Sahara Housingfina Corporation Limited

Sahara Housingfina Corporation Limited

BBSE:SAHARAHOUS
35.00
INR
-2.64
(-7.01%)
0.40EPS
94.70P/E
266.14MMarket Cap
Sahara Housingfina Corporation Limited
BSE:SAHARAHOUS
(Bombay Stock Exchange)

Recent

price

35.00

P/E

ratio

94.70

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
28.79
28.36
28.12
28.49
24.72
18.18
17.53
17.87
17.8
17.31
17.85
16.72
14.15
12.85
10.76
9.18
9.49
Revenue per Share
3.23
3.17
2.86
3.77
3.13
2.69
2.82
3.68
3.73
2.97
2.99
2.55
2.02
2.01
0.93
0.49
0.4
Basic EPS, GAAP
22.58
22.09
19.09
19.67
42.06
18.08
1.89
-3.74
-8.86
42.81
9.79
4.22
14.47
5.48
34.73
16.52
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
35.95
39.12
41.99
45.76
45.21
47.91
50.73
57.43
61.14
64.13
67.16
69.77
71.83
73.89
74.84
75.44
- -
Book Value per Share
35.95
39.12
41.99
45.76
45.21
47.91
50.73
57.43
61.11
64.11
67.15
69.76
71.81
73.88
74.82
75.44
- -
Tangible Book Value per Share
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
Basic Weighted Avg Shares
202
199
197
199
173
127
123
125
125
121
125
117
99
90
75
64
70
Sales/Revenue/Turnover
80.54
77.95
70.22
71.83
13.47
10.3
13.94
16.23
0.61
9.76
21.4
18.25
5.33
3.55
-2.8
-4.03
6.06
Operating Margin (%)
1
2
2
1
1
1
- -
1
5
5
5
5
5
4
4
3
3
Depreciation Expense
23
22
20
26
22
19
20
26
26
21
21
18
14
14
6
3
3
Net Income, GAAP
26.75
25.91
24.21
25.57
32.76
34.65
33.05
16.19
23.06
25.43
18.77
18.13
32.15
24.06
18.98
13.42
6.86
Effective Tax Rate (%)
11.24
11.17
10.19
13.24
12.66
14.8
16.11
20.58
20.94
17.14
16.75
15.25
14.3
15.62
8.61
5.35
4.23
Profit Margin (%)
29
70
177
70
285
269
264
163
6
221
201
322
210
-66
37
4
- -
Working Capital
1,210
1,173
1,362
1,326
1,247
1,067
1,037
850
635
703
557
597
491
234
134
14
- -
LT Debt
252
274
294
320
316
335
355
402
428
449
470
488
503
517
524
528
- -
Total Equity
1.54
1.52
1.29
1.56
1.33
0.58
0.82
1.29
-0.16
0.36
1.31
1.04
0.62
0.25
-0.07
-0.33
- -
Return on Invested Capital (%)
1.54
1.52
1.29
6.79
5.29
1.27
1.41
1.95
2.11
1.75
1.93
1.72
1.44
1.48
0.8
0.54
- -
Return on Capital (%)
9.42
8.44
7.06
8.6
6.88
5.78
5.72
6.8
6.29
4.74
4.55
3.72
2.86
2.75
1.25
0.65
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
120
- -
LT Borrowings
- -
14
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
271
259
266

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
129
- -
Cash, Cash Equivalents & STI
- -
66
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
125
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
120
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.7%
2.36%
0.81%
Free Cash Flow
-30.55%
121.09%
-52.44%
Net Income, GAAP
-12.01%
-27.39%
-46.96%
Sales/Revenue/Turnover
-6.35%
-12.36%
-14.67%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
23
21
21
21
75
2026
17
18
17
19
64
2027
16
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.33
0.15
0.16
0.29
0.93
2026
0.3
-0.04
0.12
0.11
0.49
2027
0.24
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
Sahara Housingfina Corporation Limited (SAHARAHOUS.BO), a BSE-listed housing finance company registered and regulated by the National Housing Bank, provides housing loans to individuals and entities across India for the purchase, construction, extension, repair, renovation, and improvement of residential properties; home extension loans; land purchase loans; mortgage loans; non-residential property loans; home loan enhancements; loans against property; business loans to self-employed professionals; and developer loans. Headquartered in Kolkata, West Bengal, at 46 Dr. Sundari Mohan Avenue, the company, originally incorporated in 1991 as Livewell Home Finance Limited and renamed in 2007 following acquisition by the Sahara Group, operates nationwide through an extensive network tied to Sahara India's over 5,000 service offices. In recent developments, the company held its 34th Annual General Meeting in September 2025, released its annual report for fiscal year 2024-2025, and continues quarterly disclosures of return on investment data and liquidity risk assessments as of mid-2025, amid ongoing operational focus on housing finance without public deposit solicitation.