JMJ Fintech Limited

JMJ Fintech Limited

BBSE:JMJFIN
8.69
INR
-0.14
(-1.59%)
2.19EPS
4.55P/E
385.54MMarket Cap

Total Valuation

INR

As of June 30, 2026, JMJ Fintech Limited carries a market capitalization of 385.54M, placing it among publicly traded companies globally. Its enterprise value stands at 632.97M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap385.54M
Enterprise Value632.97M

Share Statistics

As of June 30, 2026, JMJ Fintech Limited has 38.40M shares outstanding.

Shares Outstanding38.40M

Valuation Ratios

As of June 30, 2026, JMJ Fintech Limited trades at a trailing price-to-earnings ratio of 4.55. The price-to-sales ratio is 1.73, and the price-to-book ratio stands at 0.66.

PE Ratio4.55
PS Ratio1.73
PB Ratio0.66
P/TBV Ratio0.67
P/FCF Ratio-1.77
P/OCF Ratio-1.75

Enterprise Valuation

As of June 30, 2026, JMJ Fintech Limited trades at an EV/EBITDA multiple of 5.52 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 2.86 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 5.65 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. These enterprise value multiples are built on an enterprise value of 632.97M versus a market cap of 385.54M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.86
EV / EBITDA5.52
EV / EBIT5.65

Financial Position

As of June 30, 2026, JMJ Fintech Limited maintains a current ratio of 97.66, meaning it holds 97.7x the short-term assets needed to cover near-term liabilities.

Current Ratio97.66
Quick Ratio9.15
Debt / Equity56.58
Debt / EBITDA2.86

Financial Efficiency

INR

Over the twelve months ended June 30, 2026, JMJ Fintech Limited posted a return on equity (ROE) of 20.36, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 11.98 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 11.59, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.05, useful for judging operating efficiency across full business cycles. The company generates approximately 1.73M in revenue per employee across its workforce of 127.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)20.36
Return on Assets (ROA)11.59
Return on Invested Capital (ROIC)11.98
Return on Capital Employed (ROCE)12.05
Revenue Per Employee1.73M
Employee Count127.50

Taxes

INR

Over the twelve months ended June 30, 2026, JMJ Fintech Limited recorded 27.74M in income tax expense. That works out to an effective tax rate of 24.76, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 112.02M, leaving 84.28M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax27.74M
Effective Tax Rate24.76

Stock Price Statistics

INR

As of the close on October 22, 2026, JMJ Fintech Limited's stock has declined approximately 43.46% over the past 52 weeks. The 50-day moving average sits at 9.55, while the 200-day moving average is 10.81.

52-Week Price Change-43.46%
50-Day Moving Average9.55
200-Day Moving Average10.81

Income Statement

INR

Over the twelve months ended June 30, 2026, JMJ Fintech Limited generated 221.02M in revenue and converted that into 84.28M in net income, yielding earnings per share of 2.19. EBITDA reached 114.72M, while operating income came in at 112.10M.

Revenue221.02M
Gross Profit139.55M
Operating Income112.10M
Pretax Income112.02M
Net Income84.28M
EBITDA114.72M
EBIT112.02M
Earnings Per Share (EPS)2.19

Balance Sheet

INR

As of June 30, 2026, JMJ Fintech Limited holds 80.91M in cash and equivalents against 328.34M in total debt, resulting in a net debt position of 247.43M. Total book value stands at 580.32M, with working capital of 854.44M providing operational flexibility.

Cash & Cash Equivalents80.91M
Total Debt328.34M
Net Debt247.43M
Equity (Book Value)580.32M
Book Value Per Share15.11
Working Capital854.44M

Cash Flow

INR

JMJ Fintech Limited produced -218.48M in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow-218.48M
Free Cash Flow-218.48M
FCF Per Share-5.72

Margins

Over the twelve months ended June 30, 2026, JMJ Fintech Limited posted a gross margin of 63.14, reflecting its pricing power and cost economics. The operating margin of 50.72 and net profit margin of 38.13 provide insight into operational efficiency.

Gross Margin63.14
Operating Margin50.72
Pretax Margin50.68
Profit Margin38.13
EBITDA Margin51.90

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -56.61: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -74.66, meaning JMJ Fintech Limited raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-74.66
FCF Yield-56.61

Stock Splits

JMJ Fintech Limited's most recent stock split took place on July 11, 2025 with a 156:301 split ratio.

Last Split Date7/11/2025
Split Ratio156:301