Banca Transilvania SA
BBVB:TLV36.40
RON
-0.20
(-0.55%)
Banca Transilvania SA
BVB:TLV
(Bucharest Stock Exchange)
Recent
price
36.40
P/E
ratio
9.15
div
yld
3.86%
ROIC.AI
Capital Structure
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.- Similar Companies
- Business
- Banca Transilvania SA is a Romania-based universal financial institution that provides a comprehensive range of retail, corporate, investment, and digital banking products and financial services to individual consumers, small and medium-sized enterprises, and large corporate clients. The company operates through multiple core business segments, including Retail Banking, SME Banking, Large Corporate Banking, Treasury and Financial Markets, and Non-Banking Financial Services. Its product and service portfolio includes deposit accounts, such as current accounts, high-yield savings accounts, and fixed-term deposits; lending solutions, including residential mortgage loans, personal consumer loans, auto loans, working capital credit facilities, investment loans, syndicated financing, and structured debt; card and transaction services, consisting of debit and credit cards, merchant acquiring solutions, point-of-sale and e-commerce payment gateways, domestic and cross-border funds transfers, and digital wallet payments via the BT Pay application; digital banking platforms, including NeoBT and BT24 Internet and Mobile Banking; trade finance and treasury services, encompassing letters of credit, bank guarantees, factoring, supply chain financing, foreign exchange transactions, cash management, and interest rate and currency risk hedging; wealth and asset management, comprising private banking, discretionary portfolio management, and mutual funds through BT Asset Management SAI; capital markets and advisory services, including securities brokerage, equity and debt underwriting, and mergers and acquisitions advisory through BT Capital Partners; and specialized non-banking financial products, including equipment and vehicle leasing through BT Leasing, microfinance through BT Microfinantare, consumer financing through BT Direct, and voluntary pension fund management through BT Pensii. Founded in 1993 and headquartered in Cluj-Napoca, Romania, the company operates an extensive nationwide branch network across Romania, maintains cross-border branches in Italy and Germany to serve the Romanian diaspora, and conducts regional banking operations in the Republic of Moldova through its subsidiary, BC Victoriabank SA. In recent developments, Banca Transilvania completed the acquisition of OTP Bank Romania SA, along with its subsidiaries OTP Leasing Romania and OTP Asset Management, from Hungary-based OTP Bank Group, substantially reinforcing its position as the largest banking group in Romania. Additionally, the group launched Salt Bank, a fully digital neo-bank built on the restructured infrastructure of Idea::Bank Romania in partnership with Engine by Starling, and issued international senior non-preferred MREL-compliant bonds across European capital markets to support regulatory capital targets and sustainable lending initiatives.