Blue Ridge Bankshares, Inc.

BRBS

BRBSBlue Ridge Bankshares, Inc. US flag

New York Stock Exchange American

3.44

USD

-0.08

- -

309.30MMarket Cap

Profitability (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	6.97	17.78	27.07	6.04	-19.74	-5.39	3.19
Return on Assets (%)	- -	0.61	1.44	2.52	0.6	-1.66	-0.53	0.41
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.39	2.5	1.55	2.13	2.29	2.46	2.84	2.49
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	21.09	14.01	22.59	38.09	14.54	-48.46	-17.9	15.02
Profit Margin (%)	16.82	11.51	17.63	29.24	11.35	-42.64	-16.68	11.68
Net Income to Common Margin (%)	16.82	11.51	17.63	29.24	11.35	-42.64	-16.68	11.68
Effective Tax Rate (%)	20.05	17.45	21.33	23.02	23.42	- -	- -	22.26
Dvd Payout Ratio (%)	32.73	53.44	13.66	13.65	53.98	-8.96	- -	210.99
Sustainable Growth Rate (%)	- -	3.25	15.35	23.37	2.78	-21.51	-5.39	-3.54

Credit (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	83	135	145	58	359	259	198	172
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	83	135	145	58	359	259	198	172
Total Debt/EBITDA	90.07	135.41	93.38	15.14	102.65	86.75	75.87	75.42
Net Debt/EBITDA	73.74	75.02	13.88	-21.09	78.34	46.59	6.22	21.39
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.37	9.54	7.17	10.52	9.38	7.4	12.44	13.62
Long-Term Debt/Equity (%)	209.15	145.77	134.02	20.84	144.49	139.51	60.53	53.12
Long-Term Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Long-Term Debt/Total Assets (%)	15.36	14.01	9.68	2.17	11.48	8.32	7.25	7.07
Total Debt/Equity (%)	209.15	145.77	134.02	20.84	144.49	139.51	60.53	53.12
Total Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Total Debt/Total Assets (%)	15.36	14.01	9.68	2.17	11.48	8.32	7.25	7.07
Net Debt to Equity	171.22	80.76	19.93	-29.03	110.27	74.93	4.96	15.07
Net Debt/Capital (%)	62.92	44.81	16	-38.73	47.64	36.7	4.45	12.59
EBITDA	1	1	2	4	4	3	3	2
EBITDA-CapEx	-1	-1	-1	3	3	2	2	1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.37	9.54	7.17	10.52	9.38	7.4	12.44	13.62
Long-Term Debt/Equity (%)	209.15	145.77	134.02	20.84	144.49	139.51	60.53	53.12
Long-Term Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Long-Term Debt/Total Assets (%)	15.36	14.01	9.68	2.17	11.48	8.32	7.25	7.07
Total Debt/Equity (%)	209.15	145.77	134.02	20.84	144.49	139.51	60.53	53.12
Total Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Total Debt/Total Assets (%)	15.36	14.01	9.68	2.17	11.48	8.32	7.25	7.07
CFO/Total Liabilities	-0.91	-2.37	-7.79	2.48	3.26	1.5	-0.26	0.65
CFO/CapEx	-2.18	-11.83	-35.99	48.65	206.44	45.84	-10.73	8.11
Altman's Z-Score	0.23	0.14	0.15	0.19	0.14	0.07	0.11	0.15

Working Capital (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	30.73	25.03	23.93	14.44	9.15	6.71	7.86
Days Sales Outstanding	- -	11.88	14.58	15.25	25.27	39.89	54.42	46.42
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	98	87	101	320	237	57	274	391
- Cash & Cash Equivalents	15	60	118	131	77	110	174	116
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	83	135	145	58	359	259	198	172
Enterprise Value	128	53	19	-127	165	-115	-14	437
Total Capital	123	226	253	338	653	490	539	503
Total Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Total Debt / EV	0.65	2.53	7.57	-0.46	2.18	-2.26	-14.64	0.39
EV/Sales	4.71	1.33	0.19	- -	1.08	- -	- -	4.76
EV/EBITDA	138.74	53.43	12.34	- -	47.12	- -	- -	191.59
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	1.76	- -	- -	32.06
EV/Free Cash Flow to Firm	- -	- -	- -	- -	1.75	- -	- -	28.54
Diluted Market Cap	98	87	101	320	237	57	274	416
Diluted Enterprise Value	166	162	129	247	519	206	298	472
EV per Share	15.03	8.54	2.25	- -	8.69	- -	- -	4.78
TTM Sales	27	40	100	179	153	121	92	92
TTM EBITDA	1	1	2	4	4	3	3	2
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-5	-21	-108	59	94	44	-6	14
TTM Free Cash Flow to Firm	-2	-19	-105	60	94	45	-6	15

