Credifamilia Compania de Financiamiento SA
BBVC:CREDIFAMI2,500.00
COP
0.00
(0.00%)
ISIN
COJ0WPA00014
Return %
Stock
S&P 500
1Y
0.00
14.20
3Y
0.04
81.12
5Y
0.04
68.34
Capital Structure
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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- Full Time Employees
- 219
- Sector
- Finance
- Industry
- Savings banks
- Address
- Bogota Colombia
- Website
- credifamilia.com
- Similar Companies
- Business
- Credifamilia Compañía de Financiamiento S.A. is a Colombia-based financial institution that provides specialized mortgage financing, microfinance, consumer credit, and savings solutions primarily targeted at low- and middle-income individuals, microentrepreneurs, and informal economy workers. Founded in 2011 and headquartered in Bogotá, Colombia, the company operates under the supervision of the Superintendencia Financiera de Colombia, focusing on closing the residential housing deficit and driving socioeconomic inclusion across urban and regional markets throughout Colombia. The company operates across three core business divisions: Housing Finance, Consumer and Commercial Lending, and Savings and Investment Solutions. Its product and service portfolio comprises social interest housing mortgage loans (Crédito Hipotecario VIS and No-VIS) for the purchase of new and used residential properties; subsidized mortgage financing integrated with national government programs, such as Mi Casa Ya; residential leasing facilities (Leasing Habitacional); home renovation and improvement credit lines; payroll-deductible consumer loans (Crédito de Libranza) for public and private sector employees and pensioners; working capital microloans tailored to independent contractors and microenterprises; term deposit certificates (Certificados de Depósito a Término - CDT and CDT Digital); programmed savings accounts (Cuentas de Ahorro Programado) structured for housing down payments; and comprehensive bancassurance products, including life, debtor protection, property damage, and unemployment insurance underwritten in alliance with leading insurers. In recent strategic developments, Credifamilia has accelerated its digital transformation program by expanding its proprietary digital loan origination platforms and introducing end-to-end online issuance for its CDT Digital fixed-income portfolio. To support loan portfolio expansion and diversify its capital structure, the institution has executed social and sustainable debt issuances on the Bolsa de Valores de Colombia and secured extended credit facilities with national development banks, such as Bancóldex and Findeter, as well as international multilateral and impact investment organizations. Additionally, Credifamilia has strengthened its nationwide distribution network through strategic alliances with family compensation funds (Cajas de Compensación Familiar), property developers, and construction firms to streamline point-of-sale mortgage advisory and government subsidy processing.