Enpara Bank A.S.
BBIST:ENPRA35.10
TRY
+0.58
(+1.68%)
ISIN
TREENPR00014
Return %
Stock
S&P 500
1Y
- -
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.Company Description
- Sector
- Finance
- Industry
- Regional banks
- Address
- Sisli Turkey
- Website
- enpara.com
- Similar Companies
- Business
- Enpara Bank A.S. is a digital banking institution that provides branchless retail, commercial, and small-to-medium enterprise (SME) banking products and financial services. Founded in 2012 and headquartered in Istanbul, Turkey, the company operates nationwide across Turkey via web, mobile, and automated digital channels without maintaining physical bank branches. The company offers a comprehensive range of financial solutions, including deposit and savings accounts such as demand deposit accounts, high-yield time deposits, multi-currency accounts, and precious metal savings accounts; consumer and commercial lending facilities comprising unsecured personal consumer loans, digital overdraft accounts, installment-based credit, and SME working capital lines; payment and transaction processing services encompassing domestic Electronic Funds Transfer (EFT), Fast and Easy Instant Transfer (FAST) protocols, SWIFT cross-border wire transfers, automated utility bill settlements, and municipal tax collections; payment card products, featuring fee-free consumer credit cards, contactless debit cards, and virtual cards with integrated reward and installment capabilities; merchant and corporate solutions, consisting of digital Point-of-Sale (POS) merchant acquiring services, corporate debit cards, payroll distribution platforms, and integrated electronic invoicing tools; and treasury and wealth management services, including real-time foreign currency exchange, gold and silver bullion trading, and investment fund distribution. In recent developments, Enpara completed a major corporate reorganization, transitioning from its origin as the direct digital banking division of QNB Finansbank into a fully independent, standalone licensed deposit bank following formal authorization from the Banking Regulation and Supervision Agency (BDDK). Under this demerger, the company established its autonomous banking infrastructure while retaining its affiliation with QNB Group, integrated advanced remote customer onboarding featuring near-field communication (NFC) biometric verification, and expanded its dedicated business banking ecosystem, Enpara.com Sirketim, with enhanced digital cash management and acquiring tools for enterprise and commercial clients.