Bank Hapoalim B.M.

Bank Hapoalim B.M.

BKHYY
Bank Hapoalim B.M.US flagOther OTC
120.00
USD
+1.42
- -
31.39BMarket Cap
Bank Hapoalim B.M.
BKHYY
(Other OTC)

Recent

price

120.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
48.53
49.42
51.57
51.75
53.05
54.08
48.3
46.97
51.53
49.46
49.11
53.51
66.86
79.69
82.15
90.92
90.59
Revenue per Share
8.32
10.37
9.48
9.62
10.27
11.62
9.87
9.97
9.73
6.74
7.7
18.39
24.43
27.52
28.6
37.16
36.16
Basic EPS, GAAP
13.2
-2.86
48.74
13.89
4.86
43.24
-0.74
36.11
-5.47
25.54
7.93
16.06
-2.12
12.7
45.45
-0.53
31.29
Free Cash Flow per Basic Share
0.02
1.02
- -
1.05
1.7
2.14
2.57
3.23
1.86
3.81
- -
5.53
3.51
9.09
8.56
13.14
15.55
Dividend per Share
- -
- -
- -
- -
- -
- -
130.71
137.2
145.08
148.02
152.98
165.83
185.37
203.8
222.5
246.5
251.05
Book Value per Share
86.36
90.84
102.25
110.16
118.11
125.22
125.03
131.75
137.7
143.18
149.36
159.95
173.95
196.06
217.81
245.2
249.45
Tangible Book Value per Share
264
265
264
264
264
265
266
267
267
267
267
267
267
267
267
264
263
Basic Weighted Avg Shares
12,831
13,088
13,630
13,653
14,017
14,348
12,863
12,526
13,746
13,204
13,119
14,300
17,874
21,311
21,933
23,983
23,803
Sales/Revenue/Turnover
27.62
- -
28.06
28.02
31.8
35.52
38.58
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
866
756
742
705
667
692
675
623
609
541
599
602
716
802
764
764
764
Depreciation Expense
2,201
2,746
2,506
2,537
2,713
3,082
2,628
2,660
2,595
1,799
2,056
4,914
6,532
7,360
7,635
9,802
9,502
Net Income, GAAP
38.1
22.98
32.68
33.74
38.81
41.14
48.95
46.05
47.82
53.26
42.6
37.88
35.54
34.87
37.19
34.29
36.41
Effective Tax Rate (%)
17.15
20.98
18.39
18.58
19.36
21.48
20.43
21.24
18.88
13.62
15.67
34.36
36.54
34.54
34.81
40.87
39.92
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
27,608
32,933
35,677
33,980
33,671
34,475
33,560
29,058
30,024
26,853
24,276
26,266
27,473
22,359
20,754
36,449
43,027
LT Debt
22,898
24,101
27,057
29,084
31,216
33,219
34,225
36,004
37,656
38,221
39,899
42,747
46,503
52,430
58,150
64,677
65,547
Total Equity
4.64
- -
4.3
4.03
4.26
4.52
3.74
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
15.1
7.45
6.89
4.6
5.12
11.54
13.92
14.15
13.41
15.76
14.94
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,316
1,313
1,311
Market Capitalization
88,565
99,139
96,755

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
88,231
71,892
81,501
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.95%
10.16%
11.22%
Free Cash Flow
-641.93%
-110.53%
-101.16%
Net Income, GAAP
18.44%
43.35%
28.38%
Sales/Revenue/Turnover
5.77%
13.1%
9.35%
Total Cash Common Dividend
- -
42.73%
51.75%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,090
5,732
5,627
5,484
21,933
2025
5,690
6,445
6,701
5,147
23,983
2026
5,510
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7.25
8.35
7.15
- -
28.6
2025
9.15
9.65
10.5
- -
37.16
2026
8.1
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
4.2
2.42
- -
8.56
2025
1.4
2.73
4.84
- -
13.14
2026
3.78
- -
- -
- -
- -
Business
Bank Hapoalim B.M. Bank Hapoalim B.M. (BKHYY) provides comprehensive banking and financial services to retail, corporate, private banking, small business, and institutional clients primarily in Israel, with international operations through its New York branch, Hapoalim Switzerland, Bank Pozitif in Turkey, and global correspondent banking relationships. The bank operates through three main divisions: Retail Banking, offering current account management, credit products including housing loans, deposits, savings plans, investment advisory, pension and retirement planning, credit cards, and digital channels such as Hapoalim Internet, Hapoalim Mobile, and the Bit payment app; Corporate Banking, providing financing for working capital, infrastructure projects, construction, foreign trade, letters of credit, guarantees, syndication, and specialized services for large corporations and middle-market businesses via industry desks and regional business centers; and Financial Markets and International Banking, encompassing securities trading and brokerage, custody services, currencies and derivatives trading, investment portfolio management, research and consulting, investment banking, underwriting, issuance management, provident fund services, and dealing-room operations. Founded in 1921 and headquartered in Tel Aviv, Israel, the bank maintains over 250 branches, more than 600 ATMs, and extensive self-service networks domestically, serving households, foreign residents, and businesses across sectors. Subsidiaries and affiliates include Poalim Equity, which invests in private equity, debt, and growth solutions for companies in Israel and abroad, including a 20% stake in Leader Capital Markets and partnerships like William Blair for U.S. listings; it also engages in alternative investment platforms, mergers and acquisitions advisory, and fund syndication. Recent developments include a November 2025 announcement to distribute free shares or cash equivalents worth approximately 138 shekels to about one million qualifying customers, following a similar September 2025 initiative, supported by a shelf prospectus for up to three million new shares; a March 2025 dual-tranche bond issuance raising over three billion shekels ($829 million) for Tier 2 capital to fund growth after strong 2024 profits and projected 2025 increases; leadership changes with Yadin Antebi as CEO since August 2024 and Noam Hanegbi as Chairman since 2025; and partnerships such as arranging $120 million financing for EL AL Israel Airlines' Boeing 787 purchase in January 2025.

Company News

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