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QNB Finansal Kiralama A.S.

QNB Finansal Kiralama A.S.

BBIST:QNBFK
34.30
TRY
+0.34
(+1.00%)
78.96BMarket Cap
QNB Finansal Kiralama A.S.
BIST:QNBFK
(Istanbul Exchange)

Recent

price

34.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
TRY
0.03
0.03
0.03
0.04
0.05
0.07
0.09
0.13
0.2
0.22
0.24
0.35
0.59
1.29
2.02
2.69
- -
Revenue per Share
0.02
0.01
0.02
0.02
0.02
0.02
0.02
0.04
0.03
0.04
0.06
0.08
0.16
0.33
0.46
0.74
- -
Basic EPS, GAAP
0.04
-0.18
0.01
-0.04
-0.07
-0.09
-0.18
-0.53
-0.26
0.21
-0.3
-0.18
-0.81
-0.31
-1.02
-4.44
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.16
0.17
0.19
0.21
0.23
0.25
0.27
0.31
0.34
0.36
0.42
0.5
0.66
0.99
1.87
2.59
4.08
Book Value per Share
0.16
0.17
0.19
0.21
0.23
0.25
0.27
0.31
0.34
0.36
0.42
0.5
0.66
0.99
1.87
2.59
4.07
Tangible Book Value per Share
2,463
2,463
2,463
2,463
2,463
2,463
2,463
2,463
2,463
2,463
2,463
2,463
2,463
2,463
2,638
2,488
2,498
Basic Weighted Avg Shares
72
74
82
103
133
168
217
313
495
535
600
856
1,452
3,168
5,323
6,703
- -
Sales/Revenue/Turnover
74.01
16.15
42.71
28.09
28.1
28.51
27.66
6.95
-13.27
-7.71
15.84
-5.21
8
18.4
26.63
32.04
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
1
1
1
5
6
7
10
15
26
33
- -
Depreciation Expense
37
36
47
42
48
52
59
94
74
91
141
202
402
824
1,205
1,829
- -
Net Income, GAAP
23.45
17.23
16.86
24.87
19.61
21.25
22.47
11.91
21.66
24.16
26.46
27.51
20.96
27.15
26.69
30.2
- -
Effective Tax Rate (%)
51.69
49.23
57.11
40.3
36.08
30.61
27
30.05
14.87
17
23.43
23.55
27.65
26.03
22.64
27.28
- -
Profit Margin (%)
- -
1,266
1,265
1,591
1,690
2,135
2,677
3,992
5,611
5,020
4,447
6,692
6,555
5,746
8,270
16,038
11,269
Working Capital
- -
848
792
1,077
1,125
1,510
1,991
3,192
4,600
3,971
3,181
4,919
4,364
3,835
3,207
7,815
2,216
LT Debt
389
422
469
510
558
609
668
761
834
898
1,038
1,238
1,636
2,450
4,651
6,454
8,156
Total Equity
10
4.57
3.9
3.05
3.09
2.82
2.53
3.07
1.62
0.18
2.42
2.16
2.98
4.22
4.56
4.46
- -
Return on Invested Capital (%)
10
4.38
3.71
2.92
2.94
2.7
2.45
2.7
1.48
1.64
2.2
2.18
2.99
4.23
4.57
4.48
- -
Return on Capital (%)
10
8.97
10.56
8.49
9
8.84
9.19
13.15
9.22
10.5
14.53
17.71
27.94
40.35
33.94
32.94
- -
Return on Common Equity (%)

Capital Structure

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
38,063
41,499
50,697
LT Borrowings
7,776
5,345
2,152
LT Finance Leases
39
68
63
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,488
2,488
2,000
Market Capitalization
112,600
102,000
78,960

Working Capital

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
55,838
57,326
64,201
Cash, Cash Equivalents & STI
4,310
1,930
4,479
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
39,800
43,279
52,931
Payables & Accruals
- -
- -
- -
ST Debt
38,063
41,499
50,697
Deferred Revenue
- -
- -
- -

Growth Rates

TRY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
28.62%
45.96%
38.78%
Free Cash Flow
62.1%
161.27%
310.19%
Net Income, GAAP
47.63%
69.15%
51.76%
Sales/Revenue/Turnover
47.58%
64.86%
25.92%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,189
1,313
1,376
1,446
5,323
2025
1,469
1,691
- -
1,835
6,703
2026
1,935
2,180
- -
- -
- -

Quarterly Earnings Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.07
0.09
0.14
0.32
0.46
2025
0.15
0.19
- -
0.21
0.74
2026
0.23
0.23
- -
- -
- -

Quarterly Dividends Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
QNB Finansal Kiralama A.S. is a Turkey-based financial services company primarily engaged in the provision of comprehensive domestic and cross-border financial leasing solutions to corporate, commercial, and small and medium-sized enterprise (SME) clients. Founded in 1990 and headquartered in Istanbul, Turkey, the company operates as a subsidiary of QNB Bank A.S. within the Qatar National Bank Q.P.S.C. Group, providing asset-backed financing, structured equipment leases, and capital optimization services across various industries. The company's core product and service offerings comprise machinery and manufacturing equipment leasing; construction, earthmoving, and mining equipment leasing; commercial vehicle, fleet, and heavy transport equipment financing; healthcare, medical imaging, and diagnostic equipment leasing; information and communication technology (ICT), server, and office automation leasing; renewable energy and sustainability financing, including rooftop and land-based solar photovoltaic (PV) power plant systems and energy efficiency retrofits; commercial real estate and industrial property leasing; vendor and supplier financing programs; and sale-and-leaseback transactions. QNB Finansal Kiralama A.S. conducts its operations across Turkey through a nationwide network of service branches and digital leasing channels, catering to key industries such as manufacturing, renewable energy, construction, logistics, healthcare, and textile production. In recent developments, the company has accelerated its strategic expansion into green and sustainable leasing, increasing its financing portfolio dedicated to solar energy projects and decarbonization initiatives in partnership with development finance institutions. Furthermore, the company has advanced its digital transformation by launching streamlined digital leasing onboarding and automated credit assessment capabilities for SMEs, broadened its strategic vendor partnership programs with leading global and local equipment distributors, and completed domestic bond and debt instrument issuances to optimize funding diversification and asset-liability management in alignment with group-wide brand realignments under the QNB umbrella.