Multiples (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-39.48	-4.61	-0.96	5.29	2.51	1.28	-47.82	27.16
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	128	53	19	-127	165	-115	-14	437
Low Price	11.17	11	8.94	11.75	11.71	2.05	2.33	2.92
EV/Sales	4.71	1.33	0.19	- -	1.08	- -	- -	4.76
EV/EBITDA	138.74	53.43	12.34	- -	47.12	- -	- -	191.59
Price/Earnings	21.41	18.97	5.73	6.09	13.68	- -	- -	36.47
Price/Earnings Average	23.13	17.77	5.22	5.57	16.14	-2.91	-15.74	32.1
Price/Earnings High	33.51	20.83	7.07	6.54	20.27	-4.76	-20.38	40.92
Price/Earnings Low	20.79	14.94	4.31	4	12.83	-0.75	-12.87	24.94
Price/Book Value	2.45	0.95	0.94	1.14	0.81	0.25	0.8	1.18
Price/Book Value Average	2.65	0.89	0.86	1.04	0.95	0.65	0.71	1.04
Price/Book Value High	3.84	1.04	1.16	1.22	1.2	1.07	0.92	1.32
Price/Book Value Low	2.38	0.75	0.71	0.75	0.76	0.17	0.58	0.81
Price/Tangible Book Value	2.64	1.26	1.28	1.41	1.27	0.37	0.84	1.22
Price/Tangible Book Value Average	2.86	1.18	1.17	1.29	1.5	0.98	0.75	1.07
Price/Tangible Book Value High	4.14	1.39	1.59	1.52	1.88	1.61	0.97	1.36
Price/Tangible Book Value Low	2.57	1	0.97	0.93	1.19	0.25	0.61	0.83
Price/Sales	3.6	2.18	1.01	1.78	1.55	0.47	2.97	4.26
Price/Sales Average	3.89	2.04	0.92	1.63	1.83	1.24	2.63	3.75
Price/Sales High	5.64	2.4	1.25	1.91	2.3	2.03	3.4	4.78
Price/Sales Low	3.5	1.72	0.76	1.17	1.46	0.32	2.15	2.91
Price/Cash Flow	-21.37	-4.22	-0.94	5.4	2.52	1.3	-43.36	28.67
Price/Cash Flow Average	-23.08	-3.95	-0.85	4.94	2.98	3.42	-38.37	25.23
Price/Cash Flow High	-33.45	-4.63	-1.16	5.79	3.74	5.6	-49.69	32.16
Price/Cash Flow Low	-20.75	-3.32	-0.7	3.54	2.37	0.88	-31.38	19.6
Price/Free Cash Flow Average	-42.64	-4.32	-0.88	4.84	2.96	3.35	-42.32	23.9
Price/Free Cash Flow High	-61.79	-5.06	-1.19	5.68	3.72	5.48	-54.8	30.47
Price/Free Cash Flow Low	-38.33	-3.63	-0.72	3.47	2.36	0.86	-34.6	18.58
EV/Sales Average	6.4	3.92	1.19	1.23	3.68	2.47	2.89	4.36
EV/Sales High	8.14	4.28	1.52	1.51	4.15	3.26	3.67	5.39
EV/Sales Low	6.01	3.6	1.03	0.76	3.31	1.55	2.42	3.52
EV/EBITDA Average	188.6	157.11	77.03	57.65	160.45	100.17	102.1	175.31
EV/EBITDA High	240.07	171.21	98.18	70.9	180.89	132.24	129.41	216.74
EV/EBITDA Low	177.02	144.09	66.71	35.97	144.08	62.8	85.22	141.71
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	11.5	13.97	11.87	17.9	12.49	3.03	3.22	4.27
High Price	18	15.33	14.67	19.22	18.5	13	3.69	4.79
Enterprise Value Average	174	156	120	220	562	300	267	400
Enterprise Value High	221	170	152	270	633	396	338	494
Enterprise Value Low	163	143	104	137	505	188	223	323

Profitability (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	6.97	17.78	27.07	6.04	-19.74	-5.39	3.19
Return on Assets (%)	- -	0.61	1.44	2.52	0.6	-1.66	-0.53	0.41
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.39	2.5	1.55	2.13	2.29	2.46	2.84	2.49
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	21.09	14.01	22.59	38.09	14.54	-48.46	-17.9	15.02
Profit Margin (%)	16.82	11.51	17.63	29.24	11.35	-42.64	-16.68	11.68
Net Income to Common Margin (%)	16.82	11.51	17.63	29.24	11.35	-42.64	-16.68	11.68
Effective Tax Rate (%)	20.05	17.45	21.33	23.02	23.42	- -	- -	22.26
Dvd Payout Ratio (%)	32.73	53.44	13.66	13.65	53.98	-8.96	- -	210.99
Sustainable Growth Rate (%)	- -	3.25	15.35	23.37	2.78	-21.51	-5.39	-3.54

