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Niyogin Fintech Ltd

Niyogin Fintech Ltd

BBSE:NIYOGIN
41.73
INR
-0.54
(-1.28%)
-0.23EPS
4.81BMarket Cap
Niyogin Fintech Ltd
BSE:NIYOGIN
(Bombay Stock Exchange)

Recent

price

41.73

P/E

ratio

- -

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.11
0.38
0.29
0.14
0.89
2.24
1.83
4.83
9.52
10.71
20.2
24.28
21.99
18.6
Revenue per Share
0.1
0.01
0.01
-13.25
-0.46
-0.79
-2.8
-0.79
-0.63
-1.87
-1.78
-1.64
-0.04
-0.14
Basic EPS, GAAP
-0.16
-0.35
-0.68
-10.99
-3.95
-7.05
-12.16
8.47
-7.62
-6.29
-4.33
-11.28
-7.28
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
10.16
10.17
10.18
52.76
32.53
30.37
28.07
30.53
30.35
28.89
29.56
29.09
29.23
- -
Book Value per Share
10.16
10.17
10.18
52.76
31.72
29.82
27.66
26.44
26.67
18.93
20.04
20.32
19.93
- -
Tangible Book Value per Share
4
4
4
4
58
84
85
88
94
94
94
97
111
120
Basic Weighted Avg Shares
- -
1
1
1
52
188
156
426
899
1,010
1,909
2,351
2,445
2,239
Sales/Revenue/Turnover
91.93
3.27
4.79
-2,422.22
-188.66
-63.9
-126.12
-19.1
-23.96
-33.71
-10.38
-8.52
-2.14
-3.05
Operating Margin (%)
- -
- -
- -
- -
5
26
41
50
54
61
81
95
103
116
Depreciation Expense
- -
- -
- -
-48
-27
-66
-239
-69
-59
-177
-168
-159
-5
-17
Net Income, GAAP
- -
30
29.14
- -
- -
- -
- -
- -
- -
- -
- -
- -
89.14
- -
Effective Tax Rate (%)
91.93
2.29
3.4
-9,462.3
-51.44
-35.13
-152.86
-16.24
-6.59
-17.48
-8.8
-6.76
-0.19
-0.75
Profit Margin (%)
66
66
66
189
2,374
2,074
2,114
2,631
2,566
1,863
1,548
2,036
1,961
- -
Working Capital
30
30
30
- -
- -
- -
16
3
3
1
539
960
2,251
- -
LT Debt
37
37
37
190
2,604
2,574
2,421
3,124
3,112
2,871
2,878
3,290
3,321
- -
Total Equity
- -
0.05
0.05
- -
- -
- -
- -
- -
- -
- -
- -
- -
-0.51
- -
Return on Invested Capital (%)
- -
0.05
0.05
- -
- -
- -
- -
- -
- -
- -
- -
- -
-0.14
- -
Return on Capital (%)
- -
0.09
0.1
-42.1
-1.9
-2.55
-9.58
-2.63
-2.08
-6.32
-6.06
-5.26
-0.14
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
2,251
- -
LT Borrowings
- -
2,251
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
111
111
111
Market Capitalization
5,877
4,739
4,806

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
5,527
- -
Cash, Cash Equivalents & STI
- -
1,423
- -
Accounts Receivable, Net
- -
467
- -
Inventories
- -
102
- -
Total Current Liabilities
- -
3,565
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
2,251
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
171.85%
1.48%
0.95%
Free Cash Flow
194.16%
-20.81%
-25.89%
Net Income, GAAP
-13,133.78%
15.23%
-97.06%
Sales/Revenue/Turnover
1,073.55%
47.9%
3.98%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
484
703
546
549
2,351
2026
538
554
550
589
2,445
2027
547
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.68
-0.44
-0.51
-0.03
-1.64
2026
-0.14
0.02
0.01
0.06
-0.04
2027
-0.24
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
Niyogin Fintech Limited operates as a publicly listed fintech platform and registered non-banking financial company (NBFC) in India, providing digital solutions for financial inclusion, credit, investments, and SaaS services primarily targeting MSMEs and institutional clients; core offerings include iServeU, a banking-as-a-service payment platform encompassing payment acquiring, issuing, accounts, lending, remittances, insurance, and customer KYC; Moneymap, an investment platform with direct mutual funds, financial advisory, planning, instant cash, corporate deposits, and bonds; Moneyfront, a digital wealth advisory and analytics tool for individuals and corporates; financial inclusion services such as domestic money transfer, Aadhaar Enabled Payment System (AEPS), and Micro ATM; white-labeled investment platforms for distributors supporting direct and regular mutual funds; institutional solutions like corporate treasury management for idle funds, portfolio analytics, and a range of credit products including secured loans (loan against property, home loans, balance transfers) and unsecured loans (business loans, working capital); the company maintains headquarters in Mumbai, Maharashtra, with operations across India and origins tracing to 1988 as part of its Tamil Nadu incorporation. In a major strategic restructuring approved in early 2025, Niyogin Fintech executes a composite scheme of arrangement to demerge its NBFC business into the newly incorporated 100% subsidiary Niyogin Finserv Limited and its 51%-owned iServeU into separate independently listed entities, enabling focused growth in high-margin lending via fintech partnerships and SaaS-based payments with reduced revenue-sharing dependencies; recent partnerships include key SaaS contracts with Bank of Baroda, Axis Bank, and Suryoday Small Finance Bank, alongside Q2 FY2026 reports showing assets under management at Rs.340.5 crore, iServeU revenue of Rs.15.2 crore, and an orderbook of Rs.595 crore as of October 2025.