Metropal Kurumsal Hizmetler A.S.

Metropal Kurumsal Hizmetler A.S.

BBIST:MCARD
88.00
TRY
-0.50
(-0.56%)
8.19EPS
20.46P/E
15.51BMarket Cap
Metropal Kurumsal Hizmetler A.S.
BIST:MCARD
(Istanbul Exchange)

Recent

price

88.00

P/E

ratio

20.46

div

yld

3.01%

ROIC.AI

2022
2023
2024
TTM
TRY
10.77
13.78
22.32
26.58
Revenue per Share
3.25
3.91
7.9
8.19
Basic EPS, GAAP
5.15
7.98
9.97
-24.96
Free Cash Flow per Basic Share
- -
- -
- -
2.65
Dividend per Share
8.18
11.76
16.28
29.53
Book Value per Share
7.46
11.03
15.18
26.43
Tangible Book Value per Share
93
93
93
93
Basic Weighted Avg Shares
997
1,276
2,066
2,461
Sales/Revenue/Turnover
18.51
12.54
17.54
19.01
Operating Margin (%)
- -
- -
- -
- -
Depreciation Expense
301
362
731
758
Net Income, GAAP
35.92
9.98
32.31
30.56
Effective Tax Rate (%)
30.21
28.4
35.39
30.8
Profit Margin (%)
40
72
462
1,018
Working Capital
29
4
121
154
LT Debt
758
1,089
1,507
2,735
Total Equity
- -
12.82
15.27
- -
Return on Invested Capital (%)
- -
36.5
49.53
- -
Return on Capital (%)
- -
39.25
56.33
- -
Return on Common Equity (%)

Capital Structure

TRY

•

in mil. unless spec.
Sep'25
Mar'25
Jun'25
ST Debt
286
419
487
LT Borrowings
150
160
151
LT Finance Leases
- -
4
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
93
93
93
Market Capitalization
- -
12,232
15,511

Working Capital

TRY

•

in mil. unless spec.
Sep'25
Mar'25
Jun'25
Total Current Assets
4,056
6,819
6,844
Cash, Cash Equivalents & STI
2,076
4,219
3,518
Accounts Receivable, Net
1,812
2,538
3,135
Inventories
9
10
12
Total Current Liabilities
3,800
5,396
5,825
Payables & Accruals
- -
- -
- -
ST Debt
286
419
487
Deferred Revenue
- -
- -
- -

Growth Rates

TRY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
38.39%
Free Cash Flow
- -
- -
24.89%
Net Income, GAAP
- -
- -
101.79%
Sales/Revenue/Turnover
- -
- -
61.94%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
619
2,066
2025
846
484
255
876
- -

Quarterly Earnings Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
2.14
7.9
2025
1.59
3.84
1.1
1.66
- -

Quarterly Dividends Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
2.65
- -
- -
- -
Business
Metropal Kurumsal Hizmetler A.S., operating under the commercial brand MetropolCard, is a Turkey-based financial technology company that provides corporate expense management, employee benefits administration, and prepaid card payment solutions. Founded in 2013 and headquartered in Istanbul, Turkey, the company develops and operates digital payment ecosystems, smart card technologies, and software-as-a-service platforms that enable corporate clients to administer non-salary employee allowances, operational budgets, and incentive programs. The company's core product and service portfolio includes: RestoPay, a digital meal card and corporate food allowance solution accepted across a nationwide merchant network of restaurants, cafes, and supermarkets, offering corporate tax deductions and nutritional benefit administration; PetroPay, an automated corporate fleet fuel management and payment system integrating partner fuel station networks for monitored, cashless refueling; GiftPay, a flexible corporate reward, motivation, and social assistance card enabling tailored spending across contracted retail categories; OtelPay, a dedicated business accommodation and corporate travel expense settlement system; FiloPay, a centralized fleet maintenance and vehicle-related expense tracking solution; PassPay, a transit and institutional access payment tool; and OkulPay, an educational allowance and campus spending management solution. In addition to corporate card programs, Metropal Kurumsal Hizmetler provides merchant infrastructure comprising traditional physical POS terminals and mobile SoftPOS solutions (Metropol CepPOS), alongside an enterprise management web portal featuring automated invoice consolidation, real-time expenditure monitoring, and custom spending controls. For cardholders, the company offers the MetropolCard mobile application, which features dynamic QR code payments, balance transfer capabilities, instant digital receipts, and merchant location tracking. In recent operational developments, Metropal Kurumsal Hizmetler has expanded its digital transaction infrastructure by introducing enhanced contactless mobile wallet capabilities, broadening its nationwide merchant acceptance network across grocery and fueling sectors, and upgrading its cloud reporting platform for enterprise clients. The company has also reinforced its capital structure and fintech positioning under principal stakeholders Hak Teknoloji Yatirim A.S. and Bilgesan Elektrik Taahhut Imalat ve Sanayi A.S., maintaining financial market transparency under the Borsa Istanbul tracking identifier MCARD.