1. India Stocks

  2. •

    Finance

  3. •

    Life/Health insurance
Bajaj Finserv Limited

Bajaj Finserv Limited

1,656.00
INR
-29.00
(-1.72%)
128.11EPS
28.03P/E
2.85TMarket Cap
Nov 03Next Earn
Bajaj Finserv Limited
BSE:BAJAJFINSV
(Bombay Stock Exchange)

Recent

price

1,656.00

P/E

ratio

28.03

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
25.72
35.69
45.92
54.97
67.49
128.19
152.54
182.44
236.96
310.93
349
386.56
464.04
627.07
756.52
858.24
843.61
Revenue per Share
7.57
9.06
10.3
9.7
10.62
11.71
14.21
16.65
20.23
21.17
28.09
28.63
40.33
51.15
55.61
61.33
63.61
Basic EPS, GAAP
1.8
- -
- -
- -
- -
- -
- -
- -
-174.21
-152.37
25.62
-217.3
-255.75
-420.25
-398.71
-355.13
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
1.15
4.29
0.52
2.52
4.68
7.43
9.66
11.56
- -
Dividend per Share
27.28
36.18
55.12
59.67
69.69
85.45
101.17
128.71
149.18
196.69
225.15
253.18
291.73
378.44
453.89
487.35
- -
Book Value per Share
26.53
34.74
51.99
56.77
66.75
82.47
96.33
123.51
143.36
190.07
217.81
245.02
281.95
367.04
439.46
472.29
- -
Tangible Book Value per Share
1,472
1,476
1,528
1,591
1,591
1,591
1,591
1,591
1,591
1,591
1,591
1,591
1,591
1,593
1,595
1,598
1,595
Basic Weighted Avg Shares
37,869
52,665
70,181
87,471
107,399
203,986
242,737
290,318
377,082
494,807
555,382
615,160
738,459
998,801
1,207,015
1,371,476
1,345,256
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
185
141
217
309
382
577
726
1,599
2,261
4,568
4,985
5,627
6,778
9,001
11,703
12,914
13,537
Depreciation Expense
11,148
13,378
15,736
15,441
16,898
18,633
22,619
26,503
32,190
33,691
44,705
45,568
64,173
81,478
88,723
98,010
101,443
Net Income, GAAP
10.78
15.11
18.24
24.49
25.94
27.06
29.95
31.52
34.1
27.8
25.3
26.24
27.37
27.04
26.07
26.83
27.87
Effective Tax Rate (%)
29.44
25.4
22.42
17.65
15.73
9.13
9.32
9.13
8.54
6.81
8.05
7.41
8.69
8.16
7.35
7.15
7.54
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
37,727
69,804
93,550
113,453
190,204
264,560
438,304
556,514
845,373
1,017,722
936,925
1,189,663
1,552,461
2,032,709
2,532,073
3,223,604
- -
LT Debt
54,360
73,109
108,745
130,366
153,146
194,752
232,752
312,573
365,477
508,614
582,940
663,199
775,981
1,037,758
1,284,342
1,409,658
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
12.86
8.51
8.27
6.52
6.37
5.95
5.5
5.35
5.06
5.35
5.29
4.37
4.29
4.89
4.87
4.5
- -
Return on Capital (%)
33.57
28.63
23.66
17.68
16.42
15.09
15.23
14.49
14.56
12.24
13.32
11.98
14.81
15.27
13.37
13.04
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
390,181
- -
LT Borrowings
- -
3,206,940
- -
LT Finance Leases
- -
16,664
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,596
1,599
1,597
Market Capitalization
3,254,832
2,608,493
2,847,243

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
954,036
- -
Accounts Receivable, Net
- -
93,321
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
390,181
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
22.25%
19.61%
9.76%
Free Cash Flow
- -
-176.37%
-10.79%
Net Income, GAAP
18.65%
17.82%
10.47%
Sales/Revenue/Turnover
21.25%
20.11%
13.63%
Total Cash Common Dividend
- -
116.06%
19.85%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
269,168
291,150
268,465
311,203
1,207,015
2026
302,309
315,643
326,195
334,826
1,371,476
2027
368,593
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
13.4
13.1
14
15.1
55.61
2026
17.5
14.1
14
15.9
61.33
2027
19.6
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
9.66
2026
- -
- -
- -
- -
11.56
2027
- -
- -
- -
- -
- -
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Business
Bajaj Finserv Ltd. (BAJAJFINSV.NS) operates as a diversified non-banking financial company (NBFC) in India, providing a wide range of financial products and services including lending solutions such as personal loans, home loans, and consumer durable loans; deposits through fixed and recurring deposits; insurance products encompassing health insurance, life insurance, and general insurance via its subsidiaries Bajaj Allianz Life Insurance and Bajaj Allianz General Insurance; wealth management and investment services like mutual funds, fixed income products, and asset management; payment and digital solutions through Bajaj Pay and Bajaj Finserv Markets platform; and enterprise services including EMI card networks and wallet services. The company serves retail consumers, SMEs, and corporates across urban and rural markets in India, with primary operations concentrated in the country and headquarters in Pune, India, founded in 2007 as part of the Bajaj Group ecosystem. Recent major developments include the expansion of its digital lending platform with new AI-driven credit assessment tools launched in 2024, a strategic partnership with ONDC for embedded finance integration in e-commerce, and a significant funding infusion from promoter entities to bolster growth in health insurance and EV financing segments amid rising demand in 2025.