1. Indonesia Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
PT Bank of India Indonesia Tbk

PT Bank of India Indonesia Tbk

BSWD.JK
PT Bank of India Indonesia TbkID flagIndonesia Stock Exchange
1,360.00
IDR
- -
- -
5.02TMarket Cap
PT Bank of India Indonesia Tbk
BSWD.JK
(Indonesia Stock Exchange)

Recent

price

1,360.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
73.85
81.67
90.17
138.79
168.26
133.44
115.71
35.19
76.38
76.69
49.69
64.15
62.22
71.59
80.94
81.62
82.48
Revenue per Share
27.43
37.58
42.99
63.71
83.17
-29.51
-328.99
-62.78
4.83
15.12
-34.49
-27.39
6.94
13.24
21.35
13.09
20.9
Basic EPS, GAAP
-38.03
110.71
43.74
171.72
712.12
-77.76
-650.93
-186.03
-398.28
213.65
-53.55
-146.88
-119.61
-287.93
63.65
76.92
-125.3
Free Cash Flow per Basic Share
16.29
15.61
21.38
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
224.68
246.65
255.76
317.91
401.08
331.04
-2.55
-31.91
-25.25
-10.13
-60.78
-104.75
20.16
96.77
118.12
131.21
127.12
Book Value per Share
249.06
270.74
292.08
352.58
429.99
733.34
720.14
552.46
550.61
565.96
515.96
1,255.03
1,391.57
914.57
935.76
950.45
944.95
Tangible Book Value per Share
1,279
1,279
1,279
1,279
1,279
1,514
1,535
2,024
2,047
2,047
2,047
1,608
2,389
3,689
3,689
3,689
3,689
Basic Weighted Avg Shares
94,469
104,465
115,335
177,537
215,228
201,977
177,613
71,225
156,329
156,968
101,690
103,155
148,641
264,085
298,560
301,069
304,242
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,853
2,072
2,474
2,591
2,935
4,871
6,393
4,999
6,880
5,121
3,114
3,374
4,565
9,402
8,766
9,389
9,422
Depreciation Expense
35,092
48,072
54,996
81,495
106,387
-44,668
-505,002
-127,085
9,880
30,952
-70,582
-44,051
16,590
48,831
78,755
48,282
77,087
Net Income, GAAP
26.99
25.52
25.6
25.63
25.25
- -
- -
- -
6.97
- -
473.82
- -
- -
16.96
22.27
24.19
22.27
Effective Tax Rate (%)
37.15
46.02
47.68
45.9
49.43
-22.12
-284.33
-178.43
6.32
19.72
-69.41
-42.7
11.16
18.49
26.38
16.04
25.34
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,542
- -
- -
- -
- -
- -
- -
- -
- -
- -
598
855
410
134
1,260
2,273
986
LT Debt
318,715
346,488
373,769
451,238
556,249
1,114,888
1,108,216
1,121,236
1,130,232
1,161,277
1,057,670
2,018,746
3,332,242
3,378,441
3,457,363
3,512,254
3,490,556
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
15.95
17.11
22.21
23.14
-8.81
- -
- -
- -
- -
- -
- -
- -
24.11
19.87
10.5
17.91
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,689
3,689
3,689
Market Capitalization
9,923,052
9,591,054
5,275,080

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
275,651
285,006
604,113
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.64%
32.25%
1.59%
Free Cash Flow
83.13%
61.38%
20.85%
Net Income, GAAP
77.49%
8.34%
-38.69%
Sales/Revenue/Turnover
14.98%
27.42%
0.84%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
67,224
74,285
74,907
79,351
298,560
2025
73,694
76,291
74,967
- -
301,069
2026
69,865
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.09
- -
- -
- -
21.35
2025
3.54
- -
- -
- -
13.09
2026
7.02
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Similar Companies
BOL Bancshares Inc. PFD (BOLBP)
Texas Capital Bancshares, Inc. (TCBI)
Tokyo Kiraboshi Financial Group, Inc. (7173.T)
QCR Holdings, Inc. (QCRH)
Plumas Bancorp (PLBC)
Glen Burnie Bancorp (GLBZ)
Business
PT Bank of India Indonesia Tbk (Ticker: BSWD.JK) is a financial institution primarily engaged in banking services including retail banking, corporate banking, trade finance, and digital banking solutions. The company offers a comprehensive range of products and services such as savings accounts, fixed deposits, personal loans, mortgage loans, credit cards, corporate loans, trade financing, cash management, and electronic banking services. Operationally, it serves individual customers, small and medium enterprises, and large corporations across Indonesia. Founded in 2010, PT Bank of India Indonesia Tbk is headquartered in Jakarta, Indonesia. It operates primarily within the Indonesian banking sector while focusing on expanding digital banking capabilities to cater to a growing tech-savvy customer base. The bank is part of the Indian banking ecosystem presence in Southeast Asia, leveraging strategic partnerships for trade and investment facilitation between India and Indonesia. In recent developments within the last 1-2 years, PT Bank of India Indonesia Tbk has undertaken significant initiatives to strengthen its market position, including forming strategic alliances to enhance digital services and expanding its product offerings to include more fintech collaborations and sustainable finance products aimed at supporting green projects. The bank has also been involved in acquiring smaller financial entities to broaden its customer base and capabilities. These strategic shifts have bolstered its competitive stance in Indonesia's evolving financial market. Overall, PT Bank of India Indonesia Tbk operates as a versatile financial institution offering a diversified portfolio of banking products and services with a focus on innovation, market expansion, and strengthening bilateral trade finance between Indonesia and India. Its comprehensive banking solutions cater to a broad spectrum of clients, emphasizing growth through digital transformation and strategic partnerships.