Banco Bilbao Vizcaya Argentaria Colombia SA Class B

Banco Bilbao Vizcaya Argentaria Colombia SA Class B

251.00
COP
0.00
(0.00%)
44.32EPS
4.77P/E
3.74TMarket Cap
Banco Bilbao Vizcaya Argentaria Colombia SA Class B
BVC:BBVACOL
(Colombia Securities Exchange)

Recent

price

251.00

P/E

ratio

4.77

div

yld

3.38%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
COP
245
128.41
151.55
165.93
177.57
191.1
200.35
215.79
244.67
255.25
272.22
285.86
266.3
316.45
297.68
309.95
333.11
Revenue per Share
29.49
33.81
32
36
44.87
40.81
37.98
32.58
39.18
50.58
32.07
61.88
71.33
16.95
-16.43
25.49
44.07
Basic EPS, GAAP
-7.47
26.54
262.85
-14.05
-106.53
12.48
69.58
36.41
97.54
-202.28
205.72
118.58
-142.83
47.9
-112.13
10.08
-21.85
Free Cash Flow per Basic Share
12.69
14.61
17.07
15.27
19.07
17.55
21.61
17.49
15.61
18.72
27.37
18.51
32.06
33.23
2.18
3.32
8.47
Dividend per Share
156.64
177.69
198.38
231.32
258.25
270.45
285.53
308.99
321.33
361.54
382.02
426.17
466.48
456.25
426.08
441.75
467.73
Book Value per Share
156.64
147.67
176.69
216.68
242.48
267.19
281.59
304.36
314.81
354.4
373.67
416.47
453.63
439.93
408.27
415.37
438.32
Tangible Book Value per Share
14,389
14,387
14,177
14,548
14,388
14,388
14,388
14,388
14,388
14,388
14,388
14,388
14,388
14,388
17,789
17,789
17,789
Basic Weighted Avg Shares
3,525,284
1,847,466
2,148,407
2,413,851
2,554,866
2,749,556
2,882,502
3,104,695
3,520,259
3,672,487
3,916,661
4,112,824
3,831,393
4,553,029
5,295,401
5,513,607
5,925,565
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
90,598
96,186
200,529
209,683
90,426
87,902
74,960
93,281
90,392
128,588
114,940
114,660
119,403
138,430
153,719
170,351
179,617
Depreciation Expense
424,325
486,428
453,654
523,722
645,644
587,227
546,403
468,723
563,653
727,783
461,405
890,240
1,026,275
243,856
-292,240
453,376
783,933
Net Income, GAAP
22.45
22.38
28.58
29.66
31.84
36.64
36.2
20.95
35.15
31.64
34.12
33.25
34.97
40.79
- -
38.36
38.85
Effective Tax Rate (%)
12.04
26.33
21.12
21.7
25.27
21.36
18.96
15.1
16.01
19.82
11.78
21.65
26.79
5.36
-5.52
8.22
13.23
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,057,840
3,017,374
892,537
1,939,692
2,388,957
5,476,155
4,059,627
6,837,346
5,021,719
5,387,390
5,263,447
3,599,684
6,614,059
5,441,245
5,752,582
4,789,115
6,766,843
LT Debt
2,257,694
2,564,010
2,857,240
3,336,684
3,724,504
3,900,066
4,116,971
4,455,338
4,633,173
5,211,913
5,508,223
6,139,901
6,719,702
6,573,917
7,590,277
7,870,733
8,330,383
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
9.17
8.93
9.72
11.6
11.34
7.22
5.93
4.58
5.36
7.17
4.3
8.67
8.88
1.9
- -
3.45
5.37
Return on Capital (%)
19.85
20.22
16.77
16.94
18.33
15.44
13.66
10.96
12.43
14.82
8.63
15.31
15.98
3.67
-4.13
5.87
9.8
Return on Common Equity (%)

Capital Structure

COP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17,789
17,789
17,789
Market Capitalization
4,055,830
4,269,294
3,735,632

Working Capital

COP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,814,495
8,934,728
8,240,531
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

COP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.38%
7.58%
3.69%
Free Cash Flow
-82.59%
-178.96%
-108.99%
Net Income, GAAP
-45.14%
-88.6%
-255.14%
Sales/Revenue/Turnover
7.43%
7.49%
4.12%
Total Cash Common Dividend
6.43%
0.98%
52.29%

Quarterly Revenue

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,197,728
1,328,335
1,472,552
1,141,932
5,295,401
2025
1,301,142
1,436,824
1,348,069
1,338,353
5,513,607
2026
1,570,676
1,668,467
- -
- -
- -

Quarterly Earnings Per Share

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-9.44
-4.91
-0.71
-4.25
-16.43
2025
1.71
6.41
5.45
11.92
25.49
2026
11.32
15.38
- -
- -
- -

Quarterly Dividends Per Share

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.03
0.23
0.02
1.96
2.18
2025
- -
0.5
- -
2.82
3.32
2026
- -
5.65
- -
- -
- -
Business
Banco Bilbao Vizcaya Argentaria Colombia SA (BBVA Colombia) is a universal banking and financial services institution that provides a comprehensive suite of commercial, retail, corporate, and investment banking solutions to individual consumers, small and medium-sized enterprises (SMEs), large corporate entities, and institutional clients throughout Colombia. The bank operates through specialized divisions including Retail Banking, Commercial and SME Banking, Corporate and Investment Banking (CIB), and Wealth and Asset Management. Its core portfolio of products and services comprises deposit accounts, including non-interest and interest-bearing checking accounts, high-yield savings accounts, and fixed-term deposit certificates (CDTs); credit and lending facilities, including residential mortgage loans, home leasing, payroll-deducted loans (libranzas), unsecured personal loans, automobile financing, commercial working capital lines, revolving credit facilities, syndicated corporate loans, financial leasing, and factoring solutions; payment and cash management services, including Visa and Mastercard branded credit and debit cards, digital wallet integration, corporate payroll processing, supplier payment management, merchant acquiring, and domestic and international wire transfers; treasury and global markets solutions, including foreign exchange spot and forward trading, interest rate and currency derivatives, structured finance, and trade finance guarantees; investment and wealth management services, including mutual funds, collective investment vehicles, voluntary pension management, and fiduciary services administered through BBVA Asset Management Sociedad Fiduciaria SA; brokerage and securities trading executed through BBVA Valores Colombia SA Comisionista de Bolsa; and bancassurance products, including life, unemployment, home, automotive, and fraud protection insurance policies. Originally established in 1956 as Banco Ganadero and integrated into the Spanish multinational financial group Banco Bilbao Vizcaya Argentaria, S.A. in 1996, the institution is headquartered in Bogotá, Colombia, operating an extensive nationwide distribution network of physical branch offices, automated teller machines (ATMs), and omnichannel digital platforms. In recent corporate developments, BBVA Colombia has expanded its sustainable and green capital market activities, notably issuing the global financial sector's inaugural biodiversity bond in partnership with the International Finance Corporation (IFC) to finance reforestation and climate-smart agriculture, completing sustainable subordinated debt placements, and providing major co-financing for renewable energy developments including large-scale solar infrastructure projects alongside the Financiera de Desarrollo Nacional (FDN). The bank has also accelerated its digital transformation strategy by expanding biometric digital token security across its mobile banking platform, streamlining automated credit origination, and implementing executive leadership restructuring within its Corporate and Investment Banking division to enhance advisory and ESG-linked financing capabilities.