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Goenka Business & Finance Ltd.

Goenka Business & Finance Ltd.

BBSE:GBFL
12.04
INR
-0.01
(-0.08%)
3.84EPS
2.75P/E
137.15MMarket Cap
Goenka Business & Finance Ltd.
BSE:GBFL
(Bombay Stock Exchange)

Recent

price

12.04

P/E

ratio

2.75

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
2.48
1.76
1.48
5.18
4.1
44.14
143.46
1,092.57
191.41
66.12
57.77
120.18
132.1
Revenue per Share
0.4
0.04
0.06
-0.52
-0.68
-1.08
0.34
0.46
0.11
1.69
-0.45
3.54
3.84
Basic EPS, GAAP
4.28
-2.44
-2.35
1.39
-1.22
5.97
1.82
-7.47
5.46
-4.25
-1.03
6.97
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
23.67
23.71
23.79
23.28
22.61
21.53
21.86
22.32
21.9
24.2
24.01
27.69
- -
Book Value per Share
23.67
23.71
23.79
23.28
22.61
21.53
21.86
22.32
21.9
24.2
24.01
27.69
- -
Tangible Book Value per Share
13
13
13
13
13
13
13
13
13
13
13
13
13
Basic Weighted Avg Shares
32
23
19
67
53
574
1,865
14,203
2,488
860
751
1,562
1,739
Sales/Revenue/Turnover
27.22
5.44
6.95
-8.99
-3.9
13.65
10.47
1.18
3.98
18.97
17.83
20.59
18.79
Operating Margin (%)
- -
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
1
1
-7
-9
-14
4
6
1
22
-6
46
51
Net Income, GAAP
32.12
42.23
38.57
- -
- -
- -
- -
36.37
- -
35.28
- -
28.2
30.46
Effective Tax Rate (%)
15.97
2.31
4.35
-9.99
-16.56
-2.44
0.24
0.04
0.06
2.55
-0.78
2.95
2.91
Profit Margin (%)
307
308
309
408
354
1,735
277
285
273
1,909
1,931
3,920
- -
Working Capital
- -
- -
- -
106
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
308
308
309
303
294
280
284
290
291
315
312
360
- -
Total Equity
- -
0.17
0.22
- -
- -
- -
- -
36.66
- -
31.08
- -
58.96
- -
Return on Invested Capital (%)
- -
0.17
0.27
- -
- -
- -
- -
37.12
- -
31.13
- -
59.69
- -
Return on Capital (%)
- -
0.17
0.27
-2.2
-2.96
-4.88
1.57
2.08
0.5
7.24
-1.86
13.71
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
13
13
Market Capitalization
99
134
137

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
3,960
- -
Cash, Cash Equivalents & STI
- -
219
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
509
- -
Total Current Liabilities
- -
40
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.71%
5.01%
15.34%
Free Cash Flow
-272%
-342.08%
-773.95%
Net Income, GAAP
-52.97%
71.88%
-889.05%
Sales/Revenue/Turnover
202.53%
121.81%
108.03%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
122
387
97
143
751
2026
79
314
820
361
1,562
2027
244
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.44
0.52
-0.56
0.07
-0.45
2026
-0.26
-1.44
2.05
3.27
3.54
2027
0.09
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
Goenka Business & Finance Limited (GBFL.BO) is an India-based non-banking financial company (NBFC), classified as a non-deposit accepting, non-systemically important entity registered with the Reserve Bank of India, engaged primarily in providing secured and unsecured loans and advances; investing, acquiring, holding, buying, selling, and dealing in shares, bonds, debentures, securities, derivatives, and properties; offering various financial services including auto loans, personal loans, and margin trading funding to brokers; and conducting derivatives trading with technical insights into capital markets. Incorporated on September 7, 1987, and headquartered at 18 Rabindra Sarani, Poddar Court, Gate No. 4, 2nd Floor, Room No. 17, Kolkata 700001, West Bengal, the company operates predominantly in India with a strategic focus on expanding lending activities in Gujarat, where its loan portfolio has grown to approximately INR 33 crore. In recent developments, the company has concentrated on business expansion in Gujarat by introducing auto loans, personal loans, and margin trading funding services; reported net sales of INR 143 crore and net profit of INR 1 crore for the March 2025 quarter amid ongoing financial reporting with board meetings approving unaudited results for quarters ending September 2024 and December 2024; and maintained operations without notable acquisitions, funding rounds, or reorganizations in the last 1-2 years while issuing warnings against fraudulent loan offers impersonating the firm.