QCR Holdings, Inc.

QCR Holdings, Inc.

QCRH
QCR Holdings, Inc.US flagNASDAQ Global Market
102.69
USD
-0.14
- -
1.70BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
14.99
11.07
9.43
9.74
10.72
12.17
13.87
17.67
17.31
18.23
20.51
20.09
21.34
23.17
Basic EPS, GAAP
2.13
1.75
1.64
2.2
2.68
2.92
3.65
3.89
6.3
5.94
6.79
6.77
7.54
8.5
Free Cash Flow per Basic Share
5.35
2.97
2.48
2.97
2.1
3.58
4.07
6.93
4.73
5.12
21.6
23.77
20.98
47.46
Dividend per Share
0.73
0.25
0.08
0.16
0.19
0.22
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.28
Book Value per Share
18.71
18.12
19.21
21.82
25.38
30.1
33.82
37.57
43.36
46.01
52.93
59.08
66.64
70.25
Tangible Book Value per Share
18.07
17.5
18.81
20.26
22.7
24.04
28.15
32.16
38.02
36.82
43.81
50.21
57.86
61.35
Basic Weighted Avg Shares
6
8
10
13
13
15
16
16
16
17
17
17
17
17
Sales/Revenue/Turnover
83
88
98
122
143
180
218
275
272
304
343
338
360
387
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3
3
3
4
5
6
7
7
7
11
12
11
12
12
Net Income, GAAP
15
15
17
28
36
43
57
61
99
99
114
114
127
142
Effective Tax Rate (%)
23.61
16.89
17.81
24.33
12.17
17.29
20.3
17.34
18.57
12.75
10.32
7.12
6.41
8.09
Profit Margin (%)
18.01
17.04
17.35
22.61
25
23.99
26.32
22.02
36.38
32.57
33.09
33.67
35.32
36.69
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
284
264
189
251
260
332
266
172
167
696
717
568
636
651
Total Equity
148
144
226
286
353
473
535
594
677
773
887
997
1,112
1,150
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
8.18
9.51
9.15
10.82
11.17
10.44
11.38
10.73
15.57
13.67
13.69
12.09
12.06
12.91

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
636
416
651
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17
16
16
Market Capitalization
1,390
1,410
1,593

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
279
210
265
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.5%
13.38%
11.52%
Free Cash Flow
50.49%
61.22%
-11.48%
Net Income, GAAP
24.2%
18.01%
11.72%
Sales/Revenue/Turnover
14.4%
5.71%
6.51%
Total Cash Common Dividend
23.33%
1.46%
0.72%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
80
85
84
89
338
2025
75
82
99
105
360
2026
88
95
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.59
1.73
1.65
1.79
6.77
2025
1.53
1.71
2.17
2.13
7.54
2026
2
2.2
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.06
0.12
- -
0.24
2025
0.06
0.06
0.06
0.06
0.24
2026
0.06
0.1
- -
- -
- -

Company Description

CEO
Todd A. Gipple
Full Time Employees
1,001
Sector
Financial Services
Industry
Banks - Regional
Address
3551 Seventh Street Moline IL United States of America 61265
IPO Date
Oct 6, 1993
Website
qcrh.com
Business
QCR Holdings, Inc. is a multi-bank holding company providing commercial and consumer banking, trust and asset management services through its subsidiary banks. The company operates Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank, and Guaranty Bank, which offer noninterest-bearing demand, interest-bearing demand, time, and brokered deposits; commercial loans including lines of credit for working capital, term loans for facilities and equipment, commercial and residential real estate loans; retail installment and consumer loans such as motor vehicle, home improvement, home equity, and signature loans; direct financing leases and equipment financing for commercial and industrial businesses through its m2 subsidiary; merchant credit card processing; correspondent banking; wealth management; investment advisory services; and capital markets revenue activities. It serves corporations, partnerships, individuals, and government agencies in the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, Springfield, and Waterloo/Cedar Falls communities across Iowa, Illinois, and Missouri with 37 branches and 1,039 employees. Founded in 1993 and headquartered in Moline, Illinois, QCR Holdings focuses on relationship-driven banking with centralized operations for efficiency. In November 2025, the company selected Jack Henry to modernize technology infrastructure across its four banks, standardizing operations and enhancing client and employee experiences to support data-driven growth; it also reported record Q3 2025 net income of $36.7 million, approved a new share repurchase program for up to 1 million shares, and repurchased 129,056 shares for $10 million earlier that quarter; recent expansions include wealth management services to Community State Bank in Q2 2024.

Company News

  • 5 Dividend-Growth Stocks Set to Reward Investors With Dividend Hikes

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  • QCR (NASDAQ:QCRH) Sets New 1-Year High Following Analyst Upgrade

  • QCR Holdings, Inc. (QCRH) Q2 2026 Earnings Call Transcript

  • QCR Q2 Earnings Call Highlights

  • QCR Holdings (QCRH) Reports Q2 Earnings: What Key Metrics Have to Say

  • QCR Holdings (QCRH) Beats Q2 Earnings and Revenue Estimates

  • QCR Holdings, Inc. Announces Net Income of $36.3 Million for the Second Quarter of 2026

  • QCR Holdings, Inc. to Report Second Quarter 2026 Financial Results

  • QCR Holdings, Inc. Announces Annual Meeting Results and a Cash Dividend of $0.10 Per Share

  • Investment Advisor Trims Position in Financial Stock, According to Latest SEC Filing

  • Endeavour Capital Adds to QCR Holdings Stake, According to Recent SEC Filing

  • QCR Holdings, Inc. (QCRH) Q1 2026 Earnings Call Transcript

  • Compared to Estimates, QCR Holdings (QCRH) Q1 Earnings: A Look at Key Metrics

  • QCR Holdings (QCRH) Surpasses Q1 Earnings Estimates