DNB Bank ASA

DNB Bank ASA

0O84.IL
DNB Bank ASAGB flagInternational Order Book
313.40
NOK
-2.74
- -
449.20BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
28.41
30.19
33.22
31.32
31.54
31.25
34.39
36.02
35.73
42.18
52.87
56.73
60.67
45.67
Basic EPS, GAAP
10.75
12.67
15.22
11.83
13.42
15.16
16.25
12.77
16.34
21.52
25.69
30.61
29.54
21.5
Free Cash Flow per Basic Share
-61.87
-92.21
-26.47
131.37
-16.59
17.94
17.29
51.94
23.93
3.51
0.03
-106.42
47.43
25.08
Dividend per Share
2.1
2.7
3.8
4.5
5.71
7.15
8.28
- -
17.4
9.75
12.57
16.15
16.85
- -
Book Value per Share
87.15
97.45
116.72
126.73
133.16
140.48
154.22
160.14
157.15
161
177.43
190.94
202.02
194.58
Tangible Book Value per Share
83.15
93.59
112.99
123.16
129.73
137.05
150.74
156.6
153.41
154.38
170.53
183.7
186.84
179.71
Basic Weighted Avg Shares
1,628
1,628
1,628
1,628
1,625
1,602
1,583
1,555
1,550
1,550
1,537
1,495
1,474
1,455
Sales/Revenue/Turnover
46,259
49,137
54,078
50,975
51,254
50,053
54,446
55,997
55,390
65,387
81,251
84,820
89,445
66,450
Operating Margin (%)
49.09
55.15
58.91
45.88
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,971
2,049
2,074
2,004
1,911
2,023
2,850
3,327
3,361
3,455
3,612
3,619
3,729
2,789
Net Income, GAAP
17,511
20,617
24,772
19,251
21,803
24,282
25,726
19,854
25,329
33,356
39,478
45,771
43,547
31,276
Effective Tax Rate (%)
22.91
23.85
22.11
17.7
18.82
15.5
17.5
17.73
22.84
18.26
21.43
16.53
18.53
20.11
Profit Margin (%)
37.85
41.96
45.81
37.77
42.54
48.51
47.25
35.46
45.73
51.01
48.59
53.96
48.69
47.07
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
742,243
845,656
839,975
799,734
813,071
835,415
906,737
824,501
778,500
838,674
952,367
1,014,425
938,409
979,789
Total Equity
141,944
158,723
190,107
206,423
216,896
223,967
242,256
248,397
243,911
249,840
269,296
283,325
295,855
279,295
Return on Invested Capital (%)
1.6
1.81
2.06
1.63
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13
13.71
14.2
9.71
10.3
11.02
11.04
8.1
10.3
13.52
15.22
16.58
15.06
11.28

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,461
1,453
1,433
Market Capitalization
411,907
436,752
422,200

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
162,780
281,216
253,292
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.57%
3.61%
4.42%
Free Cash Flow
-37,125.66%
-74,106.28%
-143.95%
Net Income, GAAP
7.42%
17.74%
-4.86%
Sales/Revenue/Turnover
5.52%
10.21%
5.45%
Total Cash Common Dividend
- -
23.51%
2.82%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
20,208
21,313
21,833
21,462
84,820
2025
21,886
22,097
- -
23,132
89,445
2026
21,544
21,774
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6.76
7.16
8.19
8.53
30.61
2025
7.31
7.06
- -
7.92
29.54
2026
6.78
6.79
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
16.07
- -
- -
16.15
2025
- -
- -
- -
- -
16.85
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Kjerstin Elisabeth Braathen
Full Time Employees
11,203
Sector
Financial Services
Industry
Banks
Address
Dronning Eufemias gate 30 Oslo PS Norway 0191
IPO Date
Oct 7, 2009
Website
dnb.no
Business
DNB Bank ASA is a Norwegian financial services group providing a full range of banking and financial services to individuals, businesses, and institutions with a focus on sustainable and customer-centric banking. The company operates as a universal bank offering retail, corporate, and institutional banking services across multiple channels and geographies. Main products and services: Retail Banking: deposit accounts, payments and transfers, consumer loans, mortgage lending, wealth and private banking services, digital banking and mobile apps; Corporate and Institutional Banking: cash management, corporate lending, structured finance, project finance, trade finance, risk management and hedging solutions, custody and clearing, securities services; Wholesale and Investment Banking: capital markets execution, advisory services, syndicated lending, syndications, financial market products, fintech-enabled solutions, asset management and asset services; Digital and Innovation Services: online and mobile banking platforms, payment innovations, data analytics and fintech partnerships; Insurance and Risk Solutions: risk assessment and advisory services, surplus and liability coverage through affiliated partners; Specialized Services: leasing, leasing finance, vehicle financing, fleet management, and SME offerings. Latest Major Company Changes: Strategic partnerships and alliances: expands collaborations with fintechs and tech providers to enhance digital payments, data analytics, and cybersecurity capabilities; Partnerships with regional and global financial institutions to broaden cross-border service offerings; Acquisitions and consolidations of regional banking assets or stakes to strengthen market position; New product launches including digital-only banking features, integrated wealth platforms, and green financing solutions; Reorganization or branding updates within Norwegian and international subsidiaries, aligning with group-wide governance and optimization initiatives; Significant operational shifts in the last 1-2 years to improve efficiency, resilience, and customer experience. Additional context: Industry and segments: retail banking, corporate & institutional banking, wealth and asset management, payments, cash management, and financial services outsourcing; Target markets: individuals, small-to-medium enterprises, large corporates, public sector, and institutional clients; Geographic operations: primarily Norway with strategic presence in key Nordic and European markets, plus international networks; Founding year and headquarters: established in the 19th century; headquarters in Oslo, Norway; Subsidiaries and parent relationships: operates through a network of Norwegian subsidiaries and international banking affiliates; regulatory and risk management framework aligns with Norwegian and EU banking standards.