1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Nalin Lease Finance Limited

Nalin Lease Finance Limited

BBSE:NLFL
41.00
INR
+2.40
(+6.22%)
5.13EPS
7.60P/E
255.77MMarket Cap
Nalin Lease Finance Limited
BSE:NLFL
(Bombay Stock Exchange)

Recent

price

41.00

P/E

ratio

7.60

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
8.74
9.33
10.43
9.18
8.77
7.15
8.24
10.83
6.76
7.55
7.45
8.29
8.53
9.47
9.46
10.52
11.19
Revenue per Share
1.36
1.63
1.97
2
2.3
2.18
2.84
3.11
2.63
3.03
3.85
3.97
4.56
5.87
5.37
4.85
5.13
Basic EPS, GAAP
1.23
3.11
2.63
7.82
-1.91
-1.29
-10.89
-12.26
1.82
6.15
3.11
0.61
4.51
1.63
-4.76
-18.71
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.49
- -
- -
- -
- -
- -
Dividend per Share
17.32
19.01
21.04
23.08
25.44
27.69
30.18
49.61
54.89
30.33
34.18
37.65
42.21
48.08
53.46
58.3
- -
Book Value per Share
17.32
19.01
21.04
23.08
25.44
27.69
30.18
49.61
54.89
30.33
34.18
37.65
42.21
48.08
53.46
58.3
- -
Tangible Book Value per Share
3
3
3
3
3
3
3
3
7
7
7
7
7
7
7
7
7
Basic Weighted Avg Shares
29
30
34
30
29
23
27
35
44
50
49
54
56
62
62
69
74
Sales/Revenue/Turnover
33.15
35.06
35.1
35.8
34.32
42.45
50.05
47.44
55.26
61.42
70.08
69.45
67.01
67.01
64.74
66.05
57.56
Operating Margin (%)
- -
- -
- -
- -
1
1
1
1
1
1
1
1
1
2
2
2
2
Depreciation Expense
4
5
6
7
8
7
9
10
17
20
25
26
30
38
35
32
34
Net Income, GAAP
31.82
33.17
30.19
29.99
28.54
35.26
32.18
28.27
26.92
28.11
23.7
25.86
25.13
25.55
20.41
23.13
22
Effective Tax Rate (%)
15.59
17.47
18.87
21.83
26.25
30.43
34.49
28.68
38.85
40.17
51.7
47.86
53.47
61.98
56.81
46.08
45.84
Profit Margin (%)
53
58
63
64
78
86
62
118
133
195
174
242
189
183
240
286
- -
Working Capital
- -
- -
- -
- -
- -
- -
18
1
- -
- -
- -
- -
4
7
1
5
- -
LT Debt
57
62
69
75
83
90
98
162
179
199
224
247
277
315
351
382
- -
Total Equity
4.56
5.15
6.14
7.14
8.06
6.84
7.28
6.07
7.22
8.09
10.49
10.66
10.38
8.98
8.34
7.12
- -
Return on Invested Capital (%)
7.26
7.55
8.6
8.81
8.09
6.92
7.39
5.83
7.24
8.34
10.78
11.12
11.17
12.35
10.54
8.39
- -
Return on Capital (%)
8.21
8.98
9.83
9.08
9.49
8.19
9.82
7.78
10.11
10.53
11.93
11.04
11.43
13
10.58
8.68
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
99
- -
LT Borrowings
- -
5
- -
LT Finance Leases
- -
1
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
313
251
256

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
395
- -
Cash, Cash Equivalents & STI
- -
11
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
109
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
99
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.42%
11.28%
9.07%
Free Cash Flow
121.68%
79.95%
292.68%
Net Income, GAAP
18.08%
5.7%
-9.77%
Sales/Revenue/Turnover
11.89%
7.28%
11.25%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
15
16
16
17
62
2026
16
16
18
18
69
2027
21
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.92
1.06
1.52
0.88
5.37
2026
1.41
1.16
1.14
1.13
4.85
2027
1.7
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
Nalin Lease Finance Ltd. is an India-based non-banking financial company (NBFC), classified as a non-systemically important non-deposit taking entity registered with the Reserve Bank of India. The company provides fund-based financial services, including gold loans against jewelry and ornaments; vehicle loans, particularly for two-wheelers; hire purchase financing; business loans; and leasing activities for movable and immovable assets. It primarily serves small businessmen, vendors, traders, farmers, salaried individuals, and customers in rural and semi-urban segments across districts such as Sabarkantha, Aravalli, Mehsana, and nearby areas in Gujarat. Founded on October 11, 1990, and headquartered at Gandhi Nursing Home Building, Dr. Nalinkant Gandhi Road, Himatnagar, Gujarat, the company operates with a lean workforce of approximately 15-17 employees and maintains investments in loans and securities. Recent financial performance reflects asset growth of 15.7% to Rs. 43.56 crore as of September 30, 2025, driven by expansions in loan portfolios and investments; quarterly profit for Q2 FY26 stood at Rs. 76.13 lakh despite a sequential dip, with half-year profit at Rs. 168.53 lakh and emphasis from Managing Director Harsh D. Gandhi on sustainable growth. The company held its 34th annual general meeting on September 13, 2025, approving director re-appointments and appointing a secretarial auditor, while reducing debt levels and trading near book value.