BayFirst Financial Corp.
NASDAQ Capital MarketTotal Valuation
BayFirst Financial Corp. carries a market capitalization of 26.45M, placing it among publicly traded companies globally. Its enterprise value stands at -8.48M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 26.45M |
| Enterprise Value | -8.48M |
Share Statistics
BayFirst Financial Corp. currently has 4.11M shares outstanding.
| Shares Outstanding | 4.11M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
BayFirst Financial Corp. trades at a trailing price-to-earnings ratio of 6.19. The price-to-sales ratio is 1.11, and the price-to-book ratio stands at 0.80.
| PE Ratio | 6.19 |
| PS Ratio | 1.11 |
| PB Ratio | 0.80 |
| P/TBV Ratio | 1.31 |
| P/FCF Ratio | 0.18 |
| P/OCF Ratio | 0.18 |
Enterprise Valuation
On an enterprise value basis, BayFirst Financial Corp. trades at an EV/EBITDA multiple of 10.47 and an EV/FCF ratio of 0.07.
| EV / Sales | 1.69 |
| EV / EBITDA | 10.47 |
| EV / EBIT | N/A |
| EV / FCF | 0.07 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 17.18 |
| Debt / EBITDA | 2.49 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | -134.41 |
| Return on Assets (ROA) | -4.94 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
| Income Tax | -20.76M |
| Effective Tax Rate | N/A |
Stock Price Statistics
BayFirst Financial Corp.'s stock has declined approximately -31.34328% over the past 52 weeks. The 50-day moving average sits at 7.16, while the 200-day moving average is 6.57.
| Beta (5Y) | N/A |
| 52-Week Price Change | -31.34328% |
| 50-Day Moving Average | 7.16 |
| 200-Day Moving Average | 6.57 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, BayFirst Financial Corp. generated 22.88M in revenue and converted that into -59.96M in net income, yielding earnings per share of -11.84.
| Revenue | 22.88M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | -80.72M |
| Net Income | -59.96M |
| EBITDA | 8.00M |
| EBIT | N/A |
| Earnings Per Share (EPS) | -11.84 |
Balance Sheet
BayFirst Financial Corp. holds 139.17M in cash and equivalents against 19.91M in total debt, resulting in a net debt position of -131.95M.
| Cash & Cash Equivalents | 139.17M |
| Total Debt | 19.91M |
| Net Debt | -131.95M |
| Equity (Book Value) | 25.66M |
| Book Value Per Share | 6.25 |
| Working Capital | N/A |
Cash Flow
BayFirst Financial Corp. produced 143.19M in operating cash flow over the past twelve months. After subtracting -141,000.00 in capital expenditures, free cash flow totaled 143.05M - equivalent to 28.23 per share.
| Operating Cash Flow | 143.19M |
| Capital Expenditures | -141,000.00 |
| Free Cash Flow | 143.05M |
| FCF Per Share | 28.23 |
Margins
BayFirst Financial Corp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | -352.81 |
| Profit Margin | -262.06 |
| EBITDA Margin | 34.97 |
Dividends & Yields
The company's payout ratio of 0.00 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.30 |
| Dividend Yield | N/A |
| Payout Ratio | 0.00 |
| Shareholder Yield | 692.20 |
| FCF Yield | 565.81 |
Stock Splits
BayFirst Financial Corp.'s most recent stock split took place on May 12, 2021 with a 2:3 split ratio.
| Last Split Date | 5/12/2021 |
| Split Ratio | 2:3 |