1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Apollo Finvest (India) Limited

Apollo Finvest (India) Limited

BBSE:APOLLOFI
479.90
INR
-0.10
(-0.02%)
21.44EPS
15.25P/E
1.22BMarket Cap
Apollo Finvest (India) Limited
BSE:APOLLOFI
(Bombay Stock Exchange)

Recent

price

479.90

P/E

ratio

15.25

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
6.18
1.61
3.06
4.47
8.56
4.67
2.95
4.75
7.32
75.25
39.52
187.67
117.4
55.32
81.47
54.89
59.52
Revenue per Share
4.2
-0.43
0.8
2.12
4.7
2.3
0.3
2.91
4.04
17.81
10.99
34.11
27.01
21.47
19.34
18.63
21.44
Basic EPS, GAAP
-7.73
-4.78
-3.04
- -
0.09
0.66
1.39
-4.66
-6.51
69.47
16.47
-31.95
64.6
-96.82
-72.14
73.58
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
31.69
31.26
32.06
34.19
38.9
41.2
41.62
45.97
49.47
67.1
78.07
112.26
139.36
161.09
180.43
199.03
- -
Book Value per Share
31.69
31.26
32.06
34.19
38.9
41.2
41.62
45.97
49.43
67.08
78.05
112.26
139.34
161.08
180.43
199.03
- -
Tangible Book Value per Share
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
Basic Weighted Avg Shares
23
6
11
17
32
17
11
18
27
281
147
700
438
206
304
205
222
Sales/Revenue/Turnover
64.1
-57.42
27.58
54
67.85
47.06
-21.17
55.21
66.01
34.72
32.21
20.74
27.47
73.04
48.52
50.11
60.24
Operating Margin (%)
- -
- -
- -
- -
1
1
1
1
1
2
2
2
3
2
10
9
9
Depreciation Expense
16
-2
3
8
18
9
1
11
15
66
41
127
101
80
72
70
80
Net Income, GAAP
- -
- -
15.34
17.8
24.43
16.25
- -
2.59
13.32
27.41
26.85
25.31
30.65
21.44
26.33
33.18
33.8
Effective Tax Rate (%)
67.96
-26.53
26.19
47.56
54.86
49.24
10.32
61.24
55.14
23.66
27.81
18.17
23
38.81
23.73
33.95
36.02
Profit Margin (%)
25
-5
- -
-1
-2
12
11
72
67
145
195
314
460
506
724
612
- -
Working Capital
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
100
- -
- -
150
161
- -
LT Debt
119
117
120
128
146
154
155
172
185
250
291
419
520
601
673
743
- -
Total Equity
- -
- -
2.54
6.41
12.86
5.74
- -
6.01
7.65
25.96
11.82
24.71
13.19
13.25
10.35
8.09
- -
Return on Invested Capital (%)
- -
- -
2.54
6.41
12.86
5.74
- -
6.64
8.26
27.92
14.11
27.97
17.71
14.29
10.68
8.62
- -
Return on Capital (%)
14.2
-1.36
2.54
6.41
12.86
5.74
0.73
6.64
8.46
30.55
15.14
35.84
21.47
14.29
11.32
9.82
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
5
- -
LT Borrowings
- -
150
- -
LT Finance Leases
- -
11
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
1,493
1,261
1,221

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
754
- -
Cash, Cash Equivalents & STI
- -
329
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
142
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
5
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.67%
21.18%
10.33%
Free Cash Flow
-260.11%
-214.71%
-202.02%
Net Income, GAAP
126.67%
31.11%
-3.61%
Sales/Revenue/Turnover
125.82%
59.86%
-32.61%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
73
69
77
78
304
2026
48
46
41
55
205
2027
80
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
6.3
6.45
3.79
2.67
19.34
2026
6.19
4.67
4.91
2.87
18.63
2027
8.99
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
Apollo Finvest (India) Limited operates as a non-deposit taking Non-Banking Financial Company (NBFC) primarily engaged in providing technology-driven financial services focused on digital lending solutions. The company offers a comprehensive B2B2C digital lending platform enabling fintech firms and NBFCs to offer seamless digital loans. Its core products and services include Capital-as-a-Service, where it extends lines of capital to fintech partners, and Software-as-a-Service through its proprietary Loan Management System, Sonic, which manages the entire loan lifecycle including credit underwriting, collections, compliance APIs, fraud detection, and reporting to credit bureaus. Apollo Finvest supports operational efficiency with technology infrastructure that processes loans of varying sizes, enabling partners to commence digital lending rapidly. The company also provides digital KYC solutions, bank statement analysis, and asset reconstruction services. Founded in 1985 and headquartered in Mumbai, India, Apollo Finvest operates predominantly in the Indian market and is listed on the Bombay Stock Exchange. Recent developments include strategic partnerships with top-tier fintech companies to expand its co-lending business and digital lending operations, aligned with RBI’s digital lending guidelines. The company has adopted AI-driven solutions to enhance collections and improve underwriting processes. In the last 1-2 years, Apollo Finvest reported fluctuating revenues and profits, with efforts focused on a cautious growth strategy amidst industry volatility and regulatory challenges. It has raised ₹15 crore through non-convertible debentures to support business expansion and surpassed ₹900 crore in total loan disbursements since 2015. Apollo Finvest continues to emphasize sustainable growth by integrating technological innovations and expanding its lending portfolio to fintech partners, enhancing its competitive positioning within the digital lending ecosystem in India. Its governance includes an employee stock option plan, reflecting ongoing organizational initiatives to retain talent and foster growth. These developments mark Apollo Finvest’s strategic shift towards becoming a comprehensive technology and capital provider in the digital NBFC sector.