1. India Stocks

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    Regional banks
DCB Bank Limited

DCB Bank Limited

199.40
INR
-6.55
(-3.18%)
23.64EPS
7.79P/E
59.71BMarket Cap
Oct 23Next Earn
DCB Bank Limited
BSE:DCBBANK
(Bombay Stock Exchange)

Recent

price

199.40

P/E

ratio

7.79

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
15
16.35
16.58
20.29
25.39
29.53
36.74
42.47
48.48
53.49
55.81
58.26
68.36
76.92
90.85
104.14
106.62
Revenue per Share
1.07
2.73
4.19
6.05
7.21
6.86
7.01
8.02
10.53
10.9
10.82
9.26
14.96
17.18
19.63
23.01
23.79
Basic EPS, GAAP
9.8
-23.76
-0.7
18.78
-19.81
6.27
5.91
5.57
-11.64
3.15
-50.97
46.63
-55.67
11.21
-18.41
205.98
- -
Free Cash Flow per Basic Share
0.01
0.01
- -
- -
- -
- -
- -
0.6
0.9
1.2
- -
- -
1
1.25
1.25
1.34
- -
Dividend per Share
31.05
35.79
40.1
46.1
56.33
63.01
77.27
91.14
100.65
110.24
121.04
130.2
146.58
162.12
181.07
203.01
- -
Book Value per Share
31.05
35.79
40.1
46.1
56.33
63.01
77.27
91.14
100.65
110.24
121.04
130.2
146.58
162.12
181.07
203.01
- -
Tangible Book Value per Share
200
202
243
250
265
283
285
306
309
310
310
311
311
312
314
318
320
Basic Weighted Avg Shares
3,002
3,301
4,035
5,077
6,734
8,368
10,463
13,000
14,976
16,582
17,326
18,098
21,272
24,000
28,482
33,113
34,097
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
227
120
136
180
234
303
390
534
442
511
566
637
770
944
1,014
1,064
- -
Depreciation Expense
214
551
1,021
1,514
1,912
1,945
1,997
2,453
3,254
3,379
3,358
2,875
4,656
5,360
6,153
7,316
7,609
Net Income, GAAP
- -
0.05
0.03
0.03
8.1
25.5
34.9
36.47
35.77
31.3
25.84
26.2
25.81
25.76
25.74
25.12
25.45
Effective Tax Rate (%)
7.14
16.69
25.3
29.81
28.39
23.25
19.08
18.87
21.73
20.38
19.38
15.89
21.89
22.33
21.6
22.09
22.31
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
11,235
12,356
7,702
7,838
8,399
12,758
19,267
27,232
33,670
43,823
39,818
40,181
53,435
74,002
55,864
- -
LT Debt
6,215
8,614
10,031
11,540
15,886
17,922
22,049
28,078
31,156
34,222
37,586
40,488
45,661
50,713
56,907
65,350
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
3.51
4.23
4.83
7.27
8.9
7.77
6.53
5.97
6.15
5.35
4.5
3.56
5.6
5.64
5.24
5.8
- -
Return on Capital (%)
3.51
7.43
10.95
14.03
13.94
11.51
9.99
9.79
10.99
10.34
9.35
7.36
10.81
11.12
11.44
11.97
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
322
322
322
Market Capitalization
55,259
51,005
59,713

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
46,563
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.96%
11.72%
14.84%
Free Cash Flow
-419.17%
-406.27%
-1,234.99%
Net Income, GAAP
15.77%
19.27%
18.89%
Sales/Revenue/Turnover
14.95%
13.95%
16.26%
Total Cash Common Dividend
- -
- -
8.48%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
6,396
7,138
7,269
7,768
28,482
2026
8,166
- -
8,461
8,667
33,113
2027
8,803
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4.2
4.96
4.83
5.64
19.63
2026
5
- -
5.76
6.39
23.01
2027
6.62
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1.25
2026
- -
- -
- -
- -
1.34
2027
- -
- -
- -
- -
- -
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Business
DCB Bank Limited (DCBBANK.NS) is a mid-sized private sector bank in India offering a comprehensive range of retail and wholesale banking products and services, including savings and current accounts, fixed and recurring deposits, personal and home loans, auto and two-wheeler financing, business loans, gold loans, loans against property, corporate loans, trade finance, cash management services, foreign exchange services, remittance facilities, debit and credit cards, internet and mobile banking, UPI payments, and insurance products such as life, health, and general insurance. The bank operates through a network of over 400 branches and 1,000 ATMs primarily across Maharashtra, Gujarat, Goa, and other regions in India, targeting individual retail customers, SMEs, mid-corporates, and large corporates. Founded in 1930 and headquartered in Mumbai, India, DCB Bank focuses on underserved markets with an emphasis on digital innovation and customer-centric solutions. In recent developments, the bank expanded its branch network by opening 25 new branches in FY2025, launched a new digital savings account product with enhanced UPI integration, formed a strategic partnership with a leading fintech for co-lending in MSME financing, and reported a 20% growth in retail loan portfolio following a successful Q3 FY2026 funding round via qualified institutional placement.