1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Viji Finance Ltd.

Viji Finance Ltd.

15.91
INR
-0.32
(-1.97%)
0.28EPS
21.38P/E
1.05BMarket Cap
Viji Finance Ltd.
BSE:VIJIFIN
(Bombay Stock Exchange)

Recent

price

15.91

P/E

ratio

21.38

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.02
0.1
0.14
0.01
0.12
0.12
0.15
0.21
0.16
0.09
0.08
0.11
0.19
0.17
0.16
0.36
0.37
Revenue per Share
0.37
0.08
0.09
0.01
0.05
0.03
0.06
0.12
0.03
0.01
0.04
0.04
0.04
0.01
0.01
0.14
0.28
Basic EPS, GAAP
-0.03
0.39
0.05
0.01
0.07
-0.02
-0.13
-0.03
-0.06
-0.04
0.06
-0.15
-0.4
-0.37
-0.21
0.15
- -
Free Cash Flow per Basic Share
- -
0.01
0.02
- -
0.02
0.02
0.01
- -
0.01
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.58
0.63
0.66
0.72
0.75
0.75
0.78
0.91
0.93
0.94
0.99
1.03
1.07
1.09
1.5
1.64
- -
Book Value per Share
0.58
0.63
0.66
0.72
0.75
0.75
0.78
0.91
0.93
0.94
0.99
1.03
1.07
1.09
1.5
1.64
- -
Tangible Book Value per Share
45
45
45
1,122
112
112
112
112
112
112
112
112
112
112
143
143
146
Basic Weighted Avg Shares
1
4
6
13
13
13
17
23
18
10
9
12
21
19
23
51
54
Sales/Revenue/Turnover
51.91
37.3
57.23
69.46
69.84
46.64
54.82
82.46
59.77
28.09
66.57
37.1
31.28
11.13
-0.31
51.08
59.96
Operating Margin (%)
- -
- -
- -
- -
- -
1
- -
- -
- -
1
- -
1
4
4
3
3
3
Depreciation Expense
17
4
4
6
6
3
6
14
3
1
4
4
4
1
2
20
41
Net Income, GAAP
0.55
21.06
30.9
31.44
35.46
39.92
33.74
26.69
50.84
30.8
24.61
11.12
27.85
40.05
22.11
25.24
8.34
Effective Tax Rate (%)
1,637.84
80.97
63.74
44.2
45.17
25.88
36.09
60.45
18.84
13.46
48.52
36.08
20.78
6.24
7.26
38.86
76.39
Profit Margin (%)
6
-13
-12
78
-6
-10
-17
133
140
146
-2
-10
-11
-125
44
-80
- -
Working Capital
- -
- -
- -
- -
- -
- -
7
31
39
43
36
47
92
16
126
19
- -
LT Debt
26
28
30
81
84
85
88
102
104
106
112
116
120
122
214
234
- -
Total Equity
2.71
10.42
9.17
8.79
6.79
3.75
5.8
10.97
2.45
0.92
2.82
2.74
1.99
0.46
-0.02
5.05
- -
Return on Invested Capital (%)
91.92
10.62
9.66
9.08
6.79
3.75
5.81
11.08
2.4
0.91
3.02
2.85
2.04
0.46
0.54
5.43
- -
Return on Capital (%)
95.14
13.06
13.48
10.43
7.27
4.09
7.19
14.71
3.22
1.27
4.11
3.87
3.66
0.99
1
8.82
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
54
- -
LT Borrowings
- -
19
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
143
143
173
Market Capitalization
379
400
1,048

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
5
- -
Cash, Cash Equivalents & STI
- -
4
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
84
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
54
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.26%
18.69%
9.23%
Free Cash Flow
-6.87%
-72.31%
-173.27%
Net Income, GAAP
134.03%
207.1%
1,070.48%
Sales/Revenue/Turnover
22.42%
47.01%
118.56%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5
6
6
6
23
2026
6
6
16
23
51
2027
9
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.01
-0.02
-0.01
0.05
0.01
2026
-0.02
-0.01
0.07
0.15
0.14
2027
0.07
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
Viji Finance Limited Viji Finance Limited (VIJIFIN.NS), a non-banking financial company registered with the Reserve Bank of India, provides customized financial products and services including personal loans, business loans, gold loans, corporate finance, infrastructure and project finance, and working capital loans primarily to corporates and individuals in India; it operates through an expanding distribution network targeting niche markets underserved by traditional banks, with a focus on secured and unsecured lending segments. Founded in 1994 and headquartered in Indore, Madhya Pradesh, the ISO 9001:2015 certified firm lists its shares on the Bombay Stock Exchange, National Stock Exchange, and Calcutta Stock Exchange, and maintains operations across various regions in India to fulfill financial needs of individuals and corporates. In recent developments, the company increased its equity capital to 14.25 crore rupees as of March 2025, extended its annual general meeting for the financial year ended March 31, 2025, scheduled a board meeting for November 3, 2025, to approve unaudited Q2/H1 results, and experienced significant stock price surges including a 19.92% gain in July 2025 and a 9.9% intraday rise in November 2025 amid strong buying interest.