Indo Credit Capital Ltd.

Indo Credit Capital Ltd.

BBSE:INDOCRED
5.85
INR
-0.12
(-2.01%)
-0.02EPS
57.18MMarket Cap
Indo Credit Capital Ltd.
BSE:INDOCRED
(Bombay Stock Exchange)

Recent

price

5.85

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.07
0.08
0.09
0.06
0.1
0.18
0.11
0.03
0.12
0.05
0.07
0.05
0.06
0.27
0.18
0.37
0.18
Revenue per Share
0.02
-0.15
0.01
- -
- -
- -
-0.08
-0.17
-0.09
-0.47
-0.14
-0.1
-0.24
-0.07
-0.07
0.08
-0.02
Basic EPS, GAAP
- -
-0.08
-0.08
-0.07
-0.13
0.13
-0.72
-0.31
-2.9
0.85
0.58
0.66
-0.3
-1.19
0.03
-0.27
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
9.61
9.47
9.47
9.48
9.47
9.48
9.4
9.22
9.13
8.66
8.52
8.42
8.18
8.11
8.04
8.13
- -
Book Value per Share
9.61
9.47
9.47
9.48
9.47
9.48
9.4
9.22
9.13
8.66
8.52
8.42
8.18
8.11
8.04
8.13
- -
Tangible Book Value per Share
7
7
7
7
7
7
7
7
8
7
7
7
7
7
7
8
7
Basic Weighted Avg Shares
- -
1
1
- -
1
1
1
- -
1
- -
- -
- -
- -
2
1
3
1
Sales/Revenue/Turnover
27.38
14.96
7.78
3.06
3.84
3.86
-69.88
-502.75
-75.89
-389.73
-213.51
-288.07
-383.22
-25.87
-36.99
21.64
-11.89
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
-1
- -
- -
- -
- -
-1
-1
-1
-3
-1
-1
-2
-1
-1
1
- -
Net Income, GAAP
0.88
- -
19.87
20.95
- -
15.81
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
26.2
-189.54
5.99
2.02
3.19
1.87
-70.13
-503.12
-75.96
-954.38
-213.29
-215.9
-410.4
-25.92
-39.32
21.64
-11.89
Profit Margin (%)
1
2
2
2
2
-1
3
11
33
14
9
4
6
13
12
15
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
70
68
69
69
69
69
68
67
66
63
62
61
59
59
58
59
- -
Total Equity
0.18
- -
0.05
0.01
- -
0.03
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.04
- -
Return on Invested Capital (%)
0.19
- -
0.06
0.02
- -
0.05
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.04
- -
Return on Capital (%)
0.18
-1.52
0.05
0.01
0.03
0.03
-0.87
-1.85
-1.03
-5.29
-1.58
-1.15
-2.89
-0.86
-0.87
1.04
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
26
53
57

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
15
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-1.51%
-0.93%
1.05%
Free Cash Flow
-115.59%
-224.4%
-1,184.9%
Net Income, GAAP
-239.6%
-34.66%
-220.16%
Sales/Revenue/Turnover
57.54%
89.58%
118.26%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
1
1
2026
- -
- -
- -
1
3
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.09
-0.05
-0.05
0.12
-0.07
2026
-0.11
- -
0.03
0.12
0.08
2027
-0.06
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
Indo Credit Capital Limited is an India-based non-banking financial company engaged in the provision of financial services, fund-based lending, and investment solutions. The company's primary business activities and offerings include term loans and short-term advances for businesses; inter-corporate deposits and bridge financing; working capital credit facilities; equity, debt, and mutual fund portfolio investments; bill discounting and asset-backed financing; and financial consultancy, debt syndication, and corporate advisory services. Indo Credit Capital operates within the financial services sector, catering to small and medium enterprises, corporate commercial entities, and individual clients primarily throughout Western India, with focused operations in Gujarat. Founded in 1993, the company is headquartered in Ahmedabad, Gujarat, India. In recent developments, the company has undertaken strategic business realignments aimed at enhancing asset quality and portfolio diversification, implemented digital loan assessment and processing mechanisms to improve operational turnaround times, restructured its executive management and board committees to reinforce corporate governance standards, and expanded its credit underwriting and syndicated lending collaborations targeting regional small-to-mid enterprise credit requirements.