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Vani Commercials Ltd

Vani Commercials Ltd

BBSE:VANICOM
8.00
INR
-0.20
(-2.44%)
0.21EPS
42.88P/E
250.32MMarket Cap
Vani Commercials Ltd
BSE:VANICOM
(Bombay Stock Exchange)

Recent

price

8.00

P/E

ratio

42.88

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.91
0.52
0.69
0.69
0.52
0.63
1.32
1.62
2.57
- -
2.67
2.88
1.94
2.11
Revenue per Share
0.17
0.06
0.05
0.05
0.02
0.03
0.01
0.07
0.11
- -
0.2
0.22
0.12
0.21
Basic EPS, GAAP
0.32
-0.17
0.08
-0.22
-0.08
0.03
-10.28
-6.6
-16.42
-1.87
-26.94
9.37
-3.91
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
4.81
9.96
10.02
10.04
10.06
10.08
10.09
10.17
10.28
11.14
11.41
11.72
12.05
- -
Book Value per Share
4.81
9.96
10.02
10.04
10.06
10.08
10.09
10.17
10.28
11.14
11.41
11.72
12.05
- -
Tangible Book Value per Share
2
4
4
4
4
4
4
4
4
12
12
12
29
20
Basic Weighted Avg Shares
2
2
3
3
2
3
5
7
11
- -
31
34
57
43
Sales/Revenue/Turnover
29.74
9.84
10
9.26
-6.81
8.71
1.56
6.65
10.24
- -
18.79
17.75
9.02
26.78
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
2
2
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
3
4
4
Net Income, GAAP
30.9
25.61
26.2
30.9
54.77
52.48
85.94
26.4
25.98
- -
61.67
47.92
45.52
41.46
Effective Tax Rate (%)
18.68
11.23
7.76
6.88
4.29
4.3
0.64
4.49
4.38
- -
7.64
7.69
6.32
9.81
Profit Margin (%)
5
2
2
8
5
22
63
91
159
186
517
405
548
- -
Working Capital
- -
- -
1
- -
- -
- -
41
69
135
93
402
306
206
- -
LT Debt
20
41
41
41
41
42
42
42
42
131
134
138
355
- -
Total Equity
- -
0.8
0.56
0.51
-0.16
0.26
0.02
0.34
0.56
- -
0.59
0.64
0.56
- -
Return on Invested Capital (%)
- -
0.8
0.53
0.47
0.22
0.27
0.06
0.31
0.32
- -
0.63
0.55
0.77
- -
Return on Capital (%)
- -
0.8
0.53
0.48
0.22
0.27
0.08
0.72
1.1
- -
1.81
1.91
1.46
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
206
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
29
28
Market Capitalization
111
212
250

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
551
- -
Cash, Cash Equivalents & STI
- -
5
- -
Accounts Receivable, Net
- -
3
- -
Inventories
- -
2
- -
Total Current Liabilities
- -
4
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
37.42%
74.55%
157.63%
Free Cash Flow
-3,396.02%
217.19%
-204.64%
Net Income, GAAP
- -
- -
38.46%
Sales/Revenue/Turnover
- -
- -
68.64%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
13
8
- -
34
2026
13
2
10
15
57
2027
16
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.17
0.39
0.13
-0.01
0.22
2026
0.17
0.14
0.19
-0.08
0.12
2027
0.09
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
Vani Commercials Limited is an India-based non-banking financial company (NBFC) engaged primarily in providing financial services and commercial lending. Founded in 1988 and headquartered in Nangloi, New Delhi, it offers a diversified portfolio of tailored financing solutions targeting small and medium enterprises (SMEs), micro, small and medium enterprises (MSMEs), retail borrowers, and individual entrepreneurs. Its core products and services include personal loans, unsecured loans, home loans, corporate deposits, financial and management consultation, and credit facilities designed to support business growth and financial inclusion. The company operates primarily in India and focuses on bridging the financing gap for customers underserved by traditional banks. Recently, Vani Commercials Limited approved a private placement to issue approximately 32.2 million shares to raise around INR 386.9 million from new investors including SN Capital Management Private Limited, Sri Professionals Private Limited, and several individual investors alongside corporate entities such as Novaxdigital Technologies And Services Limited and ASI Electric Mobility Private Limited, reflecting a strategic capital infusion to support its business expansion and financial service offerings. The company is a listed entity on the Bombay Stock Exchange and continues to enhance its operational efficiency and product suite in the financial services sector.