BayFirst Financial Corp. Financial Ratios — BAFN Stock

Profitability (USD)

	1996 Y	1997 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1996	12/31/1997	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	13.72	13.43	-0.63	11.48	28.33	32.88	14.42	-3.73	10.26	23.67	32.93	-1.39	5.65	9.84	-33.32
Return on Assets (%)	0.9	0.91	-0.04	0.79	2.44	3.3	1.63	-0.39	1	1.22	2	-0.04	0.55	0.85	-1.91
Return on Capital (%)	2.23	2.27	- -	- -	20.2	32.88	14.42	- -	7.02	15.83	25.42	-0.29	4.54	8.13	- -
Return on Invested Capital (%)	-3.95	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	-940	- -	-0.5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	-940	- -	-3.94	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	585.71	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	530	788.89	-3.94	12.43	39.16	34.22	16.98	-3.82	9.45	12.74	20.91	12.17	10.2	17.68	-59.98
Profit Margin (%)	430	522.22	-3.94	17.58	28.31	21.32	10.1	-2.76	6.73	10.26	43.92	-0.6	7.24	13.08	-44.62
Net Income to Common Margin (%)	430	522.22	-3.94	17.58	28.31	21.32	10.1	-2.76	6.03	9.56	42.13	-2.04	6.01	11.1	-47.42
Effective Tax Rate (%)	18.87	33.8	- -	- -	27.69	37.68	40.52	- -	28.79	19.49	22.96	22.17	26.38	25.54	- -
Dvd Payout Ratio (%)	23.26	23.4	- -	- -	- -	- -	- -	-59.72	21.08	7.73	13.16	27.7	26.53	15.18	0.41
Sustainable Growth Rate (%)	10.53	10.29	-0.63	11.48	28.33	32.88	14.42	-5.96	8.1	21.84	28.6	-1.01	4.15	8.35	-33.19

Credit (USD)

