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    Banks - Regional
Banco Alfa de Investimento S.A.

Banco Alfa de Investimento S.A.

BRIV3.SA
Banco Alfa de Investimento S.A.BR flagB3 S.A.
12.86
BRL
- -
- -
1.14BMarket Cap
Banco Alfa de Investimento S.A.
BRIV3.SA
(B3 S.A.)

Recent

price

12.86

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
4
2.89
3.08
2.54
3.53
5.15
4.36
3.49
2.92
2.36
2.13
2.98
3.3
5.16
6.9
- -
5.96
Revenue per Share
1.11
0.71
0.79
0.41
0.51
0.32
0.76
0.91
0.95
0.83
0.63
0.76
0.83
0.83
1.35
- -
0.03
Basic EPS, GAAP
-6.92
-7.27
-16.73
-2.44
8.37
-3.94
2.67
-8.23
4.15
-12.69
5.27
2.99
17.76
3.2
0.69
- -
-29.08
Free Cash Flow per Basic Share
0.3
0.23
0.25
0.19
0.7
0.2
0.19
0.24
0.25
0.25
0.19
0.17
0.26
0.24
0.27
- -
0.32
Dividend per Share
4.23
4.56
4.92
5.21
5.64
6.16
6.08
6.68
7
7.35
7.66
7.87
8.2
8.69
8.99
- -
9.33
Book Value per Share
11.32
11.6
12.69
13.4
12.84
13.21
13.73
14.49
15.24
15.8
16.27
16.77
17.38
18.39
19.65
- -
19.32
Tangible Book Value per Share
90
94
90
90
90
90
90
89
89
89
89
89
89
89
89
- -
89
Basic Weighted Avg Shares
361
271
278
229
318
465
394
310
260
210
188
264
292
457
611
528
528
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4
1
1
1
1
1
2
2
1
1
2
2
2
2
2
2
2
Depreciation Expense
100
67
71
64
80
68
69
81
84
74
56
67
74
74
120
3
3
Net Income, GAAP
25.82
22.18
30.93
30.05
34.97
38.54
22.92
27.57
26.91
- -
27.67
28.81
22.93
33.43
29.65
- -
25.38
Effective Tax Rate (%)
27.82
24.7
25.7
28.07
25.22
14.58
17.46
26
32.35
35.08
29.73
25.43
25.25
16.18
19.56
0.56
0.56
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,794
1,084
4,931
3,492
6,144
10,521
10,137
9,837
9,687
10,182
10,591
9,191
9,656
3,597
4,473
4,032
4,032
LT Debt
1,021
1,089
1,145
1,210
1,159
1,193
1,240
1,288
1,356
1,406
1,443
1,488
1,543
1,630
1,741
1,712
1,712
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
27.98
16.52
16.38
8.08
9.43
5.46
12.45
14.12
13.82
11.53
8.41
9.76
10.36
9.88
15.27
0.36
0.36
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'23
Sep'23
Dec'23
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
89
89
89
Market Capitalization
880
994
961

Working Capital

FRC

•

in mil. unless spec.
Jun'23
Sep'23
Dec'23
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
165
144
16,706
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.7%
3.51%
-1.71%
Free Cash Flow
-526.38%
-798.99%
-4,284.27%
Net Income, GAAP
-1.93%
-1.19%
-97.55%
Sales/Revenue/Turnover
4.51%
25.45%
-13.66%
Total Cash Common Dividend
-11.1%
12.77%
19.9%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
86
111
96
96
457
2022
124
51
295
172
611
2023
127
131
130
140
528

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
0.18
0.28
0.13
- -
0.83
2022
0.15
- -
- -
- -
1.35
2023
0.03
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
0.12
- -
- -
- -
0.24
2022
0.11
- -
- -
- -
0.27
2023
0.21
- -
- -
- -
- -
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Business
Banco Alfa de Investimento S.A. (BRIV3.SA) provides investment banking, private banking, and corporate finance services to corporations, high-net-worth individuals, and institutional clients in Brazil. The bank offers asset management, structured credit, treasury operations, mergers and acquisitions advisory, working capital financing, leasing, vehicle and aircraft financing, personal credit, overdraft facilities, payroll loans, capital market services, and third-party funds administration; through subsidiaries, it engages in brokerage of shares and bonds, as well as equipment leasing for production. Founded in 1925 and headquartered in São Paulo, the institution operates as a subsidiary of Conglomerado Financeiro Alfa S.A., focusing on large corporate credit, private banking, and customized financial solutions within the Brazilian market. Formerly known as Banco Real de Investimento S.A., Banco Alfa de Investimento maintains its emphasis on innovation and client relationships without major recent acquisitions, partnerships, funding rounds, or strategic shifts publicly reported in the last two years.