Credit (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	83	135	145	58	359	259	198	172
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	83	135	145	58	359	259	198	172
Total Debt/EBITDA	90.07	135.41	93.38	15.14	102.65	86.75	75.87	75.42
Net Debt/EBITDA	73.74	75.02	13.88	-21.09	78.34	46.59	6.22	21.39
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.37	9.54	7.17	10.52	9.38	7.4	12.44	13.62
Long-Term Debt/Equity (%)	209.15	145.77	134.02	20.84	144.49	139.51	60.53	53.12
Long-Term Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Long-Term Debt/Total Assets (%)	15.36	14.01	9.68	2.17	11.48	8.32	7.25	7.07
Total Debt/Equity (%)	209.15	145.77	134.02	20.84	144.49	139.51	60.53	53.12
Total Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Total Debt/Total Assets (%)	15.36	14.01	9.68	2.17	11.48	8.32	7.25	7.07
Net Debt to Equity	171.22	80.76	19.93	-29.03	110.27	74.93	4.96	15.07
Net Debt/Capital (%)	62.92	44.81	16	-38.73	47.64	36.7	4.45	12.59
EBITDA	1	1	2	4	4	3	3	2
EBITDA-CapEx	-1	-1	-1	3	3	2	2	1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.37	9.54	7.17	10.52	9.38	7.4	12.44	13.62
Long-Term Debt/Equity (%)	209.15	145.77	134.02	20.84	144.49	139.51	60.53	53.12
Long-Term Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Long-Term Debt/Total Assets (%)	15.36	14.01	9.68	2.17	11.48	8.32	7.25	7.07
Total Debt/Equity (%)	209.15	145.77	134.02	20.84	144.49	139.51	60.53	53.12
Total Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Total Debt/Total Assets (%)	15.36	14.01	9.68	2.17	11.48	8.32	7.25	7.07
CFO/Total Liabilities	-0.91	-2.37	-7.79	2.48	3.26	1.5	-0.26	0.65
CFO/CapEx	-2.18	-11.83	-35.99	48.65	206.44	45.84	-10.73	8.11
Altman's Z-Score	0.23	0.14	0.15	0.19	0.14	0.07	0.11	0.15

Working Capital (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	30.73	25.03	23.93	14.44	9.15	6.71	7.86
Days Sales Outstanding	- -	11.88	14.58	15.25	25.27	39.89	54.42	46.42
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	98	87	101	320	237	57	274	391
- Cash & Cash Equivalents	15	60	118	131	77	110	174	116
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	83	135	145	58	359	259	198	172
Enterprise Value	128	53	19	-127	165	-115	-14	437
Total Capital	123	226	253	338	653	490	539	503
Total Debt/Capital (%)	67.45	59.44	57.39	17.07	55.04	52.93	36.81	34.17
Total Debt / EV	0.65	2.53	7.57	-0.46	2.18	-2.26	-14.64	0.39
EV/Sales	4.71	1.33	0.19	- -	1.08	- -	- -	4.76
EV/EBITDA	138.74	53.43	12.34	- -	47.12	- -	- -	191.59
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	1.76	- -	- -	32.06
EV/Free Cash Flow to Firm	- -	- -	- -	- -	1.75	- -	- -	28.54
Diluted Market Cap	98	87	101	320	237	57	274	416
Diluted Enterprise Value	166	162	129	247	519	206	298	472
EV per Share	15.03	8.54	2.25	- -	8.69	- -	- -	4.78
TTM Sales	27	40	100	179	153	121	92	92
TTM EBITDA	1	1	2	4	4	3	3	2
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-5	-21	-108	59	94	44	-6	14
TTM Free Cash Flow to Firm	-2	-19	-105	60	94	45	-6	15

