- CEO
- Puneet Agarwal
- Full Time Employees
- 725
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Bangalore India
- Business
- Moneyview Ltd is an India-based financial technology company that operates a digital, credit-led financial services and personal finance platform. Founded in 2014 and headquartered in Bengaluru, Karnataka, the company provides a comprehensive suite of digital lending, savings, payments, and financial management solutions designed primarily for underserved, salaried, and self-employed consumers across Tier 1, Tier 2, and Tier 3+ markets throughout India. The company delivers its services through a hybrid operating model comprising direct digital lending via its wholly owned non-banking financial company subsidiary, Whizdm Finance Private Limited, alongside a technology-enabled distribution and co-lending marketplace in partnership with regulated commercial banks and non-banking financial institutions. Moneyview Ltd categorizes its core activities into four main business segments: Digital Lending and Credit, Savings and Investments, Payments and Financial Management, and Insurance Distribution. The company's product and service offerings comprise collateral-free instant personal loans with automated digital underwriting; micro-loans and short-term credit facilities; home loans and loans against property; co-branded and digital credit cards; Buy Now, Pay Later credit lines; earned wage access and on-demand salary advance solutions for corporate workforces; digital gold investment products and systematic investment plans; term fixed deposit schemes; Unified Payments Interface payment processing and merchant transaction services; motor and general insurance distribution; and algorithmic credit score tracking and automated expense management tools.
In recent developments, the company executed a corporate reorganization, converting from WhizDM Innovations Private Limited into Moneyview Limited as a public entity in connection with its public listing on the National Stock Exchange of India and BSE. The company previously achieved unicorn status following private capital raises supported by global institutional investors, including Accel, Tiger Global Management, Apis Partners, Winter Capital, and Evolvence India. Expanding its corporate employee wellness footprint, Moneyview completed the acquisition of Jify, an earned wage access platform, via a share-swap transaction, fully integrating on-demand salary solutions into its broader product ecosystem. Additionally, the company has broadened its portfolio diversification beyond unsecured personal credit through the rollout of secured lending products, digital fixed deposits, digital gold investment vehicles, UPI-powered payment rails, and expanded institutional partnerships across dozens of licensed banking and financial partners in India.