1. India Stocks

  2. •

    Finance

  3. •

    Investment banks/Brokers
Regency Fincorp Ltd

Regency Fincorp Ltd

BBSE:REGENCY
62.65
INR
-3.29
(-4.99%)
2.03EPS
18.48P/E
3.56BMarket Cap
Regency Fincorp Ltd
BSE:REGENCY
(Bombay Stock Exchange)

Recent

price

62.65

P/E

ratio

18.48

div

yld

- -

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
- -
- -
- -
0.12
0.88
0.68
1.07
2.8
4.25
6.31
6.56
12.62
4.01
3.17
4.47
5.36
Revenue per Share
- -
- -
- -
0.01
0.63
0.34
0.38
0.49
0.41
0.46
0.68
0.87
0.51
0.78
1.67
2.16
Basic EPS, GAAP
- -
- -
- -
-4.39
0.86
0.34
1.63
3.32
-0.06
0.77
-0.41
10.04
1.46
1.42
2.93
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
0.05
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
4.44
4.44
4.44
4.46
5.09
5.43
8.45
8.61
11.04
11.56
11.92
12.79
13.23
19.16
20.02
- -
Book Value per Share
4.44
4.44
4.44
4.46
5.09
5.43
8.45
8.61
11.04
11.56
11.92
12.79
13.23
19.16
20.02
- -
Tangible Book Value per Share
6
6
6
6
6
6
6
7
8
8
8
11
38
64
80
80
Basic Weighted Avg Shares
- -
- -
- -
1
5
4
6
21
35
52
54
135
153
201
358
428
Sales/Revenue/Turnover
- -
- -
55.64
14.93
92.67
67.71
48.92
33.42
13.61
11.91
15.86
9.21
18.28
29.77
46.4
45.13
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
2
2
3
4
8
7
9
9
Depreciation Expense
- -
- -
- -
- -
4
2
2
4
4
4
6
9
20
50
134
173
Net Income, GAAP
- -
- -
20.84
18.75
23.13
29.99
26.03
26.11
29.56
30.58
23.09
27.38
23.12
25.66
26.39
25.57
Effective Tax Rate (%)
- -
- -
75.95
12.13
71.78
50.81
35.67
17.39
10.8
8.08
10.29
6.86
12.82
24.71
37.46
40.36
Profit Margin (%)
- -
- -
- -
27
31
27
41
240
341
341
866
-542
438
944
1,368
- -
Working Capital
- -
- -
- -
- -
- -
- -
47
191
267
272
767
346
515
492
903
- -
LT Debt
27
27
27
27
31
33
51
64
91
95
127
137
506
1,218
1,605
- -
Total Equity
- -
- -
0.07
0.34
13.24
6.55
3.61
1.99
1.07
1.06
1.07
0.93
1.39
2.12
3.86
- -
Return on Invested Capital (%)
- -
- -
0.07
0.34
13.21
6.58
3.54
2.04
1.22
1.13
0.87
0.96
1.58
2.68
4.95
- -
Return on Capital (%)
- -
-0.02
0.07
0.34
13.21
6.55
5.5
6.3
4.39
4.11
4.98
7.01
6.12
5.77
9.5
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
654
- -
LT Borrowings
- -
903
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
81
80
89
Market Capitalization
2,698
1,939
3,558

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
2,137
- -
Cash, Cash Equivalents & STI
- -
126
- -
Accounts Receivable, Net
- -
13
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
769
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
654
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
61.91%
96.87%
31.73%
Free Cash Flow
-438.85%
-656.61%
160.45%
Net Income, GAAP
57.31%
106.94%
169.65%
Sales/Revenue/Turnover
65.23%
55.51%
77.89%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
35
40
52
73
201
2026
78
78
86
103
358
2027
161
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.12
0.18
0.21
0.41
0.78
2026
0.45
0.48
0.42
0.44
1.67
2027
0.79
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Similar Companies
Robinhood Markets, Inc. (NASDAQ:HOOD)
Coinbase Global, Inc. (NASDAQ:COIN)
BSE Ltd. (NSE:BSE)
Goldman Sachs Group, Inc. (The) (NYSE:GS)
Multi Commodity Exchange of India Limited (NSE:MCX)
National Stock Exchange of India Limited (BSE:NSE)
Business
Operating as a non-banking financial entity in India, Regency Fincorp Limited delivers diverse financial solutions. The company provides essential micro-credit services, including personal and business loans tailored for micro, small, and medium enterprises (MSMEs), as well as dedicated financing for women entrepreneurs and merchant partners. Additionally, it offers secured loans against property. Regency Fincorp also extends short-term credit for operational needs like acquiring inventory, funding business expansion, purchasing plant and machinery, display units, office automation, and specialized mining equipment. The firm primarily serves economically active households, especially underserved women, and MSMEs across the country, aiming to enhance their growth prospects. Founded in 1993, the company previously operated as Regency Investments Limited before adopting its current name on December 23, 2020. Regency Fincorp Limited maintains its head office in Zirakpur, Punjab, India. Recent activities include board approvals for revised loan agreement terms, capital strengthening through equity share allotments from warrant conversions, and a strategic entry into MSME Secured Loans to foster economic growth. The company has also reported strong financial performance with increased income and profit in the last fiscal year.