Outstanding1.92B

Valuation Ratios

As of June 30, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh trades at a trailing price-to-earnings ratio of 7.95. The price-to-sales ratio is 1.82, and the price-to-book ratio stands at 1.68.

PE Ratio7.95
PS Ratio1.82
PB Ratio1.68
P/TBV Ratio1.87
P/FCF Ratio2.85
P/OCF Ratio2.82

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.67 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh trades at an EV/FCF ratio of 2.58, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 129.45B versus a market cap of 131.78B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.67
EV / FCF2.58

Financial Position

These figures are as of June 30, 2026.

Debt / Equity97.25

Financial Efficiency

BRL

Over the twelve months ended June 30, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh posted a return on equity (ROE) of 22.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.90, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.61, useful for judging operating efficiency across full business cycles. The company generates approximately 3.89M in revenue per employee across its workforce of 20,000.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)22.23
Return on Assets (ROA)2.90
Return on Capital Employed (ROCE)10.61
Revenue Per Employee3.89M
Employee Count20,000.00

Taxes

BRL

Over the twelve months ended June 30, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh recorded 5.67B in income tax expense. That works out to an effective tax rate of 23.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 23.85B, leaving 18.18B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax5.67B
Effective Tax Rate23.75

Stock Price Statistics

BRL

As of the close on September 23, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh's stock has declined approximately 9.56% over the past 52 weeks. The 50-day moving average sits at 66.49, while the 200-day moving average is 52.55.

52-Week Price Change-9.56%
50-Day Moving Average66.49
200-Day Moving Average52.55

Income Statement

BRL

Over the twelve months ended June 30, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh generated 77.70B in revenue and converted that into 18.18B in net income, yielding earnings per share of 8.76.

Revenue77.70B
Pretax Income23.85B
Net Income18.18B
Earnings Per Share (EPS)8.76

Balance Sheet

BRL

As of June 30, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh holds 96.14B in cash and equivalents against 84.94B in total debt, resulting in a net debt position of 1.24B.

Cash & Cash Equivalents96.14B
Total Debt84.94B
Net Debt1.24B
Equity (Book Value)78.47B
Book Value Per Share40.91

Cash Flow

BRL

Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh produced 50.11B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow50.11B
Free Cash Flow50.11B
FCF Per Share24.39

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin30.69
Profit Margin23.40

Dividends & Yields

BRL

Over the twelve months ended June 30, 2026, Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh paid dividends of 1.27 per share. The dividend payout ratio of 12.23 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 35.12, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 10.80, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh shareholders.

Dividend Per Share1.27
Payout Ratio12.23
Shareholder Yield10.80
FCF Yield35.12

Stock Splits

Synchrony Financial Shs Unsponsored Brazilian Depositary Receipt Repr 0.166667 Sh's most recent stock split took place on August 10, 2026 with a 1:6 split ratio.

Last Split Date8/10/2026
Split Ratio1:6