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Smart Finsec Ltd.

Smart Finsec Ltd.

BBSE:SMARTFIN
7.80
INR
-0.01
(-0.13%)
0.38EPS
22.26P/E
261.32MMarket Cap
Smart Finsec Ltd.
BSE:SMARTFIN
(Bombay Stock Exchange)

Recent

price

7.80

P/E

ratio

22.26

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.25
0.35
2.21
5.18
1.56
3.16
7.66
16.94
10.22
8.16
0.5
0.34
0.69
Revenue per Share
0.03
-0.03
0.37
0.29
0.19
0.11
0.15
1.15
0.47
0.79
0.39
0.33
0.38
Basic EPS, GAAP
-0.34
-0.36
-0.25
-0.05
-0.05
-1.9
-1.62
1.56
-0.17
0.88
0.89
-0.18
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
1.3
1.78
3.25
1.93
2.15
2.28
2.41
3.58
4.05
4.84
5.23
5.56
- -
Book Value per Share
1.3
1.78
3.25
1.93
2.15
2.28
2.41
3.58
4.05
4.84
5.23
5.56
- -
Tangible Book Value per Share
30
30
30
30
30
30
30
30
30
30
30
30
29
Basic Weighted Avg Shares
7
10
66
155
47
95
230
508
307
245
15
10
20
Sales/Revenue/Turnover
-8.18
-18.38
21.58
6.35
15.66
3.63
2.34
8.95
5.99
10.69
54.23
50.38
77.57
Operating Margin (%)
- -
1
1
1
1
1
1
1
1
1
1
- -
- -
Depreciation Expense
1
-1
11
9
6
3
4
35
14
24
12
10
11
Net Income, GAAP
- -
- -
22.28
12.53
20.63
11.68
- -
23.98
26.4
23.39
21.78
26.82
26.59
Effective Tax Rate (%)
11.09
-7.53
16.77
5.55
12.43
3.59
1.95
6.81
4.61
9.66
78.46
96.01
55.82
Profit Margin (%)
20
33
77
42
53
58
102
92
111
114
124
134
- -
Working Capital
- -
- -
- -
- -
- -
- -
43
- -
- -
- -
- -
- -
- -
LT Debt
39
53
97
58
64
68
72
107
121
145
157
167
- -
Total Equity
- -
- -
14.52
10.85
9.39
4.5
- -
31.12
11.8
15.03
4.02
2.33
- -
Return on Invested Capital (%)
- -
- -
14.74
11.11
9.5
6.67
- -
31.16
12.36
17.75
7.85
6.14
- -
Return on Capital (%)
- -
-1.7
14.74
11.11
9.5
5.13
6.36
38.49
12.35
17.75
7.78
6.04
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
29
30
31
Market Capitalization
239
194
261

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
135
- -
Cash, Cash Equivalents & STI
- -
5
- -
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
1
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.08%
19.06%
6.34%
Free Cash Flow
247.81%
-210.26%
-120.23%
Net Income, GAAP
-96.4%
122.8%
-16.8%
Sales/Revenue/Turnover
78%
-12.9%
-32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
6
7
6
4
15
2026
5
4
5
5
10
2027
6
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.1
0.12
0.1
0.07
0.39
2026
0.09
0.07
0.11
0.06
0.33
2027
0.14
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
Smart Finsec Limited, a non-banking finance company registered with the Reserve Bank of India, engages in investment, lending, and real estate businesses primarily in India. Incorporated on December 16, 1994, originally as Kevalin Securities Private Limited and renamed Smart Finsec Limited in May 2010, the company is headquartered at F-88, 2nd Floor, Industrial Pocket, District Centre, West Delhi, Raja Garden, New Delhi-110027, with its shares listed on BSE Limited under the ticker SMARTFIN.BO. It operates through Real Estate and NBFC Activity segments, offering loans and advances including term loans and working capital support to traders and medium-sized enterprises; leasing and hire-purchase financing; share and debenture conversion consulting and assistance services; acquisition and underwriting of shares, stocks, bonds, debentures, and government or local authority securities; acting as share transfer agent and managers to public issues; chit business; and real estate activities encompassing development, agency, consulting, brokerage, property acquisition, construction, leasing, and subletting of freehold and leasehold properties, land, houses, and commercial spaces. The company provides customized financial solutions, stock market investments, and corporate deposits while explicitly excluding agriculture or industrial activities as principal business. No major acquisitions, partnerships, funding rounds, new product launches, or strategic expansions have been reported in the last one to two years.