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BRD Groupe Societe Generale SA (Romania)

BRD Groupe Societe Generale SA (Romania)

BBVB:BRD
33.30
RON
-1.30
(-3.76%)
25.02BMarket Cap
Oct 29Next Earn
BRD Groupe Societe Generale SA (Romania)
BVB:BRD
(Bucharest Stock Exchange)

Recent

price

33.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
RON
5.14
4.73
4.45
4.19
3.87
3.7
3.95
3.95
4.44
4.71
4.45
4.44
4.97
5.47
5.79
6.24
- -
Revenue per Share
1.45
0.71
-0.43
-0.56
0.09
0.67
1.09
2.02
2.23
2.14
1.38
1.88
1.91
2.35
2.19
2.22
- -
Basic EPS, GAAP
-5.59
4.61
2.96
3.2
3.49
4.07
-1.76
2.23
0.37
1.06
2.78
-5.2
4.62
1.25
-4.4
2.8
- -
Free Cash Flow per Basic Share
0.28
0.18
0.17
0.01
- -
0.01
0.33
0.74
1.65
1.65
- -
0.07
3.71
0.01
2.09
1.06
- -
Dividend per Share
8.19
8.67
8.17
7.67
8.18
8.91
9.5
10.5
10.92
11.67
13.95
14.09
9.9
12.62
13.49
15.18
15.36
Book Value per Share
7.98
8.47
7.98
7.47
7.98
8.72
9.3
10.27
10.64
11.34
13.53
13.56
9.25
11.82
12.54
14.11
14.25
Tangible Book Value per Share
697
697
697
697
697
697
697
697
697
697
697
697
697
697
697
697
697
Basic Weighted Avg Shares
3,585
3,293
3,103
2,920
2,697
2,579
2,750
2,754
3,096
3,281
3,104
3,093
3,462
3,812
4,036
4,345
- -
Sales/Revenue/Turnover
- -
- -
-10.62
- -
- -
- -
32.97
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
132
146
160
152
139
131
129
137
134
229
245
239
229
248
256
288
- -
Depreciation Expense
1,008
496
-299
-388
63
466
758
1,406
1,556
1,492
962
1,310
1,328
1,640
1,524
1,546
- -
Net Income, GAAP
17.76
10.16
- -
- -
15.07
15.31
15.78
15.41
15.78
16.53
16.08
19.86
17.44
17.06
18.22
18.7
- -
Effective Tax Rate (%)
28.12
15.07
-9.63
-13.27
2.34
18.06
27.55
51.07
50.25
45.49
31
42.34
38.36
43.01
37.77
35.57
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
11,373
8,590
6,450
4,552
2,965
1,100
1,102
1,273
1,414
2,114
2,604
5,228
8,115
9,426
8,356
9,801
10,151
LT Debt
5,749
6,088
5,746
5,397
5,750
6,257
6,674
7,369
7,657
8,184
9,772
9,879
6,960
8,862
9,451
10,576
10,704
Total Equity
- -
- -
- -
- -
- -
- -
8.96
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
6.9
3.11
- -
- -
0.62
5.78
9.93
17.03
17.48
15.34
8.48
9.46
8.74
9.73
8.45
8.1
- -
Return on Capital (%)
19
8.45
-5.09
-7.02
1.14
7.82
11.81
20.18
20.85
18.95
10.77
13.4
15.88
20.89
16.76
15.47
- -
Return on Common Equity (%)

Capital Structure

RON

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
697
697
697
Market Capitalization
18,747
19,513
25,019

Working Capital

RON

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
12,474
17,236
13,300
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

RON

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.47%
3.48%
11.9%
Free Cash Flow
-127.31%
-232.91%
-163.75%
Net Income, GAAP
17.46%
11.07%
1.4%
Sales/Revenue/Turnover
5.5%
7.05%
7.65%
Total Cash Common Dividend
- -
- -
-49.4%

Quarterly Revenue

RON

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
995
981
1,027
1,022
4,036
2025
1,079
1,067
- -
1,088
4,345
2026
1,047
1,138
- -
- -
- -

Quarterly Earnings Per Share

RON

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.47
0.52
0.58
0.62
2.19
2025
0.5
0.59
- -
0.56
2.22
2026
0.53
0.6
- -
- -
- -

Quarterly Dividends Per Share

RON

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.89
1.17
-0.87
0.89
2.09
2025
- -
- -
- -
- -
1.06
2026
- -
- -
- -
- -
- -
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Business
BRD Groupe Societe Generale SA is a Romania-based financial institution providing universal banking, financial, and investment services to retail consumers, small and medium-sized enterprises (SMEs), and large corporate clients. Headquartered in Bucharest, Romania, and tracing its origins to 1923, the company operates as a key subsidiary of France-based Societe Generale Group. The bank conducts its business across primary segments comprising Retail Banking, Corporate and Commercial Banking, and Financial Markets and Investment Banking. BRD Groupe Societe Generale SA provides a comprehensive portfolio of products and services, including retail banking solutions such as current, savings, and deposit accounts, consumer personal loans, mortgage and residential financing, debit and credit card issuing, and omnichannel digital banking via the YOU BRD web and mobile platforms; corporate and commercial banking solutions such as working capital lines, structured investment loans, syndicated lending, trade finance instruments, letters of credit, bank guarantees, cash management, factoring, and treasury management; financial market services such as foreign exchange trading, interest rate hedging, money market instruments, custody, clearing, and capital markets brokerage; and specialized financial activities encompassing mutual fund and asset management through BRD Asset Management SAI, equipment and vehicle leasing through BRD Sogelease IFN, and integrated bancassurance policies covering life, credit, and property risks. In recent developments, BRD Groupe Societe Generale SA has accelerated its digital transformation through enhanced digital onboarding and instant payment integrations on YOU BRD, expanded its sustainable and ESG-linked corporate financing portfolio to support green energy transition projects in Romania, agreed to divest its private pension management subsidiary BRD Pensii to Banca Transilvania Financial Group, advanced the wind-down of non-core consumer lending unit BRD Finance IFN, and reinforced participation in national and European government-backed credit guarantee initiatives for SME enterprise development.