Rimac Seguros y Reaseguros

Rimac Seguros y Reaseguros

BBVL:RIMSEGC1
1.38
PEN
0.00
(0.00%)
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Capital Structure

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Working Capital

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Growth Rates

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Quarterly Revenue

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Quarterly Earnings Per Share

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Quarterly Dividends Per Share

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Company Description

CEO
Mario Luis Potestá Martínez
Sector
Finance
Industry
Multi-line insurance
Address
Lima Peru
IPO Date
Dec 29, 1992
Business
Rimac Seguros y Reaseguros is a Peru-based insurance and reinsurance company that provides comprehensive risk management, health care, and financial protection solutions to individual, commercial, and institutional clients. Founded in 1896 and headquartered in Lima, Peru, the company operates as a core subsidiary of Inversiones Breca S.A. (Grupo Breca) and serves as the leading multi-line insurance carrier in the Peruvian financial system. The company structures its operations across four primary business segments: Life Insurance, Property and Casualty (P&C) General Insurance, Health Care and Medical Benefits, and Reinsurance. Its core product and service portfolio includes life and personal protection solutions, such as term life insurance, whole life policies, educational savings plans, personal accident coverage, and retirement annuities; vehicular and property casualty products, featuring comprehensive motor vehicle insurance, third-party liability, residential homeowner insurance, theft and fire protection, and catastrophe coverage; health and wellness insurance, comprising private health care plans, specialized oncological coverage, dental plans, preventive health programs, and mandatory corporate employee healthcare administered via its affiliate Rimac EPS; and commercial and corporate risk solutions, including commercial multi-risk policies, directors and officers (D&O) liability, comprehensive general liability, cyber risk protection, marine cargo and transport insurance, engineering and technical risk coverage (CAR/EAR), surety bonds, and statutory occupational risk coverage (Seguro Complementario de Trabajo de Riesgo - SCTR). Additionally, the company provides reinsurance underwriting and risk assessment advisory services. In recent operational and strategic developments, Rimac Seguros y Reaseguros has accelerated its enterprise-wide digital transformation, implementing artificial intelligence-driven underwriting models, automated digital claims adjudication, and self-service mobile platforms to streamline policyholder interactions. The company has expanded its integrated health ecosystem through strategic partnerships with the Clinica Internacional medical network, launching expanded telehealth services and proactive digital wellness solutions under its Estar Bien platform. Furthermore, Rimac Seguros y Reaseguros has strengthened its distribution channels by entering new bancassurance and embedded insurance alliances with regional financial institutions, fintech platforms, and retail distribution networks, while rolling out modular on-demand microinsurance products, telematics-enabled auto policies, and specialized cyber risk coverage tailored for small and medium-sized enterprises (SMEs). The company has also integrated formal Environmental, Social, and Governance (ESG) frameworks into its investment management process and underwriting standards to support sustainable long-term asset-liability management.