KZ Leasing & Finance Ltd.

KZ Leasing & Finance Ltd.

BBSE:KZLFIN
16.00
INR
-0.16
(-0.99%)
1.01EPS
19.39P/E
59.43MMarket Cap
KZ Leasing & Finance Ltd.
BSE:KZLFIN
(Bombay Stock Exchange)

Recent

price

16.00

P/E

ratio

19.39

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
1.07
1.6
0.08
0.32
0.35
0.57
0.65
0.94
1.53
2.02
2.01
2.08
2.12
2.02
2.3
1.42
1.14
Revenue per Share
1.88
0.29
0.35
0.86
0.8
0.39
0.29
0.44
0.18
0.8
0.46
0.7
0.9
2.39
-0.62
-0.7
1.01
Basic EPS, GAAP
- -
- -
2.98
-0.67
-1.4
-1.98
-1.47
-1.6
-1.17
-0.83
-1.63
-1.45
0.07
-4.68
3.2
-15.42
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
24.07
26.55
27.35
27.83
28.12
34.96
39.93
37.38
54.12
59.44
55.73
68.16
62.71
50.67
- -
Book Value per Share
- -
- -
24.07
26.55
27.35
27.83
28.12
34.96
39.93
37.38
54.12
59.44
55.73
68.16
62.71
50.67
- -
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
Basic Weighted Avg Shares
3
5
- -
1
1
2
2
3
5
6
6
7
7
6
7
4
3
Sales/Revenue/Turnover
246.28
54.77
-2,401.19
-698.3
-380.32
-261.19
-229.92
-201.92
-77.16
-38.49
-73.27
-155.1
-127.56
-407.98
-268.23
-490.42
-877.61
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
1
1
3
2
1
1
1
1
2
1
2
3
7
-2
-2
3
Net Income, GAAP
14.91
28.21
20.21
19.04
22.73
- -
49.31
7.43
- -
9.1
- -
- -
26.88
25.77
- -
- -
37.29
Effective Tax Rate (%)
175.98
18.13
463.83
264.19
228.66
68.82
44.42
46.86
11.48
39.4
23.09
33.73
42.19
118.77
-27.02
-49.53
88.23
Profit Margin (%)
- -
- -
1
- -
-1
1
2
2
-28
-57
-40
-25
-47
-60
-16
-45
- -
Working Capital
- -
- -
7
3
19
18
3
1
1
1
14
8
- -
14
8
177
- -
LT Debt
- -
- -
73
81
83
85
86
106
121
114
165
181
169
207
191
154
- -
Total Equity
- -
- -
- -
3.17
2.61
1.16
0.92
-7.4
- -
-1.27
-2.61
-6.1
-2.86
-9.54
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
3.72
3.66
3.07
1.77
1.32
- -
1.44
0.75
1
1.3
2.9
- -
- -
- -
Return on Capital (%)
- -
- -
- -
3.38
2.96
1.42
1.03
1.39
0.47
2.06
1.07
1.3
1.64
3.83
-0.94
-1.23
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
45
- -
LT Borrowings
- -
177
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
84
67
59

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
8
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
6
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
53
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
45
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.67%
-0.26%
-19.21%
Free Cash Flow
-700.97%
-1,408.8%
-582.28%
Net Income, GAAP
39.9%
23.59%
13.19%
Sales/Revenue/Turnover
12.93%
-5.82%
-38.26%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1
2
2
2
7
2026
1
1
1
1
4
2027
1
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
7.03
3.85
-13.3
1.81
-0.62
2026
2.06
-2.81
-1.92
1.98
-0.7
2027
3.76
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
K Z Leasing and Finance Limited operates as a non-banking financial company in India, providing customized loans and financial services to individuals, small and medium enterprises, and rural customers. Incorporated in 1986 and headquartered in Ahmedabad, Gujarat, the company offers gold loans, vehicle loans for two-wheelers and three-wheelers used for goods or passengers, SME finance, microfinance, housing loans, and agricultural loans; it also engages in leasing, hire purchase for machinery, trucks and vehicles, bills discounting, investments, trading services, and consultancy. The company's operations focus on Gujarat, serving clients through branches in Ahmedabad, Visnagar, Vijapur, Mehsana, and Surat. Recent developments include the approval of its 39th annual report for fiscal year 2024-25 and scheduling of the 39th annual general meeting for September 27, 2025, with book closure from September 21 to 27 and remote e-voting from September 24 to 26; the company reported unaudited financial results for the quarter and half-year ended September 30, 2024 in November 2024, alongside ongoing board meetings for financial approvals and shareholding disclosures under SEBI regulations as of March 31, 2025.