Paysera Bulgaria AD is a Bulgaria-based financial technology company that provides digital banking, international money transfers, and e-commerce payment processing solutions. Founded in 2016 and headquartered in Sofia, Bulgaria, the company operates as the regional licensee of the global Paysera fintech network, delivering financial infrastructure to retail consumers, freelancers, small and medium-sized enterprises (SMEs), and corporate clients across Bulgaria, Romania, and the broader Southeastern European region. The company provides a comprehensive portfolio of financial products and services, which includes multi-currency IBAN payment accounts enabling fund management and exchange across more than 30 global currencies; domestic and cross-border money transfer services executed via SEPA, SEPA Instant, and SWIFT payment networks; Paysera Checkout, an e-commerce payment gateway supporting credit and debit card processing, bank-link integrations, and digital wallets for online merchants; contactless Visa payment cards supporting Apple Pay, Google Pay, and Samsung Pay; real-time foreign currency exchange services; Paysera Tickets, an event ticketing and event management distribution platform; physical and digital investment gold trading integrated directly into the mobile banking application; point-of-sale (POS) and QR-code mobile payment solutions for physical retailers; and developer-ready open banking application programming interface (API) tools for automated mass disbursements and treasury management. In recent developments, Paysera Bulgaria AD listed its shares on the BEAM growth market of the Bulgarian Stock Exchange (BSE: PAY) through an initial public offering to accelerate its regional growth and technology investments. The company has expanded its commercial reach across Southeastern Europe with enhanced cross-border acquiring in Romania and the Western Balkans, completed core infrastructure integrations for 24/7 euro settlements via SEPA Instant, and broadened its commercial offerings with virtual payment cards, advanced corporate expense tracking features, and expanded PSD2-compliant open banking integrations.