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    Banks - Regional
First Citizens Bancshares, Inc.

First Citizens Bancshares, Inc.

FIZN
First Citizens Bancshares, Inc.US flagOther OTC
75.01
USD
+0.00
- -
287.58MMarket Cap
2008 Y
2009 Y
2010 Y
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
TTM
Revenue per Share
11.64
12.55
12.8
13.01
13.33
95.91
95
102.33
108.19
119.45
132.55
131.9
Basic EPS, GAAP
2.08
2.3
2.45
3.28
3.75
17.35
13.56
17.52
18.77
26.96
33.53
33.37
Free Cash Flow per Basic Share
3.4
2.14
4.4
4.9
2.01
27.55
9.74
11.93
12.38
22.52
52.38
52.12
Dividend per Share
1.16
1.04
1
1.1
1.2
0.9
1.13
1.5
1.2
1.2
1.41
1.4
Book Value per Share
16.25
17.5
18.95
21.19
- -
10.25
203.65
189.64
207.21
232.92
270.57
269.24
Tangible Book Value per Share
17.9
19.96
21.33
25.35
- -
10.25
238.83
219.92
231.78
258.97
266.39
265.08
Basic Weighted Avg Shares
4
4
4
4
4
10
10
12
12
12
12
12
Sales/Revenue/Turnover
42
46
46
47
48
923
971
1,229
1,299
1,435
1,582
1,582
Operating Margin (%)
24.39
22.62
26.02
- -
36.44
1.93
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
2
2
73
82
111
111
114
120
120
Net Income, GAAP
8
8
9
12
14
167
139
210
225
324
400
400
Effective Tax Rate (%)
26.88
19.09
18.56
22.36
22.86
37.84
31.94
36.71
35.77
40.45
20.51
20.51
Profit Margin (%)
17.84
18.3
19.12
25.23
28.11
18.09
14.27
17.12
17.35
22.57
25.3
25.3
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
74
75
52
47
- -
51
551
704
833
885
320
320
Total Equity
77
84
89
103
- -
113
2,688
2,872
3,012
3,334
3,489
3,489
Return on Invested Capital (%)
- -
5.36
6.53
- -
17.92
13.53
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
13.61
13.43
16.33
35.29
338.45
12.71
9.65
9.46
12.25
13.28
13.28

Capital Structure

FRC

•

in mil. unless spec.
Jun'18
Sep'18
Dec'18
ST Debt
614
688
28
LT Borrowings
241
297
307
LT Finance Leases
- -
- -
13
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
- -
- -
Market Capitalization
634
701
744

Working Capital

FRC

•

in mil. unless spec.
Jun'18
Sep'18
Dec'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,044
4,940
4,885
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
103
105
106
ST Debt
614
688
28
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
462.76%
4.65%
Free Cash Flow
377.27%
39.69%
131.22%
Net Income, GAAP
130.88%
21.86%
23.65%
Sales/Revenue/Turnover
189.03%
11.65%
10.3%
Total Cash Common Dividend
- -
- -
16.42%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
310
320
319
260
1,299
2017
333
352
364
377
1,435
2018
376
392
398
416
1,582

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
4.34
5.77
4.28
- -
18.77
2017
5.63
11.21
5.58
- -
26.96
2018
8.35
7.77
9.8
- -
33.53

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
- -
0.6
0.3
- -
1.2
2017
- -
0.6
- -
- -
1.2
2018
0.35
0.35
0.35
- -
1.41

Company Description

APIChat
CEO
Jeffrey Dean Agee
Sector
Financial Services
Industry
Banks - Regional
Address
One First Citizens Place Dyersburg TN United States of America 38024
IPO Date
Sep 25, 2012
Website
firstcnb.com
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Business
First Citizens Bancshares, Inc. (FIZN) is a bank holding company that, through its subsidiary First Citizens National Bank, provides a range of commercial banking services to individuals, businesses, and corporate customers primarily in Tennessee. The bank offers deposit products including checking accounts such as business checking, business interest checking, account analysis checking, and business sweep; savings products comprising regular savings and certificates of deposit; and lending solutions encompassing residential, commercial, consumer, personal and home loans, home equity lines of credit, agricultural and farm loans, commercial real estate loans, construction and facility loans, equipment financing, residential development and construction loans, operating loans and lines of credit, as well as SBA and USDA loans. Additional services include debit and credit card programs; business electronic banking featuring mobile, telephone/text, online banking, bill pay, and e-statements; treasury services such as ACH, autobooks, business payroll, commercial capture, merchant card services, fraud protection, and wire transfers; trust services; overdraft protection; identity theft protection; investment, insurance, retirement, and benefit services; and safe deposit boxes. Headquartered in Dyersburg, Tennessee, the company operates 24 banking offices across the state and traces its origins to 1889. In October 2025, First Citizens Bancshares entered into a definitive merger agreement with Park National Corporation (NYSEAM: PRK) in an all-stock transaction valued at approximately $320 million, under which FIZN shareholders receive 0.52 shares of Park common stock per FIZN share; the deal, unanimously approved by both boards, awaits regulatory approvals and is expected to close in the first quarter of 2026, after which First Citizens National Bank will merge into Park's banking subsidiary, enhancing lending capacity and expanding service offerings for commercial and small business customers.

Company News

APIChat

  • prnewswire.com

    $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of First Citizens Bancshares, Inc. (OTCMKTS: FIZN)