Multiples (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-39.48	-4.61	-0.96	5.29	2.51	1.28	-47.82	27.16
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	128	53	19	-127	165	-115	-14	437
Low Price	11.17	11	8.94	11.75	11.71	2.05	2.33	2.92
EV/Sales	4.71	1.33	0.19	- -	1.08	- -	- -	4.76
EV/EBITDA	138.74	53.43	12.34	- -	47.12	- -	- -	191.59
Price/Earnings	21.41	18.97	5.73	6.09	13.68	- -	- -	36.47
Price/Earnings Average	23.13	17.77	5.22	5.57	16.14	-2.91	-15.74	32.1
Price/Earnings High	33.51	20.83	7.07	6.54	20.27	-4.76	-20.38	40.92
Price/Earnings Low	20.79	14.94	4.31	4	12.83	-0.75	-12.87	24.94
Price/Book Value	2.45	0.95	0.94	1.14	0.81	0.25	0.8	1.18
Price/Book Value Average	2.65	0.89	0.86	1.04	0.95	0.65	0.71	1.04
Price/Book Value High	3.84	1.04	1.16	1.22	1.2	1.07	0.92	1.32
Price/Book Value Low	2.38	0.75	0.71	0.75	0.76	0.17	0.58	0.81
Price/Tangible Book Value	2.64	1.26	1.28	1.41	1.27	0.37	0.84	1.22
Price/Tangible Book Value Average	2.86	1.18	1.17	1.29	1.5	0.98	0.75	1.07
Price/Tangible Book Value High	4.14	1.39	1.59	1.52	1.88	1.61	0.97	1.36
Price/Tangible Book Value Low	2.57	1	0.97	0.93	1.19	0.25	0.61	0.83
Price/Sales	3.6	2.18	1.01	1.78	1.55	0.47	2.97	4.26
Price/Sales Average	3.89	2.04	0.92	1.63	1.83	1.24	2.63	3.75
Price/Sales High	5.64	2.4	1.25	1.91	2.3	2.03	3.4	4.78
Price/Sales Low	3.5	1.72	0.76	1.17	1.46	0.32	2.15	2.91
Price/Cash Flow	-21.37	-4.22	-0.94	5.4	2.52	1.3	-43.36	28.67
Price/Cash Flow Average	-23.08	-3.95	-0.85	4.94	2.98	3.42	-38.37	25.23
Price/Cash Flow High	-33.45	-4.63	-1.16	5.79	3.74	5.6	-49.69	32.16
Price/Cash Flow Low	-20.75	-3.32	-0.7	3.54	2.37	0.88	-31.38	19.6
Price/Free Cash Flow Average	-42.64	-4.32	-0.88	4.84	2.96	3.35	-42.32	23.9
Price/Free Cash Flow High	-61.79	-5.06	-1.19	5.68	3.72	5.48	-54.8	30.47
Price/Free Cash Flow Low	-38.33	-3.63	-0.72	3.47	2.36	0.86	-34.6	18.58
EV/Sales Average	6.4	3.92	1.19	1.23	3.68	2.47	2.89	4.36
EV/Sales High	8.14	4.28	1.52	1.51	4.15	3.26	3.67	5.39
EV/Sales Low	6.01	3.6	1.03	0.76	3.31	1.55	2.42	3.52
EV/EBITDA Average	188.6	157.11	77.03	57.65	160.45	100.17	102.1	175.31
EV/EBITDA High	240.07	171.21	98.18	70.9	180.89	132.24	129.41	216.74
EV/EBITDA Low	177.02	144.09	66.71	35.97	144.08	62.8	85.22	141.71
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	11.5	13.97	11.87	17.9	12.49	3.03	3.22	4.27
High Price	18	15.33	14.67	19.22	18.5	13	3.69	4.79
Enterprise Value Average	174	156	120	220	562	300	267	400
Enterprise Value High	221	170	152	270	633	396	338	494
Enterprise Value Low	163	143	104	137	505	188	223	323

Shares Outstanding	8	8	9	19	19	19	85	91
Diluted Weighted Avg Shares	8	6	9	18	19	19	85	97
Basic Weighted Avg Shares	8	6	9	18	19	19	85	91
Revenue per Share	3.19	6.4	11.76	10.05	8.04	6.4	1.09	1
EBITDA per Share	0.11	0.16	0.18	0.21	0.18	0.16	0.03	0.02
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.54	0.74	2.07	2.94	0.91	-2.73	-0.18	0.12
Basic EPS from Cont Ops	0.54	0.74	2.09	2.95	0.9	-2.73	-0.18	0.12
Diluted EPS, GAAP	0.54	0.74	2.07	2.94	0.91	-2.73	-0.18	0.11
Diluted EPS from Cont Ops	0.54	0.74	2.09	2.95	0.9	-2.73	-0.18	0.11
Dividend per Share	0.18	0.4	0.29	0.4	0.48	0.24	- -	0.25
Cash Flow per Share	-0.54	-3.31	-12.69	3.32	4.95	2.32	-0.07	0.15
Free Cash Flow per Basic Share	-0.79	-3.59	-13.05	3.25	4.92	2.27	-0.08	0.13
Cash & Equivalents per Share	6.25	27.1	26.64	28.24	22.73	22.76	5.71	1.37
Book Value per Share	4.68	14.73	12.59	15.7	15.46	12.17	4.01	3.62
Tangible Book Value per Share	4.35	11.04	9.25	12.68	9.82	8.09	3.81	3.51

Blue Ridge Bankshares, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)