Bread Financial Holdings, Inc.
New York Stock ExchangeTotal Valuation
Bread Financial Holdings, Inc. carries a market capitalization of 4.17B, placing it among publicly traded companies globally. Its enterprise value stands at 3.64B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 4.17B |
| Enterprise Value | 3.64B |
Share Statistics
Bread Financial Holdings, Inc. currently has 38.70M shares outstanding.
| Shares Outstanding | 38.70M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Bread Financial Holdings, Inc. trades at a trailing price-to-earnings ratio of 8.26. The price-to-sales ratio is 1.18, and the price-to-book ratio stands at 1.25.
| PE Ratio | 8.26 |
| PS Ratio | 1.18 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.57 |
| P/FCF Ratio | 2.16 |
| P/OCF Ratio | 2.13 |
Enterprise Valuation
On an enterprise value basis, Bread Financial Holdings, Inc. trades at an EV/EBITDA multiple of 48.52 and an EV/FCF ratio of 1.66.
| EV / Sales | 0.92 |
| EV / EBITDA | 48.52 |
| EV / EBIT | N/A |
| EV / FCF | 1.66 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 97.98 |
| Debt / EBITDA | 43.96 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 17.30 |
| Return on Assets (ROA) | 2.57 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 8.10 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Bread Financial Holdings, Inc. has paid 115.00M in income taxes, reflecting an effective tax rate of 16.84.
| Income Tax | 115.00M |
| Effective Tax Rate | 16.84 |
Stock Price Statistics
Bread Financial Holdings, Inc.'s stock has gained approximately 78.28656% over the past 52 weeks. The 50-day moving average sits at 104.78, while the 200-day moving average is 90.81.
| Beta (5Y) | N/A |
| 52-Week Price Change | 78.28656% |
| 50-Day Moving Average | 104.78 |
| 200-Day Moving Average | 90.81 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Bread Financial Holdings, Inc. generated 3.96B in revenue and converted that into 569.00M in net income, yielding earnings per share of 12.97.
| Revenue | 3.96B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 683.00M |
| Net Income | 569.00M |
| EBITDA | 75.00M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 12.97 |
Balance Sheet
Bread Financial Holdings, Inc. holds 3.85B in cash and equivalents against 3.30B in total debt, resulting in a net debt position of -386.00M.
| Cash & Cash Equivalents | 3.85B |
| Total Debt | 3.30B |
| Net Debt | -386.00M |
| Equity (Book Value) | 3.37B |
| Book Value Per Share | 86.95 |
| Working Capital | N/A |
Cash Flow
Bread Financial Holdings, Inc. produced 2.19B in operating cash flow over the past twelve months.
| Operating Cash Flow | 2.19B |
| Capital Expenditures | N/A |
| Free Cash Flow | 2.19B |
| FCF Per Share | 50.92 |
Margins
Bread Financial Holdings, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 17.26 |
| Profit Margin | 14.38 |
| EBITDA Margin | 1.90 |
Dividends & Yields
The company's payout ratio of 7.27 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.04 |
| Dividend Yield | N/A |
| Payout Ratio | 7.27 |
| Shareholder Yield | 1.34 |
| FCF Yield | 46.21 |
Stock Splits
Bread Financial Holdings, Inc.'s most recent stock split took place on November 8, 2021 with a 1000:1253 split ratio.
| Last Split Date | 11/8/2021 |
| Split Ratio | 1000:1253 |
Scores
Bread Financial Holdings, Inc. posts an Altman Z-Score of 0.43, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.43 |