Credit Ratios API ChatGPT

	1996 Y	1997 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1996	12/31/1997	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	173	172	5	7	- -	- -	- -	14	24	14	13	37	21	22	21
ST Debt	137	83	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	37	89	5	7	- -	- -	- -	14	24	14	13	37	21	22	21
Total Debt/EBITDA	-18.41	- -	-273.44	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-17.73	- -	931.92	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	-18.41	- -	-34.59	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	-17.73	- -	117.89	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.54	6.95	5.31	8.27	8.88	10.82	11.58	9.51	8.22	3.65	9.49	8.8	7.6	7.08	5.09
Long-Term Debt/Equity (%)	111.96	237.17	112.19	95.5	- -	- -	- -	37.66	47.65	19.17	13.2	40.68	20.81	21.02	25.52
Long-Term Debt/Capital (%)	17.74	42.4	52.87	48.85	- -	- -	- -	27.36	32.27	16.09	11.66	28.91	17.23	17.37	20.33
Long-Term Debt/Total Assets (%)	7.32	16.49	5.96	7.9	- -	- -	- -	3.9	4.6	0.88	1.39	3.98	1.87	1.75	1.61
Total Debt/Equity (%)	530.98	459.36	112.19	95.5	- -	- -	- -	37.66	47.65	19.17	13.2	40.68	20.81	21.02	25.52
Total Debt/Capital (%)	84.15	82.12	52.87	48.85	- -	- -	- -	27.36	32.27	16.09	11.66	28.91	17.23	17.37	20.33
Total Debt/Total Assets (%)	34.73	31.94	5.96	7.9	- -	- -	- -	3.9	4.6	0.88	1.39	3.98	1.87	1.75	1.61
Net Debt to Equity	511.35	442.78	-382.36	-172.25	- -	- -	- -	-48.38	-178.15	-67.62	-106.79	-40.37	-44.38	-67.73	-244.46
Net Debt/Capital (%)	83.64	81.58	135.42	238.41	- -	- -	- -	-93.72	246.04	-178.42	3,313.7	-63.59	-76.22	-147.58	190.69
EBITDA	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-10	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	1996 Y	1997 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1996	12/31/1997	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.54	6.95	5.31	8.27	8.88	10.82	11.58	9.51	8.22	3.65	9.49	8.8	7.6	7.08	5.09
Long-Term Debt/Equity (%)	111.96	237.17	112.19	95.5	- -	- -	- -	37.66	47.65	19.17	13.2	40.68	20.81	21.02	25.52
Long-Term Debt/Capital (%)	17.74	42.4	52.87	48.85	- -	- -	- -	27.36	32.27	16.09	11.66	28.91	17.23	17.37	20.33
Long-Term Debt/Total Assets (%)	7.32	16.49	5.96	7.9	- -	- -	- -	3.9	4.6	0.88	1.39	3.98	1.87	1.75	1.61
Total Debt/Equity (%)	530.98	459.36	112.19	95.5	- -	- -	- -	37.66	47.65	19.17	13.2	40.68	20.81	21.02	25.52
Total Debt/Capital (%)	84.15	82.12	52.87	48.85	- -	- -	- -	27.36	32.27	16.09	11.66	28.91	17.23	17.37	20.33
Total Debt/Total Assets (%)	34.73	31.94	5.96	7.9	- -	- -	- -	3.9	4.6	0.88	1.39	3.98	1.87	1.75	1.61
CFO/Total Liabilities	0.82	1.18	0.36	-2.58	- -	- -	- -	2.24	-8.03	-7.32	60.35	51.98	44.72	33.44	23.82
CFO/CapEx	4.75	29.5	11.72	-1.08	- -	- -	- -	1.53	-5.27	-35.39	37.77	54.59	59.98	232.78	962.78
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	1996 Y	1997 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1996	12/31/1997	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	0.34	0.29	1.95	17.42	- -	- -	- -	- -	34.46	26.28	10.35	14.49	13.6	10.56	7.89
Days Sales Outstanding	1,076.75	1,257.22	186.96	20.96	- -	- -	- -	- -	10.59	13.89	35.27	25.19	26.84	34.57	46.24
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	1996 Y	1997 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1996	12/31/1997	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	58	63	118	88	70	72	42
- Cash & Cash Equivalents	6	6	20	18	- -	- -	- -	33	113	58	112	71	63	80	207
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	3	8	15	9	9	16	16	16
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	173	172	5	7	- -	- -	- -	14	24	14	13	37	21	22	21
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	-23	34	-3	22	4	-6	-128
Total Capital	206	209	9	13	9	16	30	52	76	85	109	129	122	129	102
Total Debt/Capital (%)	84.15	82.12	52.87	48.85	- -	- -	- -	27.36	32.27	16.09	11.66	28.91	17.23	17.37	20.33
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	-1.07	0.41	-5.03	1.72	5.04	-3.51	-0.16
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.27	- -	0.38	0.05	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.05	0.01	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.05	0.01	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	71	72	122	89	72	73	42
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	-10	43	1	22	6	-5	-128
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.37	- -	4.11	0.77	- -	- -
TTM Sales	1	1	3	4	8	20	33	44	67	124	56	58	79	78	55
TTM EBITDA	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	4	6	- -	- -	- -	- -	- -	- -	-39	-108	495	440	455	393	- -
TTM Free Cash Flow to Firm	3	6	- -	- -	- -	- -	- -	- -	-46	-111	482	432	447	392	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	1996 Y	1997 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1996	12/31/1997	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	-1.55	-0.65	0.25	0.21	0.16	0.19	0.15
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	-23	34	-3	22	4	-6	-128
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	17.1	5.33	15.3	15.41	8.88	10.4	6.4
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.27	- -	0.38	0.05	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	17.62	5.24	4.79	- -	14.7	8.3	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	17.62	4.42	5.05	- -	15.73	7.99	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	17.62	6.08	8.63	- -	22.03	9.39	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	17.62	2.02	3.22	- -	10	6.49	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	1.33	1.12	1.36	1.07	0.82	0.79	0.64
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	1.33	0.94	1.43	1.22	0.88	0.76	1.04
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	1.33	1.3	2.45	1.6	1.24	0.9	1.61
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	1.33	0.43	0.91	0.99	0.56	0.62	0.52
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	1.79	1.31	1.47	1.23	1	0.97	0.79
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	1.79	1.1	1.55	1.41	1.07	0.93	1.29
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	1.79	1.52	2.65	1.84	1.5	1.09	1.99
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	1.79	0.5	0.99	1.14	0.68	0.76	0.65
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	1.06	0.5	2.02	1.54	0.88	0.92	0.77
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	1.06	0.42	2.13	1.76	0.95	0.89	1.25
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	1.06	0.58	3.64	2.3	1.32	1.04	1.94
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	1.06	0.19	1.36	1.42	0.6	0.72	0.63
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	-1.84	-0.58	0.23	0.2	0.15	0.18	0.15
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	-1.84	-0.49	0.24	0.23	0.16	0.18	0.24
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	-1.84	-0.67	0.41	0.3	0.23	0.21	0.37
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	-1.84	-0.22	0.15	0.19	0.1	0.14	0.12
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	-1.55	-0.55	0.27	0.24	0.17	0.18	0.24
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	-1.55	-0.76	0.46	0.31	0.24	0.21	0.37
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	-1.55	-0.25	0.17	0.19	0.11	0.15	0.12
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.19	0.07	0.59	0.12	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.35	1.65	1.13	0.5	0.04	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.26	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	17.1	13.83	22.77	16.72	13.05	13.3	7.85
High Price	- -	- -	- -	- -	- -	- -	- -	- -	17.1	16.07	41	25	19.55	15.05	19.75
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	-23	24	4	34	9	-9	-102
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	-23	44	92	65	39	3	-64
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	-23	-5	-41	15	-18	-22	-136

