Bangkok Bank Public Company Limited

Bangkok Bank Public Company Limited

BBL.BK
Bangkok Bank Public Company LimitedTH flagStock Exchange of Thailand
193.50
THB
+3.00
- -
369.36BMarket Cap
Bangkok Bank Public Company Limited
BBL.BK
(Stock Exchange of Thailand)

Recent

price

193.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
38.45
45.86
48.53
51.7
54.93
58.46
60.19
63.8
68.73
75.23
65.27
73.63
76.23
94.16
98.49
100.05
97.52
Revenue per Share
12.88
14.32
16.68
18.81
19.03
17.91
16.67
17.29
18.51
18.76
9
13.89
15.35
21.81
23.69
24.1
23.25
Basic EPS, GAAP
-54.08
15.19
-18.09
-20.56
-10.82
75.69
-0.22
37.37
-13.27
28.54
112.19
-1.37
37.08
57.66
16.29
60.47
98.41
Free Cash Flow per Basic Share
4.5
5.5
6
6.5
6.5
6.5
6.3
6.32
6.32
6.33
5
3.5
4
5
7
8.5
2
Dividend per Share
66.95
38.51
45.65
55.14
64.7
73.38
81.16
89.37
99.08
108.15
109.44
119.2
129.01
143.47
157.21
169.49
175.39
Book Value per Share
121.03
129.05
142.39
154.78
169.18
189.42
198.24
210.06
215.88
223.36
218.95
239.82
248.03
260.69
277.17
289.79
291.89
Tangible Book Value per Share
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
1,909
Basic Weighted Avg Shares
73,402
87,543
92,635
98,679
104,850
111,597
114,887
121,786
131,187
143,607
124,588
140,556
145,504
179,732
187,995
190,981
186,142
Sales/Revenue/Turnover
49.47
- -
43.51
45.52
43
38.56
34.49
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3,480
3,484
3,438
3,461
3,508
3,493
3,343
3,402
3,356
4,127
5,545
6,225
5,473
4,939
5,641
5,725
5,729
Depreciation Expense
24,593
27,338
31,847
35,906
36,332
34,181
31,815
33,009
35,330
35,816
17,181
26,507
29,306
41,636
45,211
46,007
44,382
Net Income, GAAP
31.68
19.03
22.19
19.77
19.06
20.06
19.07
19.03
19.32
22.01
18.62
18.68
20.1
19.2
19.35
17.19
16.65
Effective Tax Rate (%)
33.51
31.23
34.38
36.39
34.65
30.63
27.69
27.1
26.93
24.94
13.79
18.86
20.14
23.17
24.05
24.09
23.84
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
129,880
207,745
227,926
256,621
274,624
262,233
265,198
239,821
252,553
278,927
328,104
424,166
419,050
518,579
536,940
538,228
632,882
LT Debt
231,348
246,658
272,096
296,052
323,644
362,031
379,245
402,007
413,159
428,116
450,247
494,593
507,142
530,830
556,873
575,684
579,798
Total Equity
6.87
- -
6.57
6.85
6.34
5.63
5.06
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
20.62
27.16
39.65
37.32
31.76
25.94
21.57
20.28
19.64
18.11
8.27
12.15
12.37
16.01
15.75
14.75
13.7
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
521,720
538,228
632,882
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,909
1,909
1,909
Market Capitalization
284,418
323,549
317,822

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,052,127
1,059,552
1,105,505
Accounts Receivable, Net
6,036
5,553
5,264
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5,771
78,783
8,585
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.77%
5.07%
3.38%
Free Cash Flow
-2,008.84%
-530.97%
271.25%
Net Income, GAAP
7.05%
23.45%
1.76%
Sales/Revenue/Turnover
5.9%
9.21%
1.59%
Total Cash Common Dividend
4.71%
14.14%
21.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
44,733
46,621
48,820
47,838
187,995
2025
48,746
47,572
50,775
43,890
190,981
2026
43,905
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5.51
6.19
6.54
- -
23.69
2025
6.61
6.2
7.22
- -
24.1
2026
5.76
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
2
- -
7
2025
- -
- -
2
- -
8.5
2026
- -
- -
- -
- -
- -
Business
Bangkok Bank Public Company Limited (BBL.BK) is a Thailand-based commercial bank that provides a comprehensive range of banking and financial services through its Domestic Banking, International Banking, Investment Banking, and Others segments; core offerings include personal banking products such as savings accounts, current accounts, fixed deposits, foreign currency deposits, home loans, personal loans, pensioner loans, mutual funds, bonds, debentures, life and non-life bancassurance, debit cards, credit cards, prepaid cards including the recently launched Bangkok Bank Travel Card, payment services, funds transfer, currency exchange, SMS alerts, phone banking, internet banking via Bualuang iBanking, mobile banking via Bualuang mBanking, and access through over 9,300 ATMs and 1,200 cash deposit machines; business banking services encompass operating accounts, SME loans, international trade finance, e-guarantees, custodian services, mutual fund supervision, provident fund registration, securities registration, debenture holder representation, payment collection, merchant services, commercial cards, and digital banking solutions; investment banking features corporate finance, project finance, structured finance, capital markets, financial advisory, securities trading, asset management via subsidiaries like BBL Asset Management and Bualuang Securities, and trade services including import/export bills, remittances, swaps, options, forward contracts, and trading in government bonds, corporate debentures, Thai baht, and major regional currencies. The bank operates an extensive domestic network of over 1,167 branches and self-service outlets across all 77 provinces in Thailand, complemented by 32 international branches in 15 economies primarily in Southeast Asia, with wholly owned subsidiaries including PT Bank Permata Tbk (PermataBank) in Indonesia, Bangkok Bank Berhad in Malaysia, Bangkok Bank (China) Company Limited, and presence in Singapore, Hong Kong, Myanmar, Japan, Taiwan, London, and New York; it serves corporate, SME, retail, and high-net-worth customers as a market leader in corporate and business banking in Thailand and a major regional player in Southeast Asia. Founded in 1944 and headquartered at 333 Silom Road, Bangkok, Thailand, the bank maintains major subsidiaries such as Bualuang Ventures and continues family leadership under President Chartsiri Sophonpanich. Recent developments include the expansion of its partnership with New Relic in 2025 to enhance mobile banking monitoring and digital experience using Digital Experience Monitoring and Application Performance Monitoring tools, alongside testing of AI capabilities for automated issue resolution to support its mobile-first strategy; the bank launched the Bangkok Bank Travel Card in November 2025 as a premium prepaid card for international travelers offering competitive exchange rates, zero FX fees, cashback, lounge access, discounts, and travel insurance with a target of over 100,000 issuances in the first year; it introduced Cross-Border QR Payment services in October 2025 enabling scan-to-pay via Chinese apps UnionPay, Weixin Pay, and Alipay at over 1.9 million merchant locations in Thailand, extending its network to nine countries for inbound and outbound transactions; additionally, Bangkok Bank signed an MOU with Chulalongkorn University and MIT in November 2025 to launch the Chula-LGO curriculum for sustainable innovation leadership, hosted an MIT seminar on AI and digital agriculture in October 2025, and completed the inaugural Green Transition Academy in 2025 training 47 leaders in ESG strategies and carbon credits.