Blue Ridge Bankshares, Inc.
New York Stock Exchange AmericanTotal Valuation
Blue Ridge Bankshares, Inc. carries a market capitalization of 309.30M, placing it among publicly traded companies globally. Its enterprise value stands at 386.18M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 309.30M |
| Enterprise Value | 386.18M |
Share Statistics
Blue Ridge Bankshares, Inc. currently has 89.80M shares outstanding.
| Shares Outstanding | 89.80M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Blue Ridge Bankshares, Inc. trades at a trailing price-to-earnings ratio of 58.96. The price-to-sales ratio is 5.95, and the price-to-book ratio stands at 1.32.
| PE Ratio | 58.96 |
| PS Ratio | 5.95 |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | 14.69 |
| P/OCF Ratio | 14.56 |
Enterprise Valuation
On an enterprise value basis, Blue Ridge Bankshares, Inc. trades at an EV/EBITDA multiple of 229.87 and an EV/FCF ratio of 14.18.
| EV / Sales | 6.12 |
| EV / EBITDA | 229.87 |
| EV / EBIT | N/A |
| EV / FCF | 14.18 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 61.96 |
| Debt / EBITDA | 102.15 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 2.02 |
| Return on Assets (ROA) | 0.25 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Blue Ridge Bankshares, Inc. has paid 1.90M in income taxes, reflecting an effective tax rate of 22.94.
| Income Tax | 1.90M |
| Effective Tax Rate | 22.94 |
Stock Price Statistics
Blue Ridge Bankshares, Inc.'s stock has declined approximately -12.46819% over the past 52 weeks. The 50-day moving average sits at 3.38, while the 200-day moving average is 3.96.
| Beta (5Y) | N/A |
| 52-Week Price Change | -12.46819% |
| 50-Day Moving Average | 3.38 |
| 200-Day Moving Average | 3.96 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Blue Ridge Bankshares, Inc. generated 63.15M in revenue and converted that into 6.38M in net income, yielding earnings per share of 0.07.
| Revenue | 63.15M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 8.27M |
| Net Income | 6.38M |
| EBITDA | 1.68M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.07 |
Balance Sheet
Blue Ridge Bankshares, Inc. holds 161.35M in cash and equivalents against 171.61M in total debt, resulting in a net debt position of 18.09M.
| Cash & Cash Equivalents | 161.35M |
| Total Debt | 171.61M |
| Net Debt | 18.09M |
| Equity (Book Value) | 284.71M |
| Book Value Per Share | 3.18 |
| Working Capital | N/A |
Cash Flow
Blue Ridge Bankshares, Inc. produced 25.82M in operating cash flow over the past twelve months. After subtracting -1.41M in capital expenditures, free cash flow totaled 24.41M - equivalent to 0.27 per share.
| Operating Cash Flow | 25.82M |
| Capital Expenditures | -1.41M |
| Free Cash Flow | 24.41M |
| FCF Per Share | 0.27 |
Margins
Blue Ridge Bankshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 13.10 |
| Profit Margin | 10.10 |
| EBITDA Margin | 2.66 |
Dividends & Yields
The company's payout ratio of 2.20 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.00 |
| Dividend Yield | N/A |
| Payout Ratio | 2.20 |
| Shareholder Yield | 58.29 |
| FCF Yield | 6.81 |
Stock Splits
Blue Ridge Bankshares, Inc.'s most recent stock split took place on May 3, 2021 with a 2:3 split ratio.
| Last Split Date | 5/3/2021 |
| Split Ratio | 2:3 |
Scores
Blue Ridge Bankshares, Inc. posts an Altman Z-Score of 0.10, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.10 |