BNC Bancorp Inc operates as the parent company of Bank of North Carolina, a commercial bank headquartered in High Point, North Carolina, founded in 1991. The company provides a comprehensive suite of banking and financial services including commercial banking, retail banking, mortgage banking, and wealth management across its 76 banking offices located in North Carolina, South Carolina, and Virginia. Core products encompass personal checking and savings accounts, personal loans, card services, commercial loans, business deposits, mortgage loans, and wealth management solutions focusing on relationship-based financial advisory services. BNC Bancorp maintains disciplined lending and risk management practices emphasizing conservative loan underwriting standards, liquidity, and expense control. Recent major developments include the continued expansion of digital banking services and the launch of Neo Green Savings, a sustainability-oriented savings product that channels a portion of interest earned to environmental conservation programs. The company has focused on digital innovation to meet evolving customer needs and enhance operational efficiency. Its strategy includes expanding product offerings and partnerships to support asset growth and maintain profitability in a competitive regional banking market. BNC Bancorp operates primarily in the Southeastern United States and targets both individual retail clients and business customers. The company trades on the Nasdaq Capital Market under the symbol BNCN.