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    Finance/Rental/Leasing
NPR Finance Ltd.

NPR Finance Ltd.

BBSE:NPRFIN
23.80
INR
+0.45
(+1.93%)
0.45EPS
45.48P/E
121.29MMarket Cap
NPR Finance Ltd.
BSE:NPRFIN
(Bombay Stock Exchange)

Recent

price

23.80

P/E

ratio

45.48

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
117.33
100.53
84.81
81.64
79.74
73.28
67.04
58.67
61.07
46.36
9.62
12.4
20.51
15.11
11.34
7.91
7.96
Revenue per Share
0.41
1.32
1.26
2.47
3.81
0.69
4.91
2.49
4.22
2.77
-1.77
-0.09
-4.03
1.81
0.99
0.35
0.45
Basic EPS, GAAP
-0.76
9.64
13.6
-1.76
5.18
-2
-4.86
1.98
1.2
-0.4
-0.03
4.17
-5.89
-6.85
4.96
0.35
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
51.38
52.68
53.94
56.38
59.9
60.63
65.43
79.38
84.29
90.06
90
89.42
83.19
78.88
83.61
81.97
- -
Book Value per Share
51.38
52.68
53.94
56.38
59.9
60.63
65.43
79.38
84.29
90.06
90
89.26
83.08
78.82
83.61
81.97
- -
Tangible Book Value per Share
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
Basic Weighted Avg Shares
703
602
508
489
478
439
402
351
366
278
58
74
123
91
68
47
48
Sales/Revenue/Turnover
11
14.3
4.11
5.33
7.97
7.04
9.88
5.49
8.26
6.9
-3.95
7.18
-1.69
2.37
2.55
1.52
0.23
Operating Margin (%)
8
8
8
8
6
6
7
6
7
7
7
8
5
2
1
1
1
Depreciation Expense
2
8
8
15
23
4
29
15
25
17
-11
-1
-24
11
6
2
3
Net Income, GAAP
28.56
26.51
32.74
32.3
31.16
67.22
17.26
- -
18.13
6.57
- -
125.13
- -
26.48
21.78
20.34
20.49
Effective Tax Rate (%)
0.35
1.31
1.49
3.03
4.78
0.94
7.32
4.24
6.91
5.97
-18.44
-0.7
-19.67
12
8.73
4.4
5.59
Profit Margin (%)
140
155
237
232
269
269
310
472
506
547
271
128
169
371
390
398
- -
Working Capital
33
19
5
1
- -
2
1
43
40
34
24
2
- -
- -
2
1
- -
LT Debt
308
316
323
338
359
363
392
475
505
539
539
536
498
472
501
491
- -
Total Equity
0.51
1.84
2.09
4.15
6.05
1.07
7
- -
4.4
2.83
- -
-0.09
- -
2.05
0.39
0.35
- -
Return on Invested Capital (%)
0.51
1.84
3.87
4.92
6.96
1.23
8.46
- -
5.33
3.52
- -
-0.16
- -
2.84
1.74
0.42
- -
Return on Capital (%)
0.79
2.54
2.37
4.48
6.56
1.14
7.78
3.44
5.16
3.18
-1.97
-0.1
-4.68
2.24
1.22
0.42
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
2
- -
LT Borrowings
- -
1
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
187
114
121

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
403
- -
Cash, Cash Equivalents & STI
- -
4
- -
Accounts Receivable, Net
- -
1
- -
Inventories
- -
5
- -
Total Current Liabilities
- -
5
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
2
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.35%
-1.75%
-1.96%
Free Cash Flow
-1,366.7%
-2,681.05%
-92.86%
Net Income, GAAP
460.38%
834.14%
-64.86%
Sales/Revenue/Turnover
-10.75%
2.55%
-30.24%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
17
18
14
19
68
2026
10
14
14
9
47
2027
10
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.38
-0.13
0.88
-0.13
0.99
2026
0.24
-0.19
0.43
-0.13
0.35
2027
0.34
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
NPR Finance Limited (NPRFIN.BO) is an India-based non-banking financial company (NBFC) primarily engaged in non-deposit taking financing activities through its Financial and Real Estate segments. The company offers loans against hypothecation for three-wheelers serving passengers and load applications; unsecured personal loans; extended group loans; inter-corporate deposits; funding for insurance premiums on commercial vehicles and renewals; trading and investment in shares and securities; and real estate development. It previously provided money changing services involving sale and encashment of major currencies, travelers cheques, and BTM cards through franchisees, as well as financing for used commercial vehicles and cars. Incorporated on June 12, 1989, as NPR Finance Pvt. Ltd. by the Nand Lal Todi Group and converted to a public limited company shortly thereafter, NPR Finance went public in February 1995, raising Rs. 7.5 crores, with its equity shares currently listed on the Bombay Stock Exchange Limited following delistings from other exchanges. Headquartered at 6th Floor, Unit No. 611, Adventz Infinity@5, Street No. 18, BN Block, Sector V, Bidhannagar, Kolkata, West Bengal 700091, the company operates principally in India, targeting retail borrowers, group lending clients, corporates, and real estate markets. In recent developments, NPR Finance reported standalone net sales of Rs. 1.46 crore for the quarter ended September 2025, down 23.25% year-over-year, with a net loss of Rs. 0.12 crore compared to Rs. 0.08 crore in the prior year period; the company held its 36th Annual General Meeting on September 11, 2025, via video conferencing and approved unaudited financial results for periods including December 2024 and March 2025, with no reported acquisitions, partnerships, funding rounds, or major strategic shifts in the last 1-2 years.