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Radiant Cash Management Services Limited

Radiant Cash Management Services Limited

31.88
INR
-0.60
(-1.85%)
2.57EPS
13.28P/E
4.16BMarket Cap
Radiant Cash Management Services Limited
BSE:RADIANTCMS
(Bombay Stock Exchange)

Recent

price

31.88

P/E

ratio

13.28

div

yld

- -

ROIC.AI

2020
2021
2022
2023
2024
2025
2026
TTM
INR
23.27
20.77
26.81
34.6
36.2
40.03
40.25
40.83
Revenue per Share
3.42
3.04
3.58
6.11
4.19
4.36
3.02
2.94
Basic EPS, GAAP
3.34
2.3
2.34
6.66
1.96
4.22
1.34
- -
Free Cash Flow per Basic Share
2.15
- -
2.34
2.22
2
2.5
2.5
- -
Dividend per Share
11.19
11.9
13.1
21.55
23.71
25.58
26.06
- -
Book Value per Share
11.05
11.74
13.01
21.49
22.8
24.81
25.41
- -
Tangible Book Value per Share
107
107
107
103
107
107
107
107
Basic Weighted Avg Shares
2,483
2,217
2,860
3,549
3,863
4,271
4,295
4,351
Sales/Revenue/Turnover
25.73
26.85
25.7
28.62
19.78
20.26
11.55
7.7
Operating Margin (%)
24
27
38
45
67
102
115
117
Depreciation Expense
365
324
382
627
448
465
323
313
Net Income, GAAP
27.37
28
26.6
25.6
26.67
26.65
14.15
12.83
Effective Tax Rate (%)
14.7
14.63
13.36
17.67
11.58
10.89
7.51
7.2
Profit Margin (%)
783
1,124
1,205
2,046
1,988
2,084
1,259
- -
Working Capital
17
32
21
9
56
57
97
- -
LT Debt
1,196
1,271
1,398
2,299
2,536
2,742
2,750
- -
Total Equity
- -
30.65
35.04
35.45
20.56
18.08
9.01
- -
Return on Invested Capital (%)
- -
23.87
26.13
29.6
16.83
14.07
9.74
- -
Return on Capital (%)
- -
26.33
28.65
33.93
18.53
17.68
11.71
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
1,842
- -
LT Borrowings
- -
29
- -
LT Finance Leases
- -
68
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
107
107
107
Market Capitalization
5,513
3,499
4,162

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
3,495
- -
Cash, Cash Equivalents & STI
- -
2,217
- -
Accounts Receivable, Net
- -
789
- -
Inventories
- -
22
- -
Total Current Liabilities
- -
2,235
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
1,842
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
18.64%
0.29%
Free Cash Flow
- -
30.61%
-68.18%
Net Income, GAAP
- -
5.32%
-30.63%
Sales/Revenue/Turnover
- -
14.62%
0.55%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
999
1,070
1,159
1,043
4,271
2026
1,001
1,047
1,239
1,008
4,295
2027
1,057
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.01
1.22
1.39
0.79
4.36
2026
0.69
0.8
1.03
0.51
3.02
2027
0.6
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
2.5
2026
- -
- -
- -
- -
2.5
2027
- -
- -
- -
- -
- -
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Business
Radiant Cash Management Services Limited Radiant Cash Management Services Limited (RADIANTCMS.NS) operates as an integrated cash logistics company focused on retail cash management services in India. Founded in 2005 and headquartered in Chennai, Tamil Nadu, the company provides core services including cash pick-up and delivery; network currency management involving collection from end users, deposit into current accounts, and transfer to client accounts; cash processing such as sorting notes into categories like soiled, mutilated, fit, issuable, counterfeit, and ATM-ready bundles; cash vans and cash-in-transit using armored vehicles for cash or bullion movement; and other value-added services like vaulting, ATM replenishment, and cash protection. It serves banks, financial institutions, organized retail, e-commerce companies, NBFCs, insurance firms, railways, and retail petroleum outlets across more than 18,000 pin codes covering Tier 2 and Tier 3+ locations nationwide, with over 60,000 business touchpoints and a workforce of approximately 2,546 employees. Recent developments include the 2023 acquisition of a majority stake in Kochi-based fintech Aceware Fintech Services Private Limited (Acemoney) for Rs 11.2 crore to expand into digital banking solutions for retail outlets, cooperative banks, and rural societies; the launch of Radiant Valuable Logistics division in 2023 for high-value commodity transport like gold and diamonds; an increased inter-corporate loan to Aceware from Rs 5 crore to Rs 15 crore via addendum in September 2025; issuance of a Rs 100 million corporate guarantee in September 2025 for subsidiary credit facilities with IDFC First Bank; and listing on NSE and BSE following its IPO in January 2023.