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	1996 Y	1997 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/1996	12/31/1997	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	11	11	5	5	4	1	1	3	3	5	5	5	5	5	5
Diluted Weighted Avg Shares	11	11	11	11	4	2	3	4	4	5	5	5	6	6	5
Basic Weighted Avg Shares	11	11	10	10	4	2	3	4	4	4	5	5	5	5	5
Revenue per Share	0.09	0.09	0.32	0.34	2.12	8.66	11.47	11.79	16.09	27.61	11.28	10.87	14.76	14.44	10.2
EBITDA per Share	-0.88	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	-0.88	- -	-0.01	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.4	0.45	-0.01	0.06	0.6	1.85	1.16	-0.32	0.97	2.64	4.75	-0.22	0.89	1.6	-4.84
Basic EPS from Cont Ops	0.4	0.45	-0.01	0.06	0.6	1.85	1.16	-0.32	1.08	2.83	1.82	1.03	1.11	1.9	-4.55
Diluted EPS, GAAP	0.4	0.44	-0.01	0.06	0.6	1.85	1.16	-0.32	0.97	2.26	4.39	-0.22	0.86	1.57	-4.84
Diluted EPS from Cont Ops	0.4	0.44	-0.01	0.06	0.6	1.85	1.16	-0.32	1.08	2.43	1.68	1.03	1.07	1.86	-4.55
Dividend per Share	0.09	0.1	- -	- -	- -	- -	- -	0.19	0.32	0.4	0.41	0.4	0.43	0.53	0.27
Cash Flow per Share	0.36	0.56	0.02	-0.19	- -	- -	- -	1.98	-9.3	-24.05	99.69	82.72	85.22	72.93	53.54
Free Cash Flow per Basic Share	0.28	0.54	0.02	-0.36	- -	- -	- -	0.69	-11.06	-24.73	97.05	81.2	83.8	72.61	53.48
Cash & Equivalents per Share	20.95	23.08	4.36	4	- -	- -	- -	10.75	33.28	12.68	27.48	21.44	19.1	21.54	38.55
Book Value per Share	3.07	3.52	0.88	1.49	2.26	19.42	35.33	11.48	12.87	12.38	16.72	15.63	15.82	16.82	12.26
Tangible Book Value per Share	3.07	3.52	0.88	1.49	2.26	19.42	35.33	8.77	9.54	10.59	15.49	13.57	13.03	13.75	9.92