Richfield Financial Services Ltd. (India)

Richfield Financial Services Ltd. (India)

BBSE:RFSL
16.36
INR
+1.39
(+9.29%)
0.70EPS
34.05P/E
228.54MMarket Cap
Richfield Financial Services Ltd. (India)
BSE:RFSL
(Bombay Stock Exchange)

Recent

price

16.36

P/E

ratio

34.05

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
1.44
0.73
1.24
0.89
0.44
0.51
0.53
0.54
0.02
2.39
5.92
12.72
17.02
Revenue per Share
0.1
0.05
0.3
0.24
0.25
-0.38
0.58
0.19
0.01
0.86
0.17
0.37
0.7
Basic EPS, GAAP
-0.42
-0.05
2.63
1.5
-1.17
-0.31
-0.38
3.69
-2.47
-7.28
-28.33
-50.67
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.41
- -
- -
Dividend per Share
7.6
7.65
7.96
10.69
12.26
9.9
10.49
10.58
10.59
11.46
11.22
14.67
- -
Book Value per Share
7.6
7.65
7.96
10.69
12.26
9.9
10.49
10.58
10.5
11.34
11.15
14.67
- -
Tangible Book Value per Share
8
8
8
8
8
8
8
7
9
8
7
10
8
Basic Weighted Avg Shares
11
5
9
7
3
4
4
4
- -
18
44
121
145
Sales/Revenue/Turnover
10.35
18.2
46
63.82
71.16
-74.26
167.47
30.86
-1,744.57
39.54
-10.47
3.65
5.29
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
1
Depreciation Expense
1
- -
2
2
2
-3
4
1
- -
6
1
4
6
Net Income, GAAP
16.32
26.73
3.7
0.07
19.25
- -
15.34
13.51
- -
22.78
7.26
25.17
27.46
Effective Tax Rate (%)
6.62
6.75
24.2
26.95
58.18
-74.88
110
34.04
46.74
36.11
2.87
2.91
4.11
Profit Margin (%)
6
6
3
35
54
30
28
80
64
93
307
799
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
5
258
668
- -
LT Debt
57
57
60
80
92
74
79
79
79
86
84
142
- -
Total Equity
- -
0.65
3.78
2.5
2.19
- -
5.66
1.31
- -
6.14
-2.25
-0.6
- -
Return on Invested Capital (%)
- -
0.65
3.85
2.56
2.22
- -
5.7
1.73
- -
7.61
4.67
0.61
- -
Return on Capital (%)
- -
0.65
3.85
2.56
2.22
-3.43
5.7
1.73
0.11
7.83
1.47
3.12
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
668
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
10
10
Market Capitalization
265
267
229

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
817
- -
Cash, Cash Equivalents & STI
- -
30
- -
Accounts Receivable, Net
- -
12
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
17
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.51%
15.06%
68.22%
Free Cash Flow
-670.03%
-133.81%
131.02%
Net Income, GAAP
736.24%
1,474.17%
181.18%
Sales/Revenue/Turnover
988.7%
1,975.36%
177.66%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
7
8
11
17
44
2026
22
27
26
43
121
2027
49
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.07
-0.04
0.01
0.14
0.17
2026
0.13
0.45
0.12
-0.17
0.37
2027
0.35
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.41
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
Richfield Financial Services Limited (RFSL.BO), a non-banking financial company headquartered in Ernakulam, India, engages in investment and financing activities across India. Incorporated in 1992 as Richfield Portfolio Management Private Limited and converted to a public company in 1994, the company provides a range of financial services including merchant banking, stock-broking, portfolio management, project consultancy, loan syndication, capital structuring, leasing, investments, bill discounting, bought out deals, microfinance, gold loans, personal loans, and investment and insurance products; it also trades shares and securities and invests in bonds, mutual funds, and shares. The company targets retail investors, individuals, and businesses nationwide with personalized services, technical tips, and solutions for investment needs. In December 2025, shareholders approved a preferential issue of 40 lakh equity shares to promoters and non-promoters, raising capital for onward lending, loan disbursements, repayment of borrowings, working capital enhancement, branch expansion, technology investments, and operational resources amid rapid growth reflected in total assets surging 244% year-over-year to INR 35.10 crore and strong Q2 FY2025-26 revenue growth of 54%.