Blue Foundry Bancorp

Blue Foundry Bancorp

BLFY
Blue Foundry BancorpUS flagNASDAQ Global Select
13.24
USD
- -
- -
274.88MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.64
0.99
3.73
2.08
1.83
1.83
- -
2.47
Basic EPS, GAAP
0.2
-1.13
-2.99
0.09
-0.31
-0.55
- -
-0.5
Free Cash Flow per Basic Share
0.12
-0.31
-2.14
-0.1
-0.74
0.23
- -
-0.42
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
8.54
7.41
13.95
6.58
6.88
7.11
- -
7.17
Tangible Book Value per Share
8
7.4
35.29
15.05
14.86
15.47
- -
15.72
Basic Weighted Avg Shares
28
28
12
26
24
21
- -
20
Sales/Revenue/Turnover
46
28
45
55
44
39
49
49
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
3
3
3
3
3
Net Income, GAAP
5
-32
-36
2
-7
-12
-10
-10
Effective Tax Rate (%)
25.12
- -
- -
12.36
- -
- -
- -
- -
Profit Margin (%)
12.04
-114.57
-80
4.4
-16.92
-30.27
-20.43
-20.43
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
297
355
212
338
424
365
324
324
Total Equity
238
206
429
394
356
332
313
313
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-14.22
-19.35
1.4
-4.39
-7.51
-6.79
-6.79

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
343
301
301
LT Finance Leases
24
23
23
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
22
21
21
Market Capitalization
197
183
247

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
326
318
145
Accounts Receivable, Net
9
9
9
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
15.69%
-5.86%
Free Cash Flow
- -
60.47%
-268.84%
Net Income, GAAP
- -
-90.95%
-15.83%
Sales/Revenue/Turnover
- -
16.02%
24.71%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
12
11
10
10
44
2024
10
10
9
10
39
2025
11
12
13
13
49

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
-0.05
-0.08
-0.06
-0.13
-0.31
2024
-0.13
-0.11
-0.19
-0.13
-0.55
2025
-0.13
-0.1
-0.1
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
James D. Nesci
Full Time Employees
184
Sector
Financial Services
Industry
Banks - Regional
Address
19 Park Avenue Rutherford NJ United States of America 07070
IPO Date
Jul 16, 2021
Business
Blue Foundry Bancorp (Nasdaq: BLFY) operates as the holding company for Blue Foundry Bank, a New Jersey-chartered stock savings bank that provides retail and commercial banking products and services to individuals, families, and businesses primarily in northern New Jersey, including Bergen, Essex, Hudson, Middlesex, Morris, Passaic, Somerset, and Union counties. The Bank offers deposit products such as savings accounts, time deposits, non-interest-bearing deposits, NOW accounts, and demand deposit accounts; branded personal banking solutions including Blue Axis Edge Checking and Savings accounts, Blue Axis Edge Money Market, Blue Axis Fusion Savings, certificates of deposit, and Debit Card Manager; business banking solutions encompassing Blue Carbon Business Solutions Checking with FDIC insurance up to $135 million, Business Banking Solutions in partnership with FINSYNC for back-office tools, free remote deposit capture, ACH origination, fraud monitoring, and cash management services; and lending products comprising residential and commercial real estate loans, multifamily loans, construction loans, consumer loans, commercial and industrial loans, junior liens, home equity lines of credit, small business lines of credit, and the Homebuyer Dream Program Wealth Builder grant of up to $30,000 for eligible first-time homebuyers. Headquartered in Rutherford, New Jersey, the Bank traces its origins to 1939 through the merger of predecessor associations dating back to 1876, formerly operated as Boiling Springs Savings Bank until its rebranding to Blue Foundry Bank in 2019, and completed a mutual-to-stock conversion of its holding company structure in 2021. In November 2025, Blue Foundry Bancorp entered into a definitive all-stock merger agreement with Fulton Financial Corporation valued at approximately $243 million, or $11.67 per share based on Fulton's closing price on November 21, 2025, whereby each Blue Foundry share will convert to 0.6500 Fulton shares; the transaction, unanimously approved by both boards, anticipates closing in the second quarter of 2026 pending regulatory approvals and shareholder consent, after which Blue Foundry Bank will merge into Fulton Bank, N.A., accelerating Fulton's expansion in northern New Jersey while remaining accretive to earnings, tangible book value, and capital ratios.

Company News

APIChat
  • Blue Foundry Bancorp (BLFY) Expected to Announce Earnings on Wednesday

  • Financial Review: Blue Foundry Bancorp (NASDAQ:BLFY) vs. 1st Colonial Bancorp (OTCMKTS:FCOB)

  • FULTON FINANCIAL CORPORATION COMPLETES ACQUISITION OF BLUE FOUNDRY BANCORP

  • Head to Head Review: Blue Foundry Bancorp (NASDAQ:BLFY) versus WCF Bancorp (OTCMKTS:WCFB)

  • Blue Foundry Bancorp (NASDAQ:BLFY) Shares Down 2.2% – Time to Sell?

  • Fulton Financial Corporation and Blue Foundry Bancorp Announce Regulatory Approvals and Anticipated Merger Closing Date

  • FULTON FINANCIAL CORPORATION AND BLUE FOUNDRY BANCORP ANNOUNCE REGULATORY APPROVALS AND ANTICIPATED MERGER CLOSING DATE

  • Blue Foundry Bancorp Shareholders Approve Fulton Financial Merger Deal at Virtual Special Meeting

  • Contrasting Blue Foundry Bancorp (NASDAQ:BLFY) and Shore Bancshares (NASDAQ:SHBI)

  • Blue Foundry Corporation Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Blue Foundry Bancorp - BLFY

  • Chain Bridge Bancorp (NYSE:CBNA) vs. Blue Foundry Bancorp (NASDAQ:BLFY) Critical Review

  • Head to Head Analysis: Blue Foundry Bancorp (NASDAQ:BLFY) and Pathward Financial (NASDAQ:CASH)

  • BRODSKY & SMITH SHAREHOLDER UPDATE: Notifying Investors of the Following Investigations: Repare Therapeutics Inc. (Nasdaq – RPTX), Axalta Coating Systems Ltd. (NYSE – AXTA), Blue Foundry Bancorp (Nasdaq – BLFY), Golden Entertainment, Inc (Nasdaq - GDEN)

  • Halper Sadeh LLC Encourages BLFY, GIFI, MBCN, JAMF Shareholders to Contact the Firm to Discuss Their Rights

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Blue Foundry Bancorp (NASDAQ: BLFY)

  • Halper Sadeh LLC Encourages GDOT, BLFY, EXAS Shareholders to Contact the Firm to Discuss Their Rights

  • Blue Foundry Corporation Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Blue Foundry Bancorp - BLFY

  • Shareholder Alert: The Ademi Firm investigates whether Blue Foundry Bancorp is obtaining a Fair Price for its Public Shareholders

  • BLFY Merger Investigation: Halper Sadeh LLC is Investigating Whether the Sale of Blue Foundry Bancorp is Fair to Shareholders

  • Fulton Financial Corporation and Blue Foundry Bancorp Combining in All-Stock Merger