DOVERIE - United Holding AD
BBSEBG:DUH8.32
EUR
-0.02
(-0.24%)
ISIN
BG1100038980
Return %
Stock
S&P 500
1Y
73.85
14.20
3Y
96.53
81.12
5Y
121.70
68.34
Capital Structure
FRC
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in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- CEO
- Anna Ivanova Pavlova
- Full Time Employees
- 3,206
- Sector
- Finance
- Industry
- Investment banks/Brokers
- Address
- Sofia Bulgaria
- IPO Date
- Jul 6, 1998
- Website
- doverie.bg
- Similar Companies
- Business
- DOVERIE - United Holding AD is a diversified holding company engaged in the acquisition, development, strategic management, and restructuring of equity investments across banking, retail trade, healthcare, industrial manufacturing, and real estate sectors. Founded in 1996 and headquartered in Sofia, Bulgaria, the company oversees a portfolio of operating subsidiaries with primary geographic operations in Bulgaria and the Republic of Moldova, serving retail consumers, corporate enterprises, institutional clients, and medical patients. The company offers its products and services across five primary business segments: Banking and Financial Services: commercial, retail, and corporate banking solutions provided primarily through BC Moldindconbank S.A. via intermediate holding entity Doverie - Invest EAD, including personal loans, residential mortgage financing, working capital loans, and SME credit facilities; demand deposits, term savings products, and certificate accounts; debit and credit card issuance and merchant acquiring; domestic and international payment processing, letters of credit, bank guarantees, and treasury operations; mobile and electronic banking applications; alongside equity portfolio management, corporate restructuring, and financial consulting. Retail and Home Improvement: operation and management of large-scale DIY (Do-It-Yourself) retail stores across Bulgaria under an exclusive franchise agreement for the Mr. Bricolage brand via Doverie - Brico AD, distributing building materials, timber, masonry products, and insulation; sanitary ware, bathroom fixtures, ceramic tiles, and plumbing equipment; hand tools, power tools, hardware, and fasteners; electrical fittings, lighting, and wiring; interior paints, exterior coatings, varnishes, and adhesives; flooring, wall coverings, and home decorative accents; lawn and garden equipment, plants, irrigation systems, and outdoor furniture; as well as household storage, organizational supplies, and cleaning accessories. Healthcare and Medical Services: provision of comprehensive inpatient and outpatient healthcare through the MBAL - Doverie general hospital and MC - Doverie medical center, including diagnostic imaging, clinical laboratory testing, cardiology, general surgery, minimally invasive laparoscopic surgery, orthopedic care, urology, neurology, physical therapy, and post-operative rehabilitation; alongside workplace safety assessments, mandatory health screenings, and occupational medicine consulting provided by Labour Medicine Service - Doverie EOOD. Industrial Manufacturing and Consumer Goods: development and manufacturing of household chemicals, laundry detergents, fabric softeners, dishwashing liquids, and multi-surface cleaning agents under the IZI brand via Doverie - Care EAD; grape cultivation, vinification, bottling, and wholesale distribution of varietal table and reserve wines through Bulgarsko vino OOD; production of knitwear, apparel, and technical fabrics via Bilyana - Triko AD and Maritzatex AD; manufacture of waterproofing membranes, bitumen products, and specialized construction materials through Hydroisomat AD; and river transport support, technical maintenance, and industrial equipment services through Dunav AD. Real Estate and Asset Management: property development, commercial leasing, maintenance, and asset management of industrial complexes, administrative office spaces, retail properties, and logistics facilities across Bulgaria. In recent strategic developments, Doverie - United Holding AD has focused on capital rationalization, core operational scalability, and digital transformation across its principal business units. In February 2025, the company finalized the sale of its 98.15% stake in subsidiary United Health Insurance Fund Doverie (OZOF Doverie) to Generali CEE Holding for 22 million BGN, a strategic divestment designed to streamline group operations and reallocate resources into primary growth sectors. In its banking division, the holding continues to fund and execute digital banking overhauls, payment infrastructure upgrades, and enhanced SME lending programs at Moldindconbank in Moldova. In its retail operations, the group continues the modernization, energy efficiency upgrades, and e-commerce omnichannel integration of its Mr. Bricolage network in Bulgaria through Doverie - Brico AD, while restructuring non-core industrial holdings to optimize consolidated cash flows and improve operating margins.