1. Chile Stocks

  2. •

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  3. •

    Banks - Regional
Banco Santander-Chile

Banco Santander-Chile

BSANTANDER.SN
Banco Santander-ChileCL flagSantiago Stock Exchange
78.00
CLP
+0.50
- -
14.70TMarket Cap
Banco Santander-Chile
BSANTANDER.SN
(Santiago Stock Exchange)

Recent

price

78.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6.88
7.09
7.35
7.99
8.76
8.68
8.88
9.23
9.62
10.12
10.81
12.01
11.7
10.14
13.77
15.13
17.2
Revenue per Share
2.68
2.13
1.89
2.35
3.02
2.38
2.53
2.99
3.16
3.29
2.91
4.47
4.2
3.07
4.53
5.42
5.46
Basic EPS, GAAP
-0.59
7.94
-6.54
3.11
1.04
3.16
3.43
-2.69
4.91
9.37
-4.81
-3.62
-2.51
6.35
1.99
-0.44
0.22
Free Cash Flow per Basic Share
1.37
1.52
1.39
1.24
1.41
1.75
1.79
1.75
2.25
1.88
1.76
1.65
2.47
2.57
1.84
3.19
3.22
Dividend per Share
9.87
6.66
6.32
6.47
6.94
6.6
6.7
7.04
6.71
6.82
6.91
8.16
8.34
7.71
7.38
8.24
12.03
Book Value per Share
9.87
10.69
11.19
12.24
13.98
14.6
15.28
16.37
16.87
18.07
19.22
22.99
25.77
27.83
27.97
29.96
25.83
Tangible Book Value per Share
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,409
186,268
Basic Weighted Avg Shares
1,297,118
1,335,827
1,384,480
1,505,903
1,650,232
1,636,228
1,673,188
1,739,499
1,813,253
1,906,200
2,037,332
2,263,880
2,203,922
1,910,841
2,595,202
2,851,150
3,204,007
Sales/Revenue/Turnover
43.03
- -
32.04
30.48
36.34
32.08
34.59
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
49,403
53,466
56,369
61,074
44,127
53,614
65,359
77,823
79,280
106,092
109,426
122,055
129,993
143,762
141,435
135,159
134,499
Depreciation Expense
505,393
402,191
356,808
442,294
569,910
448,466
476,067
562,801
595,333
619,091
547,614
842,467
792,276
579,427
852,964
1,021,650
1,017,041
Net Income, GAAP
14.4
15.96
10.96
17.54
8.14
14.47
18.56
20.21
21.9
22.03
20.5
20.64
10.39
14.11
20.35
16.65
16.87
Effective Tax Rate (%)
38.96
30.11
25.77
29.37
34.54
27.41
28.45
32.35
32.83
32.48
26.88
37.21
35.95
30.32
32.87
35.83
31.74
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
4,190,888
6,552,056
6,009,292
6,881,035
7,044,464
7,285,433
9,270,485
8,809,809
9,954,666
13,597,375
14,694,865
10,266,971
12,291,624
14,216,415
14,436,116
13,115,850
13,685,994
LT Debt
1,937,977
2,094,518
2,196,501
2,372,456
2,675,068
2,802,555
2,938,199
3,147,920
3,245,460
3,478,503
3,704,774
4,427,573
4,963,947
5,342,495
5,358,955
5,736,301
4,893,820
Total Equity
6.61
- -
4.21
4.32
5.79
4.53
4.22
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
28.92
25.82
29.18
36.71
45.1
35.15
38
43.48
45.95
48.56
42.34
59.33
50.96
38.32
59.98
69.42
47.39
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
8,278
6,629
10,776
LT Borrowings
14,438,838
13,081,830
13,646,803
LT Finance Leases
36,778
34,020
39,191
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
188,446
188,446
188,446
Market Capitalization
11,990,165
13,243,628
14,286,727

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,707,277
6,635,916
9,935,587
Accounts Receivable, Net
90,469
99,436
108,506
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
903,112
859,546
893,636
ST Debt
8,278
6,629
10,776
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.54%
9.32%
7.04%
Free Cash Flow
-111.17%
-119.87%
-121.92%
Net Income, GAAP
11.06%
17.6%
19.78%
Sales/Revenue/Turnover
6.33%
8.17%
9.86%
Total Cash Common Dividend
9.76%
18.45%
72.77%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
546,181
650,918
519,587
705,194
2,595,202
2025
728,073
732,200
490,460
1,249,146
2,851,150
2026
732,201
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.64
1.16
1.29
1.44
4.53
2025
1.47
1.45
- -
1.23
5.42
2026
1.45
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
1.85
- -
- -
1.84
2025
- -
3.19
- -
- -
3.19
2026
- -
- -
- -
- -
- -
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Business
Banco Santander-Chile Banco Santander-Chile provides commercial and retail banking services in Chile through its segments of retail banking for individuals and SMEs, middle-market banking for companies and large corporations, global corporate banking for multinational firms, and corporate activities including financial management. The bank offers checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans in Chilean pesos and foreign currencies; mutual funds; financial leasing; insurance brokerage; asset management; securities brokerage; investment services; and business consulting. A subsidiary of Banco Santander, S.A. with majority ownership, Banco Santander-Chile was incorporated in 1977 and is headquartered at Bandera 140 in Santiago, Chile, where it operates 30 branches serving approximately 9,400 employees and focusing on local customers alongside international trade financing. In November 2025, the company proposes a strategic alliance incorporating PagoNxt as a 49.99% partner in its Getnet Chile payments subsidiary for Ch$41.6 billion in cash and a renewable distribution agreement valued at Ch$45.2 billion net present value, aiming to enhance competitiveness, innovation, and market leadership in payments.