Oracle Financial Services Software Limited

Oracle Financial Services Software Limited

9,879.95
INR
-380.05
(-3.70%)
402.07EPS
26.63P/E
935.42BMarket Cap
Oct 23Next Earn
Oracle Financial Services Software Limited
BSE:OFSS
(Bombay Stock Exchange)

Recent

price

9,879.95

P/E

ratio

26.63

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
357.28
374.92
413.54
444.89
462.76
487.54
521.89
531.5
579.43
566.43
579.62
605.93
659.83
736.24
789.14
882.34
1,035.6
Revenue per Share
132.45
108.34
127.98
161.64
141.3
123.78
139.76
145.22
161.94
170.38
204.9
219.19
209.14
256.39
274.27
303.54
403.35
Basic EPS, GAAP
67
81.24
129.93
76.36
123.87
80.87
124.96
132.29
152.24
171.08
221.02
211.04
199.2
203.39
249.38
297.47
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
486.09
179.73
100.03
169.88
129.98
0.42
179.87
200.31
190.09
224.81
239.8
394.75
- -
Dividend per Share
644.34
752.3
881.03
1,043.04
623.63
550.8
384.34
551.56
575.49
764.98
795.79
823.19
863.33
906.73
962.71
899.23
- -
Book Value per Share
571.79
679.82
808.63
970.7
551.7
479.07
312.68
480.25
504.54
694.1
725.07
752.61
792.88
836.5
892.63
829.3
- -
Tangible Book Value per Share
84
84
84
84
84
85
85
85
86
86
86
86
86
87
87
87
87
Basic Weighted Avg Shares
29,969
31,467
34,740
37,413
39,049
41,312
44,265
45,275
49,589
48,613
49,839
52,215
56,983
63,730
68,468
76,721
90,085
Sales/Revenue/Turnover
36.62
34.05
34.49
35.55
38.5
38.14
38.09
38.65
42.65
43.86
47.16
46.35
42.4
43.6
43.94
44.76
50.34
Operating Margin (%)
408
466
655
717
681
529
702
615
537
1,064
1,041
928
807
743
691
654
636
Depreciation Expense
11,110
9,093
10,751
13,593
11,923
10,489
11,854
12,370
13,859
14,622
17,619
18,888
18,061
22,194
23,796
26,393
35,087
Net Income, GAAP
10.98
35.83
33.35
32.08
34.88
39.98
32.53
32.79
38.87
35.08
28.88
25.29
29.72
26.57
28.13
28.28
27.23
Effective Tax Rate (%)
37.07
28.9
30.95
36.33
30.53
25.39
26.78
27.32
27.95
30.08
35.35
36.17
31.7
34.83
34.75
34.4
38.95
Profit Margin (%)
37,755
48,029
58,063
73,155
38,126
32,452
16,764
31,586
32,592
50,295
54,053
56,534
60,747
63,716
67,949
62,867
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
682
424
547
387
185
275
196
- -
LT Debt
54,056
63,174
74,064
87,765
52,768
46,739
32,646
47,074
49,365
65,696
68,488
70,997
74,589
78,588
83,624
78,265
- -
Total Equity
19.94
10.82
11.16
11.14
13.69
18.25
26.91
29.4
26.31
23.56
24.67
25.38
22.77
25.67
26.4
29.98
- -
Return on Invested Capital (%)
22.92
15.51
15.67
16.8
16.97
21.08
29.86
31.03
28.74
25.69
26.1
26.92
24.68
29.03
29.2
32.47
- -
Return on Capital (%)
22.92
15.51
15.67
16.8
16.97
21.08
29.86
31.03
28.74
25.42
26.26
27.08
24.81
28.98
29.34
32.61
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
129
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
196
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
87
87
87
Market Capitalization
669,195
585,420
935,416

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
77,042
- -
Cash, Cash Equivalents & STI
- -
54,336
- -
Accounts Receivable, Net
- -
13,514
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
14,175
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
129
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.03%
2.82%
-6.41%
Free Cash Flow
15.38%
7.01%
19.55%
Net Income, GAAP
9.92%
8.77%
10.91%
Sales/Revenue/Turnover
6.47%
9.04%
12.05%
Total Cash Common Dividend
4,276.73%
19.43%
64.97%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
17,414
16,739
17,152
17,163
68,468
2026
18,522
- -
19,659
20,652
76,721
2027
31,252
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
71.13
66.61
62.37
74.15
274.27
2026
73.88
- -
70.08
96.72
303.54
2027
162.59
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
239.8
2026
- -
- -
- -
- -
394.75
2027
- -
- -
- -
- -
- -
Business
Oracle Financial Services Software Limited (OFSS.NS), a subsidiary of Oracle Global (Mauritius) Limited, develops and provides financial technology solutions and services to banks, insurers and other financial institutions worldwide; headquartered in Mumbai, India, and founded in 1990 as i-flex Solutions. The company operates primarily through its Products division, offering a comprehensive suite of banking software including Oracle FLEXCUBE Universal Banking, Oracle Banking Accounts, Oracle Banking Origination, Enterprise Limits and Collateral Management, Virtual Account Management, Oracle Banking Treasury Management, Oracle Banking Payments, Oracle Financial Services Analytical Applications, profitability management tools, fund transfer pricing applications, anti-money laundering solutions, compliance management systems, risk management platforms and business analytics applications; these cover retail banking, corporate banking, investment banking, treasury, payments, lending, trade finance, asset management, private wealth management, funds, cash management and regulatory compliance across cloud and on-premises deployments. It also provides IT solutions, consulting, custom application development, IT infrastructure management and business process outsourcing through its PrimeSourcing division. OFSS serves clients in over 100 countries with a focus on North America, Europe, Middle East, Asia-Pacific and emerging markets. In recent developments, the company secured multiple strategic deals in fiscal 2025 including extensions and new implementations of Oracle Financial Services Analytical Applications Cloud Service with major banks in the US, UK, Canada, Italy, UAE and Japan; a Japanese bank expanded partnership for cash, liquidity and virtual account management; a Gibraltar-based bank selected core banking, digital banking, API banking, origination, payments, treasury, trade finance and branch servicing applications; UAE and Malaysian banks adopted core banking, trade finance and corporate lending solutions; a Taiwanese bank implemented supply chain finance applications; and Niva Bupa Health Insurance in India signed for analytical applications; revenue grew 7% in fiscal 2025 to INR 6,847 crore with product licenses comprising 91% of business and license/cloud signings rising to US$137 million in FY24.