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PMC Fincorp Limited

PMC Fincorp Limited

BBSE:PMCFIN
1.69
INR
+0.04
(+2.42%)
0.09EPS
18.86P/E
1.32BMarket Cap
PMC Fincorp Limited
BSE:PMCFIN
(Bombay Stock Exchange)

Recent

price

1.69

P/E

ratio

18.86

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.18
0.16
0.16
0.19
0.53
0.26
0.13
0.1
0.15
0.17
0.09
0.13
-0.02
0.26
0.3
0.2
0.21
Revenue per Share
0.03
0.02
0.03
0.02
0.06
0.02
0.01
0.02
0.03
0.03
0.03
0.03
-0.11
0.19
0.2
0.09
0.1
Basic EPS, GAAP
-0.18
0.09
-0.14
0.01
-0.42
0.13
0.02
-0.16
- -
0.03
-0.04
-0.55
-0.07
0.17
-0.39
-0.09
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.01
- -
Dividend per Share
0.71
0.48
0.49
0.51
1.02
1.03
1.08
1.16
1.18
1.22
1.25
1.51
1.72
1.91
2.37
2.61
- -
Book Value per Share
0.71
0.48
0.49
0.51
1.02
1.03
1.08
1.16
1.18
1.22
1.25
1.51
1.72
1.91
2.37
2.61
- -
Tangible Book Value per Share
362
543
543
543
548
548
548
574
574
574
574
574
602
602
712
712
651
Basic Weighted Avg Shares
67
85
85
101
290
144
71
57
85
95
54
74
-12
156
212
141
137
Sales/Revenue/Turnover
22.87
33.24
49.84
48.01
27.44
10.4
16.05
28.43
25.99
76.07
70.06
71.5
383.04
80.24
86.96
65.65
64.82
Operating Margin (%)
- -
- -
- -
- -
- -
1
1
1
- -
- -
- -
- -
- -
1
1
1
1
Depreciation Expense
11
8
14
13
33
9
7
10
16
14
18
18
-64
113
143
62
64
Net Income, GAAP
26.06
24.2
29.16
32.21
32.67
38.86
33.63
28.59
27.73
25.17
25.42
28.92
- -
9.86
22.14
30.06
29.98
Effective Tax Rate (%)
16.91
9.67
16.99
12.73
11.29
6.22
10.18
17.77
18.75
15.12
33.41
24.55
535.43
72.92
67.55
43.61
46.6
Profit Margin (%)
217
170
243
253
517
482
450
551
568
618
746
1,115
646
493
1,076
1,096
- -
Working Capital
- -
- -
- -
- -
- -
3
3
- -
- -
- -
62
246
147
155
- -
- -
- -
LT Debt
258
259
265
278
561
567
594
663
679
699
717
911
1,034
1,152
1,690
1,857
- -
Total Equity
2.33
1.22
1.72
1.34
3.43
0.86
0.64
1.16
1.82
2.72
2.18
1.97
- -
8.89
8.11
3.16
- -
Return on Invested Capital (%)
3.9
1.22
3.57
3.44
5.58
0.88
0.67
1.17
1.84
1.73
2.22
1.94
- -
9.01
8.24
3.22
- -
Return on Capital (%)
4.38
3.16
5.49
4.71
7.81
1.59
1.24
1.61
2.38
2.08
2.56
2.23
-6.54
10.38
10.1
3.47
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
712
712
712
Market Capitalization
1,275
1,225
1,317

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
1,132
- -
Cash, Cash Equivalents & STI
- -
183
- -
Accounts Receivable, Net
- -
22
- -
Inventories
- -
7
- -
Total Current Liabilities
- -
36
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.29%
21.7%
9.86%
Free Cash Flow
488.46%
53.51%
-75.92%
Net Income, GAAP
-66.54%
-152.04%
-57.13%
Sales/Revenue/Turnover
-153.89%
-297.32%
-33.59%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
73
49
50
35
212
2026
65
43
28
4
141
2027
61
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.11
0.1
0.05
0.01
0.2
2026
0.06
0.03
0.01
-0.01
0.09
2027
0.06
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
0.01
2027
- -
- -
- -
- -
- -
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Business
PMC Fincorp Limited, established in 1985 and headquartered in Mumbai, India, operates as a non-banking financial company (NBFC) specializing in providing a broad spectrum of financial services and products principally targeting small and medium enterprises (SMEs) as well as corporate clients. The company’s core offerings include loan against securities (LAS), business loans for long-term capital needs and working capital requirements, corporate finance, debt syndication, and private placement services. It also extends personal loans and securities brokerage services, enabling clients to leverage their investments for instant liquidity and business growth. PMC Fincorp caters primarily to the Indian market through a network that supports financing solutions tailored to various business and personal financial needs. In recent developments, PMC Fincorp completed a significant rights issue in November 2024, raising approximately INR 48.96 crore to augment its capital base and expand its operational scale in NBFC activities, reinforcing its commitment to scaling lending operations and addressing growing market demands. The company continues to focus on innovative loan products such as flexible loan against securities schemes with competitive interest rates and overdraft facilities up to INR 1 crore. Additionally, the board reappointed key executives in 2025, indicating stability in leadership to support its growth strategy. PMC Fincorp’s strategic initiatives include expanding its funding capacity to enhance portfolio diversification across corporate and personal finance sectors, strengthening its market position in India’s financial services industry. PMC Fincorp Limited is listed on the Bombay Stock Exchange since 2012, reflecting a track record of over three decades in the financial services segment. The company leverages its extensive experience in NBFC activities to provide customized financial solutions, emphasizing seamless loan processing and cost-effective credit options. Its financial service portfolio strategically integrates corporate and retail finance, investing in securities, and debt syndication, serving a wide array of clients across India’s commercial landscape. PMC Fincorp’s ongoing focus on capital augmentation and service innovation positions it as a key player in India’s non-banking financial sector.