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JMJ Fintech Limited

JMJ Fintech Limited

BBSE:JMJFIN
8.63
INR
-0.06
(-0.69%)
2.19EPS
4.55P/E
385.54MMarket Cap
JMJ Fintech Limited
BSE:JMJFIN
(Bombay Stock Exchange)

Recent

price

8.63

P/E

ratio

4.55

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
2.07
1.88
0.86
1.16
1.13
1.49
0.95
0.71
0.27
1.58
3.12
6.93
5.85
5.79
Revenue per Share
0.14
0.03
-0.28
0.07
0.01
-0.09
-0.16
-0.11
0.02
0.35
0.89
2.09
2.04
2.21
Basic EPS, GAAP
-12.3
0.38
-0.27
0.03
0.45
-0.97
-0.47
0.65
0.94
-1.1
-3.49
-3.14
-4.81
-5.72
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.14
- -
Dividend per Share
5.38
5.41
5.13
5.19
5.2
5.11
4.95
4.84
4.86
5.29
6.51
9.57
14.59
15.11
Book Value per Share
5.38
5.41
5.13
5.19
5.2
5.11
4.95
4.84
4.86
5.26
6.45
9.47
14.53
15
Tangible Book Value per Share
8
24
24
24
24
24
24
24
24
24
24
25
37
38
Basic Weighted Avg Shares
17
45
21
28
27
36
23
17
6
38
75
171
218
221
Sales/Revenue/Turnover
5.96
3.61
-33.24
8.9
26.35
-1.94
-15.89
-12.05
30.99
5.9
51.84
56.19
47.14
50.72
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
2
3
3
Depreciation Expense
1
1
-7
2
- -
-2
-4
-3
- -
8
21
52
76
84
Net Income, GAAP
- -
51.08
- -
28.62
- -
- -
- -
- -
- -
15.51
44.58
45.33
25.77
24.76
Effective Tax Rate (%)
6.55
1.56
-32.86
5.76
0.92
-6.06
-17.09
-15.31
7.64
21.96
28.68
30.2
34.82
38.13
Profit Margin (%)
44
128
122
124
124
19
109
107
117
154
264
442
834
854
Working Capital
- -
- -
- -
- -
- -
- -
- -
7
- -
30
104
215
323
328
LT Debt
129
129
123
124
124
122
118
116
116
127
156
236
560
580
Total Equity
- -
0.54
- -
1.3
- -
- -
- -
- -
1.64
5.98
10.26
14.56
11.16
11.98
Return on Invested Capital (%)
- -
0.55
- -
1.29
- -
- -
- -
- -
0.39
6.09
10.28
14.68
11.41
12.05
Return on Capital (%)
- -
0.55
-5.38
1.29
0.2
-1.75
-3.24
-2.23
0.42
6.84
15.15
26.38
19.08
20.36
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
290
323
328
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
38
38
38
Market Capitalization
583
343
386

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
624
844
863
Cash, Cash Equivalents & STI
154
119
81
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
13
10
9
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
21.55%
44.24%
137.16%
Free Cash Flow
88.67%
33.75%
131.29%
Net Income, GAAP
71.88%
368.11%
46.99%
Sales/Revenue/Turnover
68.96%
137.44%
27.47%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
37
37
36
61
171
2026
51
63
51
53
218
2027
54
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.76
0.7
0.41
0.27
2.09
2026
0.46
0.77
0.45
0.46
2.04
2027
0.52
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
0.14
2027
- -
- -
- -
- -
- -
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Business
JMJ Fintech Limited is an India-based non-deposit taking Non-Banking Financial Company (NBFC) engaged primarily in providing a range of financial services to corporate clients and high net worth individuals. The company offers secured and unsecured loans; specialized financing for the SME sector; management consultancy services including fundraising advisory through IPOs, private equity, and venture capital; and consultancy on mergers, amalgamations, acquisitions, and valuations. Additionally, JMJ Fintech Limited invests and trades in shares and securities as well as in cash and derivative markets on the BSE and NSE. Founded in 1982 and headquartered in Coimbatore, Tamil Nadu, the company operates across India to support clients through customized financial solutions and innovative lending approaches. JMJ Fintech formerly operated under the name Meenakshi Enterprises Limited until its name change in June 2022. Recent major developments include the company’s strategic focus on digital transformation, highlighted by initiatives approved in 2025 to acquire digital products and introduce new services to enhance operational efficiency and customer engagement. In August 2025, JMJ Fintech successfully raised capital through a partly paid rights issue aiming to raise a total of approximately ₹26.88 crores. The company reported a significant profit increase of 77.8% in Q2 FY25 driven by effective collection strategies and operational improvements. The board has also approved dividends for the financial year 2024-2025, reflecting its stable financial position. JMJ Fintech’s business emphasis continues on leveraging technology and prudent risk management to maintain a no bad debt record and foster sustainable growth in the NBFC sector within India. The company’s leadership includes financial professionals with extensive experience in secured and unsecured lending, asset financing, deposit mobilization, and financial risk management, which support its strong market presence. JMJ Fintech is registered with the Reserve Bank of India and listed on the Bombay Stock Exchange under ticker JMJFIN.BO. It remains committed to expanding its footprint in the Indian financial services industry while maintaining adherence to regulatory standards and best practices. This comprehensive financial services offering positions JMJ Fintech Limited as a versatile player in the credit, investment, and consultancy segments for diverse client categories including SMEs, corporate clients, and high net worth individuals across India.